Super quality mind

Chapter 299 Loan Settlement
Wang Faqi took out five red tickets from his wallet and threw them to Wang Xia: "Here, take them."

Hearing this contemptuous tone, Wang Xia was furious: "You're the fucking chicken!"

"Then what do you want, everyone, I'm willing, if you think it's too little, then I'll give you another five hundred, okay?" Wang Faqi said disdainfully, he has seen such women a lot.

"Are you rich? Are you great?" Wang Xia shouted.

"It doesn't count if you are very rich, but you also manage hundreds of employees. How about it, beauty, are you interested in being my secretary?" Wang Faqi teased.

Wang Xia looked at him blankly: "You want me to be your secretary?"

"Yeah, how about it? A monthly salary of [-], and a bonus of at least [-]. I usually clean the office for me, and just serve tea and water. How about it? Interesting enough?" Wang Faqi looked at Wang Xia's heart Now, he also thinks it's not bad to get someone like Wang Xia to be a secretary. Slowly teach her, maybe she's even more cute than Li Chunxiang.

Wang Xia was silent for a long time, of course she understood what Wang Faqi meant.secretary?It's love~ people are more or less the same.

"No, at least [-] a month, I have to pay the rent and buy clothes, all of which need money!"

Wang Faqi looked Wang Xia up and down, thinking of the passion in the bathroom just now, this girl was still very tasty when she swayed.

"Okay, eight thousand is eight thousand, let's go and have dinner with me."

Shi Lei was driving Fang Xuan to lunch, when he saw a car parked on the side of the road that looked familiar, wasn't it Wang Faqi's car?

After Shi Lei drove past, he saw Wang Faqi and Wang Xia coming out of the express hotel together and walking towards his car.

"What are you looking at?" Fang Xuan glanced back, there was nothing interesting.

"Isn't that Wang Faqi and Wang Xia, they just came out of that express hotel."

Fang Xuan looked through the rearview mirror and saw that it was indeed true.She thought of the scene where Wang Xia seduced Shi Lei, and when she saw her with Wang Faqi, she immediately began to wonder whether this was something Wang Faqi did.

A few days ago, Wang Faqi came home to pay New Year's greetings, and mentioned it to his aunt once. It seems that he is the temporary manager of the Longjiang branch, and he seems to want his aunt to remove the name.At that time, my aunt didn't say anything, and he came to see his father later, but his father didn't say anything.Originally, Fang Xuan thought that it was not easy for Wang Faqi. If the name of acting general manager was not correct, he should be corrected by Fuzheng. Now it seems that he should be removed, but it is not Fuzheng, but let him return to vice president , or even expel him!

During the meal, Fang Xuan still had a look of displeasure: "Hmph, that Wang Faqi is not suitable for this position. I will call my aunt in a while and tell him to get out~Damn!"

Shi Lei thought that Fang Xuan was unhappy seeing Wang Xia, why was he angry with Wang Faqi?He thought for a while, and finally realized that Fang Xuan must have thought that Wang Xia was sent by Wang Faqi to seduce him.

Shi Lei didn't think so, Wang Xia and Wang Faqi definitely didn't know each other before.As for how Wang Xia and Wang Faqi got mixed up now, he was also very curious.

"Don't think about them. After dinner, you and I will go to the Provincial Industrial and Commercial Bank. The [-] million Uncle Fang gave you will be in my account. I will go through some procedures to get the loan off."

"I don't need to go, you can go by yourself. I will make an appointment with Weiwei in a while, we will go shopping together, and you can have dinner by yourself in the evening." Fang Xuan is not willing to go to the bank to do some loan business, it must be very troublesome, and Very boring.

Shi Lei shook his head. Among Fang Xuan's friends, the one he dislikes the most is Ding Weiwei, but these two have been classmates for four years.I heard that Ding Weiwei is now living with Wu Fanguo, so why didn't she enlighten Fang Xuan about this, and let Fang Xuan open her arms to her earlier.

"Okay, then you can go shopping with her. If you need me to pick you up, just call me."

Shi Lei originally wanted to tell Fang Xuan that her [-] million was used by him to make a transition in the account and to operate the loan.But Fang Xuan didn't seem to care about the money, so that Shi Lei felt a sense of satisfaction from being trusted.

After dinner, Shi Lei sent Fang Xuan to the mall she had agreed with Ding Weiwei, Fang Xuan got out of the car, waved at Shi Lei, and ran into the mall, it was too cold outside.

Shi Lei drove to the provincial ICBC, went to Feng Jiankun to go through some final formalities, and then he could sign the contract that he had prepared long ago, and waited to get the money.

Shi Lei came, Feng Jiankun enthusiastically invited Shi Lei to his office, and made a cup of tea for Shi Lei himself.

"Brother Feng, don't be so polite."

"Leizi, the money in your account has arrived, and now it's a total of 7000 million. Because of this account, your company has also been upgraded to a VIP customer of our bank. These are secondary. For some specific conveniences, I will I will explain to you in a while. Now take a look at this contract, if there is any clause you don't understand, just ask me, and I will explain it to you in detail." Feng Jiankun handed a contract to Shi Lei, then sat there, waiting for Shi Lei read it.

This contract is very detailed. It evaluates Goldstone's capital transactions and future development in recent months, and believes that it can lend [-] million RMB, with Goldstone's fixed assets and future earnings as collateral.

