Super quality mind

Chapter 324

Shi Lei told them the stations of the three planned subway stations, which were not included in the fake information that had been published long ago.Although some people have also guessed that a subway station may be built here, they never thought that Line [-] would pass here, and construction would start next year.

"Brother Lei, you didn't participate in this matter, or did you go to Changsheng Real Estate?" Du Pengfei asked sharply.

"Hahaha, I won't talk about this matter, you just have to play around, don't make it too big, let Brother Hu know that you are not happy." Shi Lei said with a haha.

The three of them also secretly made up their minds not to tell anyone about this, so as not to cause Hu Changsheng's displeasure, and those who offend him never end well.

The three of them played mahjong all night, all of them were high-spirited.Finally, after doing the math, Bai Ziyang really won by himself, but he only won more than 3 yuan.This little money is trivial to them, but it is just for entertainment.

Shi Lei and the three of them slept in the Autumn Hotel all morning, and then drove away in the afternoon.Shi Lei went to visit his company, and the three of them began to inspect the three subway stations to see if there were any shops worth buying.Everyone dare not say that there are too many people. It is still possible for one person to spend about 1000 million to buy a property.

On Monday, Shi Lei sat on the chair in the office again, looking at the documents sent by the assistants.It is mainly about the information about the two unfinished buildings, as well as some documents circulated within the company.After all, Shi Lei is also an executive vice president, and he needs to sign many documents.

Huh?Such a coincidence, this unfinished building now belongs to the Provincial Industrial and Commercial Bank.

This unfinished building was originally called Zuoan Garden, within a 10-minute walk, it is a fairly prosperous business district.Originally, it was planned to be a [-]-story residential building, but after hearing rumors in the city that the business district would expand its influence, it was planned to be built higher.At the beginning, the banks were more optimistic and rushed to lend to it.

But this developer is also unlucky. In fact, his strategy is similar to that of Zhao Jinfu.That is, the land is paid in installments, and then the land is used to borrow money from the City ICBC, the land is paid off, and the construction starts.When the construction is halfway through, I will find another loan from the Provincial Industrial and Commercial Bank of China to continue the construction.

However, because a financial person took his money and ran away, resulting in insufficient funds, he had no choice but to find a relationship to borrow money from the City ICBC for subsequent construction.

The second loan, which was a duplicate loan, was frozen and recovered. The boss of the City Industrial and Commercial Bank who had a good relationship with him was also investigated for this, and a series of economic problems were found out, and he was jailed.And the boss of the Provincial Industrial and Commercial Bank who made the first loan also resigned because of this, and Zhou Mingfu, who was fairly familiar with Shi Xitong, replaced him.

He also has no new collateral, and the Provincial Industrial and Commercial Bank is unwilling to continue lending to him, and other banks are even less likely to lend, and his company's capital chain is broken.The company went bankrupt, and he jumped off the building, and the building fell into the hands of the Provincial Industrial and Commercial Bank of China.

Later, another developer planned to buy most of the completed building, but at that time, the city built a commercial area in another place, which meant that the commercial area would not expand, and this building was considered to have no investment value. , it's rotten here again.

The 27-story building was designed, but only 19 floors were built, and the No. [-] floor was half built and there was no money.It has been more than four years now, and many people have rumored that this building cannot be sold.

One is that if the construction is to be continued, it will be built higher, fearing that there will be quality problems in the intermediate structure.Another one was originally designed for residential buildings. Now there is no shortage of residential buildings around this area, and the house layout design at that time is not as attractive as it seems now, and there are very few people who want to buy it.

After evaluation by Changsheng Real Estate, if a subway station is built here, then this building will definitely be sold if it is converted from a residence to a commercial tenant.Don't you think the quality of the top layer is not good?No problem, we will remove half of the 27th floor and don’t want it anymore. If the quality permits, we will continue to build up to the [-]th floor.If the quality does not allow, then take the eighteenth floor as the top floor and directly cap it.Whether there is a problem with the main structure of this building will not be known until relevant tests are carried out.

At that time, the apartment type was four elevators and ten households. I thought it was a bit crowded, but it was no problem. We could add two sightseeing elevators outside, basically without changing the main structure.The house type is not very good, and the lighting is not good. This point can also be slightly changed. Anyway, the main body does not move, and the house type still has a lot of room for adjustment.As for the relevant procedures, Hu Changsheng told Shi Lei not to worry.Dealing with unfinished buildings is also paying for the image of the government. They will happily give some conveniences, and even waive some service fees, taxes and so on.

