Dou Po starts from Yun Yun

Chapter 22
"Second Elder, my father said that recently, the financial platform opened by the family has been unable to make ends meet, and the capital chain has broken. Moreover, most of the markets have already been unable to pay wages. I hope that the Second Elder can spend 200 gold coins. , help Fangshi, "

Yun Tianling said, what he said seems to be true,
"Do you have the proof from your father?" A doubtful voice came from inside the room.

"Oh, yes, here." Yun Tianling stuffed a piece of IOU into Xiao Na's hand, Xiao Na took it lightly, a burst of fighting spirit rose from the room, and took the IOU over.
"It is indeed the master's handwriting, and there is also the stamp of the family. Na'er, take the fourth young master to the study and give him 200 gold coins," the people in the room said in a deep voice. Although they felt strange, it was Xiao Zhan's handwriting after all. Letters, he can't say anything,
"Yes, father," Xiao Na glanced at Yun Tianling, and felt that Yun Tianling was still a little handsome, and belonged to the kind of handsome young people who are new to the public.
"Sister, who did you bring back?" A lively girl happily ran over and took Xiao Na's arm affectionately.
"You, fourth young master, let me introduce, this is my second sister, Xiao Nier," Xiao Nayu poked Xiao Nier's small forehead with her finger, and said,
"Fourth Young Master," Xiao Ni'er saluted respectfully. The other party was Fourth Young Master. Although she usually jumps up and down, she still knows some manners.
"Fourth young master, this way please," Xiao Na gently stretched out her plain hand, pointing the way for Yun Tianling,
The study room of the Second Elder's house is located in the northwest of the house. Yun Tianling walked around the corridors and came here. He saw plum blossoms all over the ground. There was a special sense of silence in the house.
Xiao Na took out 200 gold coins from the cabinet in the study, and said, "These gold coins are temporarily lent to you by my father, I hope you can return them to my father on time,"

"Understood, return it within 7 days."

Yun Tianling said, quickly took the bag, and said with a smile,

"That's very good. These gold coins are regarded as treasures by my father. They are only temporarily borrowed from everyone to turn over funds. Moreover, it is also stated in black and white that the daily interest rate is 299%,"

Xiao Na said, father's loan has always been at this interest rate, and this interest rate is still registered in the Wutan City Chamber of Commerce.
"299%, you guys are robbing, right?"

Yun Tianling solemnly protested that if calculated at 299%, he would have to pay back the Second Elder 7 gold coins after 798 days.

"If the fourth young master has any meaning for this interest rate, go to the Wutan City Chamber of Commerce."

Xiao Na closed the door, blocking Yun Tianling from the door,

Yun Tianling was speechless, the second elder’s family’s interest rate is so high, why so many people come to him to borrow money? Could it be that everyone in Wutan City is short of money?
"Why do you all ask Henry Zhang to borrow money?"

Yun Tianling was at the door of the Second Elder's house, among the long queue, grabbed the arm of a young man and asked,

"Brother, at first glance, you are a newcomer. Let me tell you, Henry Zhang's family, although the interest rate is a bit high, but they are really lending money, unlike some big borrowers who use the banner of low interest rates to tempt The vast number of poor people went to his house to borrow money, but in the end, the money was not borrowed, and they were injured all over their bodies."

"Brother, listen to my brother's words, if you want to borrow money, you must find the Second Patriarch Xiao. It is safe and reliable. He is really a lifesaver for us ordinary people."

The young man grabbed Yun Tianling's arm instead, and said excitedly, it seems that Henry Zhang is quite popular in Wutan City,

"Then let me ask, since there are so many money lending chambers of commerce in Wutan City who know the law and break the law, don't the chambers of commerce in Utan City ignore it?"

Yun Tianling asked, the Wutan City Chamber of Commerce is affiliated to the Miter Auction House. It is a chamber of commerce organized and established by Mitel with the proceeds from the auction. Mutual promotion of alchemists, personal credit consultation and gold coin and silver coin loan services, etc., and also responsible for supervising most of the chambers of commerce in Utan City,
Moreover, the Wutan City Chamber of Commerce is a tyrant in Wutan City. Any family that wants to engage in business that is incompatible with it must register with the Wutan City Chamber of Commerce. Every year, they must pay nearly [-] gold coins to the Wutan City Chamber of Commerce. The income from the business, in this small city of Wutan, is full of disturbances,
"Hey, let's take the Zhirong Chamber of Commerce opened by Jialie's family as an example. Their family is completely a scam. If you borrow money from their family, it is simply cannibalism. No, dogs cannibalize people. Their family, It is declared that the interest rate is only 23%, but the actual interest rate charged is a hundred times higher than that of Xiao Er's family, and some people even borrow it, and it is thousands of times higher. I don’t dare to stay in Utan City because of my debts, and many people who left with the money have left the Jia Ma Empire.”

The young man was also someone who had borrowed money from the Jialied family, and he was very familiar with the situation of the Jialied family.

"In Wutan City, there is a saying that describes the Jialie family. It's true, white jade is a treasure. I didn't expect such a common saying to be piled up with the hard-earned money of countless people."

Saying goodbye to the young people, Yun Tianling walked on the wide street, the peddlers on both sides of the street were shouting hard, and many people from Wutan City roamed the streets, shuttled through it, picking their favorite products,

"Ding Dong, congratulations to the host for successfully borrowing 200 gold coins, which has been deposited into the reserve fund, and the income has started. The host can withdraw gold coins from the reserve fund every day,"

"Ding dong, a new loan task has been announced. Within 24 hours, borrow 400 gold coins from the Smart Finance Chamber of Commerce established by Jialie's family. The host can choose not to repay, but he has to bear certain consequences from the Smart Finance Chamber of Commerce," [system prompt].

"Garley family, it seems it's time to show real skills,"

Yun Tianling walked all the way to Jialie's house. Jiajia's house is located in the northeast of Wutan City, which belongs to a relatively prosperous area, so there is a lot of traffic every day. Even near night, the area where Jialie's house is located is also very lively.
"One father and one mother, one with a long neck and the other with a long neck. Ladies and gentlemen, this is a good product just brought in from Stone Desert City. It's called Shi Yu. This treasure..."

"It's beautiful and exaggerated. It's better to let the facts speak for themselves. My goods come from Yancheng, but Yancheng's most famous Yancheng life and death bamboo has not yet been appraised by any golden-eyed guest officer. If you want to try the water, even come……"

……

As soon as he entered Jialie's Fangshi, he showed the charm of the most prosperous area in Wutan City.
The sound of yelling came from all directions,
Yun Tianling shuttled through the steady flow of people, looking at the largest market at the end of the road - Zhirong Chamber of Commerce,
It has to be said that the Zhirong Chamber of Commerce was built extremely luxuriously. The floor tiles and roof tiles are all made of high-quality cherry wood. The huge office is even bigger than the living room of the Xiao family.
"Master Xiao, what are you here for?" A manager came to Yun Tianling with a big belly just after dealing with a client, and asked Yun Tianling in an extremely unfriendly tone.

"I'm here to borrow money," Yun Tianling said bluntly, without blushing or heart beating,

"Borrowing money?" The steward's eyes widened.

(End of this chapter)