Age of Dreams

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Qin Yibin is still the general person in charge of the Indian Xiaoyao Department. Although Xiaoyao Express and Xiaoyao Logistics will operate separately, he still has overall supervision and jurisdiction.

However, according to Xiao Qi's understanding, Qin Yibin is not at all interested in the position of the president of the Indian branch.

Because he knows that with the purchasing power of China's 1.5 billion people and the development potential of this market, it is definitely not comparable to India, a country with a complicated situation.

Moreover, the Xiaoyao Mall is an important part of the Xiaoyao Department, and the Xiaoyao Department is an important part of Xiao Qi’s Xiao family wealth. As long as Qin Yibin manages the Xiaoyao Mall in China, it’s not just himself, his Children and grandchildren will benefit from this and will be taken care of and supported by the Xiao family.

Therefore, Qin Yibin had to observe and discuss with Zhou Bo and Wen Lu as soon as possible during the time when Qin Yibin was supervising the three major companies of the Xiaoyao family in India, and then selected the three overall leaders of the Xiaoyao family.

These three chiefs must be able to act independently and have strong working capabilities.

Now I still can't see it in general. Only after Xiaoyao's operation in India can I know who is capable and who is mediocrity.

Xiao Qi will not care about this, because no one knows the Xiaoyao family better than Qin Yibin, Zhou Bo, and Wen Lu.

Let professional personnel decide professional matters, this is what Xiao Qi has always insisted on doing.

In addition to the active preparations of Xiaoyao's department, Xiao Qi is more concerned about it. There is another thing that he wants to develop in the long-term.

India is a country with a federal system, just like the United States.

But unlike the United States, many places in India are simply closed and old-fashioned, with no modern cultural education at all, and many contradictions are very sharp. The situation in each region is different and very complicated.

The big cities are better, at least the progress of civilization is pretty good.

But small cities, especially small villages and towns, are not only a fully self-sufficient small farmer economy, but also have many ancient customs. Many are still bad customs.

Therefore, in this case, the legal systems and measurement standards in various parts of India are completely different.

If you want something to be unified, there is basically no possibility.

However, the process of modernizing society. Nor can these ancient and absurd Indian customs be able to stop it.

Especially in the area of ​​online commerce, it has transcended geographical restrictions and can be purchased anywhere; it has also transcended the restrictions of the rich and the poor. With money and no money, you can buy something you need online.

Therefore, at the beginning of online commerce, a unified standard was implemented. With this development, everyone who joins in the future will respect this system, and then consciously abide by it.

That's right.

What I'm talking about here is not buying and selling things, but a more far-reaching industry-online shopping finance!

When Xiao Qi was watching the development of Indian online e-commerce giants such as snapdeal in his previous life, he saw that they envied China Taobao.com’s payment system, saying that it is difficult to form a unified and complete payment system in India, and people are used to it. In addition, cash on delivery, and many people are not used to paying bills with credit cards or savings cards.

So when Xiao Qi was developing the Xiaoyao Mall, he decided to introduce the Xiaoyao Wallet of the Xiaoyao Mall and the Fairy Bank's online payment transaction system.

It's easy to say about Xiaoyao Wallet. If Xiao Qi can make all the goods 2% cheaper when paying with the Xiaoyao Wallet, it is guaranteed that most people will deposit money into the Xiaoyao Wallet.

The online payment transaction system of Fairy Bank is a bit more complicated. Fairy Bank must enter India to operate, and then build this app on the mobile phone, allowing people to use the Fairy Bank card to pay.

It doesn't matter if you don't have a mobile phone to access the Internet. The square card reader carried by the courier can solve the problem. You only need to use the fairy bank card to swipe it.

As for why the fairy bank card is used?

It's very simple. You can get a 2% discount if you use Fairy Bank’s credit or debit card, within the limit of 200 US dollars a month, without paying any handling fees and interest. Can you brush it?

In addition, if you use the fairy bank card on your mobile phone, or the Xiaoyao Wallet in Xiaoyao Mall, you can add an additional 2% discount. Do you use your mobile phone to pay?

If the fairy bank card and the Xiaoyao wallet are also tied together, then an additional 1% discount will be added. Are you binding or not binding?

The sum of these discounts is basically a discount of about 5%. For people who buy goods for a long time, the discount of 5% is definitely not small. At least 30% of users will use mobile network payment for this. And binding the Xiaoyao wallet and the fairy bank card.