Now we have to see how much ICBC will sell this building.The original loan was 8000 million, and then no interest was paid. This unfinished building has been in the hands of ICBC for such a long time. It has completely become ICBC's bad debts and non-performing assets. ICBC has already sold him the meaning of.However, many real estate companies are unwilling to pay more than 500 million after consultation. You can't let ICBC not even get back the capital, can you?
"Hey, Brother Feng, I'm Shi Lei. Is Uncle Zhou free today? I have some business to talk to him about." Shi Lei called Feng Jiankun, the secretary of Zhou Mingfu, the president of Provincial Industrial and Commercial Bank.

"Leizi, the president is in the office. There's nothing to do. Come on." Feng Jiankun said.

Shi Lei hung up the phone and drove to the Provincial Industrial and Commercial Bank Building by the river to talk to Zhou Mingfu. His company planned to buy this unfinished building, and of course it had to pass the quality inspection after inspection.

"What did you say? Changsheng Real Estate plans to buy this unfinished building?" Zhou Mingfu stood up from his seat.If this unfinished building can be sold, then it will be regarded as an extra achievement for him, and the transfer to the capital will be almost inseparable.Isn't he short of some outstanding results now?He has been in Longjiang Provincial Industrial and Commercial Bank of China for many years, and his work performance is quite satisfactory.There is no big bright spot, but there is no phenomenon that the loan cannot be collected like the previous one.

Zhou Mingfu came out from behind the desk, and sat down on the sofa just like Shi Lei: "Can you buy this building for more than 8000 million? Can you buy this building for 400 million?"

"Uncle Zhou, since our company intends to buy this building, we also know that you are short of a loan of 8000 million. If it is less than 8000 million, you can't sell it at all. But the prerequisite is that the main body of this building has no quality problems. In It has been exposed to wind and sun for more than four years, so we always have to check it. If there is a problem with the quality, we will buy it and rebuild it. This is more expensive than buying a piece of land, and it will increase our cost a lot." Shi Lei I didn't expect Zhou Mingfu to be so excited when talking about the building.

Zhou Mingfu also calmed down his excitement: "Yes, yes, it is necessary to test. We will invite a professional organization to test tomorrow. Do you see if it is suitable?"

"Uncle Zhou, why are you in such a hurry? It will take a few days for our company's technicians to organize the inspection. It must be too late tomorrow, but before this weekend, there must be no problem." Why does Shi Lei feel that Zhou Mingfu is so anxious? Rotten has been here for more than four years, how many days are left?

Zhou Mingfu sighed and said, "Oh~~ Leizi, Uncle Zhou is not afraid of your jokes. Uncle Zhou thought that he would be transferred back to the capital with confidence, but now there is a change. After working for more than four years, it was time to change positions. There happened to be a good position vacant in Beijing. I found the old leader, and he also thought I was good. He strongly recommended that I transfer back and take that position. But I didn’t expect to get out halfway. For Cheng Yaojin, another competitor appeared. His work performance, experience, and age are similar to mine, and he also has the support of another leader. As a result, the position is still undecided. So I want to do something recently. results and increase my chances of winning the competition.”

Only then did Shi Lei nod his head in understanding: "So that's the case. No wonder you asked for 400 million, Uncle Zhou. The extra 400 million is interest?"

"Yes, at the beginning it was considered a low-interest loan to the boss of this company, with an annual interest rate of 5.00%, and the loan was for one year. But didn't something happen to him later, the company's capital chain was broken, leading to bankruptcy, and people jumped off the building. And The person who took his money and ran away has not been caught yet. It is said that he fled abroad. The principal of 8000 million cannot be changed, so people have been wanting to buy this building in recent years. But the bids are very low, from more than 6000 million to more than 7000 million, no one is willing to bid 8000 million. If Changsheng Real Estate is willing to buy this building for 400 million, it means that I will not only get back the principal , the interest that should have been paid at the beginning has also been recovered, and I can rely on this result to defeat my competitors and finally get that seat."

"Well, Uncle Zhou, don't listen to me. This building has been rotten here for more than four years, and the surrounding housing prices have never risen. Yes, the land was worth more than 5000 million at that time. There is also the main project with 8000 floors. But when we buy it back, we may not be able to sell it. It is not an ordinary difficulty to sell this unfinished building. 400 million may be the greatest sincerity of our company , [-] million, the chairman will not agree."

Shi Lei felt a little embarrassed. Zhou Mingfu also helped him a lot when he took out the loan.Although it was for Shi Xitong's sake, the ultimate beneficiary wasn't Shi Lei.He thought for a while and continued: "Uncle Zhou, how about this, if the structure of this building is no problem after the inspection, and it can continue to be built up, I will personally pay the 400 million interest and fill in this hole for you .”

Zhou Mingfu looked at Shi Lei with satisfaction, then shook his head: "No need, how can uncle let you pay the money personally. Even if you can't earn back the interest, if you sell 8000 million yuan, your chances of winning will greatly increase. Shi is really lucky to have such a sensible son as you."

　This is the second update today, and the fourth update today

　　
　
(End of this chapter)