Super quality mind

Chapter 298 Bank Loans
Shi Xitong flew to Ice City on the sixth day of the lunar new year. In name, Taishi International Asia-Pacific North Branch wanted to invest in Changsheng Real Estate, but in fact the most important thing was to help Shi Lei get a loan.

"Have you prepared all the materials I asked you to prepare?" In Shi Xitong's hotel room, there were only Shi Lei and Shi Xitong, and Kang Jianhui went to the door to smoke a cigarette knowingly.

"It's all ready. All the company's documents and materials are here, including the copy of the contract. Is this really a loan of 3000 million?" Shi Lei's company, he estimated, would be good if it could loan [-] million, but Shi Xitong said, He has a way to get Shi Lei to borrow [-] million.

"As long as you can repay the loan, the bank will give you a loan of one billion yuan if you take a brick. Friends, with me as your guarantee, it will be absolutely fine." Shi Xitong said confidently.

"Well, the money can definitely be repaid. It's just that how long he can promise to lend me, and it will definitely not be repaid in one year." This loan will take at least three years to be repaid, even if the land is acquired and then changed hands. It will take next year to sell it, otherwise the price has not risen to the highest point yet, and selling it does not mean a loss.

"We are striving for three to five years, but we don't know how long he can stay in this position. If he has to be transferred in a short period of time, it will be difficult." Shi Xitong also considered this point.

"But you don't have to worry too much. As long as you can get a loan, you can use the shares of Changsheng Real Estate as collateral later, borrow another sum of money from another bank, and repay the money. Shares of Changsheng Real Estate, if you want a loan Still easy."

Hearing what Shi Xitong said, Shi Lei suddenly realized that he could still do this, isn't it equivalent to a white wolf with empty gloves.Use a company worth 3000 million to lend [-] million, and then use this [-] million to buy shares in Changsheng Real Estate.Go back and use the shares of Changsheng Real Estate to take a formal loan from another bank and repay the money.

"Well, as long as it doesn't cause you trouble."

"What trouble can it cause me? It's only [-] million. If you didn't insist on the loan, I'd give it to you first. The time is almost up, let's go." Shi Xitong looked at his watch, stood up and said.

Shi Lei drove Shi Xitong and Kang Jianhui to the Jinjiang Restaurant. President Zhou likes to eat this restaurant.

After waiting for 10 minutes in the private room of the hotel, I saw a young man push open the door.After he saw Kang Jianhui, he turned sideways, and a middle-aged man in his 40s walked in from the door. He had the aura of a superior person, and he looked like he had been in the leadership for a long time.

"Old Shi, I'm late, excuse me, excuse me." Seeing Shi Xitong, Zhou Mingfu extended his right hand in greeting.

"Old Zhou, you came at the right time. Sit down. Shi Lei, let me introduce you. This is Zhou Mingfu, the president of Provincial Industrial and Commercial Bank. The leader, your name is Uncle Zhou. Old Zhou, this is my son Shi Lei." Shi Xitong followed Zhou Mingfu shook hands and introduced Shi Lei to the other side.

"Hi Uncle Zhou, you can just call me Leizi." Shi Lei stretched out his hands and shook Zhou Mingfu's.

"Your son? I haven't seen you for a few years. How old is your son?" Zhou Mingfu looked at Shi Xitong in surprise. His son should still be in school.

Shi Xitong glanced at Shi Lei, with a hint of love in his eyes: "This is another one, my wife doesn't know."

Zhou Mingfu gave Shi Xitong a thumbs up: "At that time when we were chatting together, we thought you were the most caring of your family and never played outside. It turns out that you have such a big son, tsk tsk tsk, you have been fooling me for many years. Leizi, sit down too, you are not an outsider. This is my secretary Feng Jiankun, just hand over your documents to him later."

Hearing what Zhou Mingfu said, he had already decided to give Shi Lei a loan, and today was just a gathering of old friends for a meal.

"Hi Brother Feng."

"Hello." Feng Jiankun shook hands with Shi Lei and then with Kang Jianhui. The two of them had met more than once.

"Old Shi, why didn't I quite understand what you meant this time, [-] million, can't you get it out, and still ask me for a loan?" Zhou Mingfu asked after sitting down, looking at Shi Xitong.

"He didn't want it, so I asked you for help. Why, I will personally guarantee [-] million, is there a problem?" Shi Xitong asked.

"You said hello, what's the problem? But let me tell you something, so you can understand. I'm going to the capital, and I may not have much time in Longjiang. If I transfer away, the loan, It's easy to be used to criticize me. So..." Zhou Mingfu said this, how could Shi Xitong still not understand.

Shi Lei didn't need Shi Xitong to speak, and said, "Uncle Zhou, you can rest assured about this. I use this money to buy shares in Changsheng Real Estate. If you want to transfer, you can call me. I will use the shares of Changsheng Real Estate to borrow another sum of money from another bank, and I will repay it to you first. I just use this money for turnover, and it won't take too long."

"Changsheng Real Estate? Hu Changsheng is willing to let you invest?" Hu Changsheng is a celebrity in Longjiang, well-known in the business world.Zhou Mingfu has always wanted to give Hu Changsheng a loan, so it must be a high-quality performance.It's a pity that Hu Changsheng has enough cash and doesn't need a loan at all.