Considering that many young people and white-collar workers in India are already accustomed to the Western life of swiping cards, they will not resist the slightly more advanced Internet mobile payment. These people also account for at least 20% of the overall shoppers. .

Adding it up, it is optimistic that after three years of the opening of the Indian branch of Xiaoyao Mall, there should be 200 million mobile payment users including Xiaoyao Wallet and Fairy Bank Card users.

Users who can have 200 million people have the funds deposited in banks and wallets. No matter which bank or mobile payment platform, it is very good. If it is listed on the market, it will be at least 50 billion. Market value above US dollars!

India's online shopping finance and mobile payment are actually as important as the three major companies in Xiaoyao's mind in Xiao Qi's mind.

Using the Xiaoyao series to control the buying and selling of Indians' daily necessities, and letting the Xiaoyao wallet and the fairy bank card control their consumption, it is no exaggeration to say that Xiao Qi can control at least 20% of India's economy.

Just be careful not to get involved in all kinds of disputes in India, do your own things seriously, and then do things all the way, then it is not impossible for the Fairy Company to turn India into its own back garden.

In anticipation of this situation, Fairy Bank began to get through the financial review in India as early as after the Spring Festival, and applied to enter India for business.

Since India adopts the Western open financial system, the Fairy Bank has completed various procedures, paid a large capital deposit, and added red envelopes to the officials of all parties involved in the review. As early as July, we started to open branches in the seven major cities decided today and officially opened.

However, now that the Xiaoyao Mall has not yet started business, the Fairy Bank is naturally very low-profile, and only the business of the Fairy Direct Store has turned around, so the turnover is not too embarrassing.

However, the poor business performance does not affect the enthusiasm of the staff of the Fairy Bank. They know that in the future, the Fairy Bank will have more than 30 branches in India, and everyone has the opportunity to become a master, so when they are fine, they Just go to the street to promote and attract customers, in order to train yourself a lot, so that you can get promoted and raise your salary in the future and become a real gold collar.

Xu Weihong personally took the lead in the work of this newly opened branch. After the inspection, MCA told Xiao Qi that Xu Weihong already had the preliminary ability as a banker. After three or five years of training, he would be able to become an excellent banker. Banker.

Speaking of Xu Weihong, that can be described as the first model worker of Fairy Company.

After his mother's body recovered, and after his wife gave birth to a son, Xu Weihong's life events were basically resolved, and he devoted himself to work.

Zhou Bo is working hard all day long, Xu Weihong also goes to various branches all the time to deal with various affairs, and there are endless meetings...Basically, he can take two or three days off in a month, and his daily working hours are definitely more than that. 12 hours.

Xiao Qi also told him many times about this, but Xu Weihong just smiled and said that in order to erect and develop the main pillar of the Fairy Bank, the main pillar of the group, he would be willing to work hard.

Fortunately, Xu Weihong is not very old. Even if he worked harder when he was young, he could still be able to sustain his energy.

In addition to sighing, Xiao Qi can only tell his people to provide the best logistical support for Xu Weihong's life and work, and to increase his salary subsidy.

Xiao Qi has always believed that Carnegie's theory of talent is correct, and that talent is more important than money.

The sense of accomplishment in making money is not comparable to the sense of accomplishment of a few powerful people that I have discovered.

Needless to say, Xu Weihong and Zhou Bo, the previous life Xiao Qi knew that they were very capable and could be used as confidants~www.readwn.com~ Then Yu Shanshan, Qin Yibin, Zhang Gu, Zhang Qingqing, Xing Hu, Wen Lu... etc. However, Xiao Qi discovered talents in his own life. Seeing their success in each job position, Xiao Qi felt that it was the day when the Fairy Company went bankrupt, as long as they were willing to work together with them. In a few years, at least another company with hundreds of billions of dollars will be re-established.

It is a pity that Xiao Qi has not discovered enough talents like this, otherwise MCA would not be allowed to serve as the president of the Indian branch.

MCA’s abilities are beyond doubt, but his age is old after all, and he is not so familiar with online finance. Xiao Qi is a little worried that his development is not active enough.

But now there is no other way. Xu Weihong can't let Xu Weihong slow down the more important layout of Huaguo headquarters and come to work in India, right?

It seems that attracting talented banking elites abroad is also an issue that must be put on the table.

After all, it is not just India. The establishment of branches in Malaysia, the Philippines and other countries in the future will require more professionals! (To be continued.)