The poor are poor, the rich are rich

Chapter 85 3 Let the children understand the financial status of the family
Chapter 183 Let children understand the financial status of the family
Many parents are reluctant to let their children know about their family's financial situation. On the one hand, they feel that the child is still young and are afraid that he will not be able to understand it;In fact, there are many benefits for children to understand the wealth status of the family. It is not only conducive to cultivating children's financial awareness, but if children know that the family is not rich, they will consciously limit their spending and develop the habit of frugality.

Both Zhang Mei and her husband were laid off, and life suddenly became difficult, but they did not tell their children about these things in order not to affect their children's studies.It’s almost the Spring Festival, and the money at home is running out. When Zhang Mei was still worrying about what to do with her husband, her son came to ask for pocket money again. He asked for 1000 yuan, saying that several classmates had bought new ones. Nike shoes, he also wants to buy.Zhang Mei didn't directly reject her son, but just had a good talk with him about the family's financial situation.Later, my son, who was already in the second year of junior high school, began to save everywhere, and he no longer compared himself with his classmates like before.

From the above examples, we can see that letting children understand the financial status of the family is conducive to cultivating children's correct concept of financial management.Chinese children generally have their own pocket money when they reach a certain age, and there is also a sum of lucky money every Spring Festival.The money is generally spent by the children at will, or arranged by the parents.As parents, many of them live a rough life, but respond to their children's needs, and consciously or unconsciously develop their children's bad habits of spending money, blind comparison, and unrestrained consumption.In the United States, through financial education, children live in an environment with strong financial awareness, make reasonable and reasonable plans and arrangements for their pocket money, and gradually develop the quality and ability to be good at financial management.Although the social background and family conditions are different, it is very important to teach children some common sense about how to understand money and how to use it, so that they can establish financial awareness, instead of reaching out to their parents when they have no money, and spending it recklessly when they have money. urgent and necessary.

Letting children understand the financial status of the family is also conducive to cultivating children's sense of responsibility, obligation and self-control.Whether the family is rich or poor, let the children know that "there is no such thing as pie in the sky". Own.For those families who are not rich, it is especially important for children to understand that parents' money is hard-earned and not to compare with others.In fact, many children's bad habits of spending money like running water are caused by parents who do not respect their children's right to know about the family's financial situation, or overindulge their children.If you tell your children the actual situation at home as Zhang Mei did in the example, many children will wake up and gradually develop good consumption habits.

Therefore, don't create the illusion of "prosperity and abundance" for your children, and don't think that this is loving your children. Tell your children frankly about your family's financial situation, and cultivate your children's correct concept of money and good consumption habits. This is the true love for your children. Love.

(End of this chapter)