"Well, he agreed. How long can Uncle Zhou lend me this money, and what documents do I need to prepare?" Shi Lei asked.

"Bring over the materials you prepared and show them to Xiao Feng first."

Shi Lei handed the information to Feng Jiankun, then picked up the teapot on the table, and filled Zhou Mingfu's cup.

When Feng Jiankun read the information, the food was already coming up like water.The waiter also poured half a glass of red wine for each of them.

"Eat the vegetables first, they won't taste good when they get cold, I'll read the information later." Shi Xitong said.

Zhou Mingfu also nodded at Feng Jiankun. Feng Jiankun put down half of the materials he had read, then picked up the cup, lifted it up, and took a sip of juice.

The food at Jin Jiang Restaurant tastes really good, full of flavor and color.For example, the decorations next to the plate are very carefully carved.When Shi Lei came, he also looked at the price of the dishes, the price is really expensive.Just this table of food, not counting drinks, would cost upwards of eight thousand.

After three rounds of wine and five flavors of food, half an hour later, everyone in the room lit their cigars and puffed.

After reading these materials, Feng Jiankun raised his head to look at Shi Lei and asked, "Leizi, I think your company's cash transactions seem to be quite large, but the accounts are all with CCB. You must have a deposit in CCB, right?"

Shi Lei was a little embarrassed, and invited the leaders of ICBC to dinner. It turned out that all the accounts of his company belonged to CCB, even the personal account with more than 7000 million deposits now belonged to CCB.

"Brother Feng, I'm going to deposit all the money in ICBC, and when I look back at my company's account, I will also open an account with ICBC."

"That's not what I meant. I meant that it would be very convenient for you to deposit the deposit in your personal account into the company account, and we will give you a loan. Of course, this account must be our ICBC account."

"That's it, that's no problem. I'll deposit 7000 million in the account first, so can I borrow more?" Shi Lei thought to himself, I have so much money in this account, can't I borrow more?Otherwise, he would have to find Bai Ziyang and the others to make up for the 3000 million shortfall.

Feng Jiankun frowned, and glanced at Zhou Mingfu. Didn't he agree to a loan of [-] million yuan? Why would he want to borrow more now?It's only [-] million, you don't have any collateral, it's a violation.

Zhou Mingfu looked at Shi Lei and asked, "Can you get 7000 million? Then how much do you want to borrow?"

"[-] million and five elements?" Shi Lei thought, since it's all loans anyway, if he can borrow more, he can borrow more, and he can keep some money for turnover, or invest in a few small shops.

"Is all your money used to invest in Changsheng Real Estate?"

"Almost, Mr. Hu promised me to invest [-] million shares. The money is not all mine, but also my girlfriend's. I put all my net worth into it, and I always have some living money in my hand. Loan Can't there be so many?" Shi Lei said with a little disappointment.

"Hahaha, your father is here, he just wants to borrow 5000 million more, of course it's no problem. [-] million, it's settled. But let me make it clear to you, I will transfer away in summer at the earliest, and at the last Slowly transfer it away at the end of the year, and you will have to borrow this money from another bank and repay it to me." Zhou Mingfu said with a smile.

Shi Lei was overjoyed: "Don't worry, Uncle Zhou, as long as you lend me the money, I'll buy the shares of Changsheng Real Estate, and I can mortgage the shares to your bank later."

"That's fine, it's nothing serious. The interest on the loan is normal. Low interest rates are impossible. Now the higher authorities are strictly checking." Zhou Mingfu said the ugly words first, so as not to complain if the favor was not delivered.

"Of course, everything follows the rules. At the beginning of next month at the latest, I guarantee that I can get the equity certificate of Changsheng Real Estate. What Uncle Zhou wants me to do is up to you." Shi Lei said cheerfully.

"Don't worry, the approval of this loan will be very fast, and it will be completed within a week. Let Xiao Feng tell you about the formalities." Zhou Mingfu raised his glass, indicating that the matter has been finalized.

Everyone raised their glasses and drank the wine. Today's meal is considered finished.

"After drinking, I feel a little dizzy. Old Shi, I know a good technician in a place. Let's go and squeeze your feet?" Zhou Mingfu stood up and said.

"Okay, I just want to squeeze too."

Shi Lei went to the door to settle the bill, and handed the car keys to Kang Jianhui.He drank, but Kang Jianhui didn't.

Feng Jiankun was driving in front, and Kang Jianhui was driving behind.When we arrived at a large foot massage shop, five people got out of the car and walked in.

Very formal foot bath shop, the technicians are all men, and the strength is very good.Shi Lei breathed a sigh of relief, but he was really afraid that there might be something wrong with Zhou Mingfu's arrangement, after all, he and Shi Xi were together, so it was so embarrassing between father and son.

I didn't expect that the loan of [-] million would be so easy with his help. Is this the connection? (It’s a great event to drop pie in the sky, cool mobile phones are waiting for you! Follow up~click/Chinese website official account (add friends on WeChat-add official account-enter qdread), and participate immediately! Everyone has a prize, now immediately Pay attention to qdread WeChat official account!)

　Three shifts today

　　
　
(End of this chapter)