This is the most basic mortgage loan, but if Shi Xitong hadn't made a verbal guarantee to Zhou Mingfu in private, Shi Lei's company, even if it had 7000 million in its account, would never be able to loan more than 5000 million in the end. .

This is considered illegal lending, so Zhou Mingfu specifically made it clear to Shi Lei that Shi Lei must repay the loan before he is transferred.Of course, now they have a better way, that is, through negotiation between the two parties, the shares of Changsheng Real Estate can be used to replace the collateral, and a new loan contract can be signed, so that the matter can be settled.

In fact, Zhou Mingfu will not be affected as long as the loaned money cannot be recovered. Even if Zhou Mingfu did some violations this time, Taishi International Asia-Pacific North Branch where Shi Xitong works is a big saver of ICBC, so Only Zhou Mingfu dared to lend money to Shi Lei in violation of regulations.

Even if Shi Lei doesn't pay, he also believes that Shi Xitong will pay back the money.Otherwise, Shi Xi's word of mouth would be greatly affected, and his loss in business would be much more than one or two hundred million.

Shi Lei's assets are mortgaged, and there is no appraised value report from relevant departments, so it can be regarded as an obvious overvalued mortgage.Moreover, the bank's inspection of Jinshi Company was also kept simple.Under normal circumstances, it is necessary to conduct detailed investigations on business conditions, mortgage assets, tax payments, credit conditions, and business owners. It cannot be completed without more than a week.But Zhou Mingfu had already said hello, and Feng Jiankun directly attached these reports prepared by Shi Lei, which can be regarded as an investigation by their bank.

After reading these materials, Shi Lei said to Feng Jiankun: "Brother Feng, this won't have any bad influence on you, will it?"

"Hahaha, it's okay, as long as you can repay the loan on time, there is no problem at all. The term of this loan is three years. In the first year, only the interest is repaid. In the second year, the interest and part of the principal are repaid. Pay it off, is there any problem with this?" Feng Jiankun asked Shi Lei pointing to some clauses.

"Is it this time of year to pay off?"

"One month in advance."

"That's no problem, I promise to pay it back." Next year, only the interest will be paid back, and only part of the principal will be paid the next year. At that time, the dividends of Changsheng Real Estate should also come down, so he absolutely doesn't have to worry about not paying it back.

"Okay, you can sign. This loan is in your personal name, no seal is required. It is in triplicate, and you keep one copy."

Shi Lei picked up a pen, brushed and signed all three contracts with his name and date, and then handed them back to Feng Jiankun.Feng Jiankun took it over for confirmation, and nodded at Shi Lei: "Wait a minute, I'll take it to the president to sign."

Shi Lei sat in Feng Jiankun's office and waited. After 5 minutes, Feng Jiankun came back and handed Shi Lei a contract: "Take a look, you should keep this contract yourself. If it is lost or damaged, it will cause some trouble."

Shi Lei looked through it, there was Zhou Mingfu's signature and the bank's seal on it, no problem.He carefully packed the contract into a file bag and put it in his bag.

"Brother Feng, it's over, let me treat you to a meal with Uncle Zhou."

"No, let's talk about it next time. Your money will not arrive in your account until the day after tomorrow, so it won't delay your business?"

"Don't delay, there's time. Thank you Brother Feng, and thank you Uncle Zhou for helping me. I'll invite you to dinner after I finish my work on investing in Changsheng Real Estate." Shi Lei stood up and said.

"That's fine, just leave it at that, and you can use the money the day after tomorrow. Don't make this too public, and it's best not to even mention Hu Changsheng." Feng Jiankun held Shi Lei's hand and instructed.He thinks that Shi Lei is too young, and he is afraid that if Shi Lei gets publicized, it will have a great impact on him and President Zhou.

"Brother Feng, don't worry, I understand this matter. By the way, when I was shopping with my girlfriend at the mall the day before yesterday, she saw that this bracelet was very beautiful, so she said it must be suitable for sister-in-law, and Brother Feng gave it to sister-in-law." Shi Lei from He took out the platinum bracelet he had prepared earlier from his bag and put it on Feng Jiankun's desk.

"Leizi, this is inappropriate. Our buddies, do we still need this?" Feng Jiankun pretended to be angry.

"Brother Feng doesn't think of me as a younger brother. This is a small gift that your siblings sold to your sister-in-law, not for you. If you don't take it, I won't be able to pay the job when I go back. This is not affecting the relationship between their sisters Well. That's it, I'm leaving, bye."

Shi Lei told Feng Jiankun to stay, and he walked out of the bank in big strides.Although Shi Xitong had greeted Zhou Mingfu, it was Feng Jiankun who did the actual work.Moreover, Zhou Mingfu was about to be transferred, so Feng Jiankun would definitely be arranged for a good position by him, and he would make a good relationship in advance, so he would definitely not suffer.

Feng Jiankun picked up the box on the table, opened it and took a look.This is not a small gift, this bracelet is also studded with diamonds, look at the label, sixty-eight thousand.He shook his head, opened the drawer, and put the box in his bag, this Shi Lei is quite a man. (It’s a great event to drop pie in the sky, cool mobile phones are waiting for you! Follow up~click/Chinese website official account (add friends on WeChat-add official account-enter qdread), and participate immediately! Everyone has a prize, now immediately Pay attention to qdread WeChat official account!)

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(End of this chapter)