Demons Beside You (The Demons Beside Me)

"My job is more complicated." Jefla was still perfunctory.

Portia saw that Refla was really unwilling to say anything, and gave up her intention to continue questioning.

Knock knock——

At this moment, a knock on the door interrupted the conversation between the two women.

"I'll open the door." Portia trotted to the door and opened it.

There were two people standing outside the door, one of them wearing a hat.

"Hello, are you Miss Portia?"

"I am, who are you?"

Portia most certainly did not recognize the two men at the door.

“If you’re trying to sell insurance, that’s the end of our conversation.”

"No, we are not selling insurance. I am Peter, the person in charge of St. Ann Financial Company. I heard that Miss Portia is in a tight situation recently. Our company has just launched a loan product, which can very well solve Miss Portia's current situation. financial crisis," said Pete.

"Sorry, I'm not interested." Portia refused without thinking.

She studied finance in school.

Of course, I also know people who will sell financial products door-to-door.

Half are liars, and the other half are loan sharks.

No matter which one they were, Portia didn't want to come into contact with them.

Portia was about to close the door, but Peter blocked the crack with his foot.

"Miss Portia, the loan product we provide does not require interest as long as it is within the specified time limit. Do you really not want to consider it?"

"I know very well how your company operates." Portia looked at Peter with a smile.

There are three things in this world that you must never touch: gambling, drugs, and loan sharking.

Any one of these three things can destroy a family.

Usury is even worse than the first two.

Gambling and drugs at least have a smaller chance of abstinence.

However, loan sharking is often not something that the borrower can decide.

Many people even become slaves of loan sharks throughout their lives.

Paying back money that will never be paid off.

The so-called usury means that if the money is repaid within the specified time limit, no interest will be charged.

This loan shark is not a lie.

But the problem is that the time limits they give are very short.

Most people would borrow money from loan sharks because they are short of money.

How is it possible to repay this money in a short period of time?

Unless you suddenly win the lottery or suddenly inherit a large amount of property.

But most people are unlikely to have such good luck.

So in most cases, the result of the borrower is to exceed the time limit given by the loan shark.

Generally, the interest-free period given by loan sharks is three months.

Three months sounds like a long time.

Most borrowers think that borrowing is for emergencies.

In fact, it is very likely that the money will not be paid.

Every financial economics teacher in a university teaches how to identify illegal funds and how to avoid falling into a debt trap.

Moreover, teachers do not use technical explanations when giving lectures.

They use real-life cases to illustrate.

And every story ends with a cruel ending.

Some people are doing it to treat their family members, while others are doing business to provide emergency funds.

In short, there are various reasons for emergencies, and the result is that everything is ruined.

"Sir, please leave my house." Portia was not afraid of them.

They may have a background in the underworld, but as long as they don't owe them money, there's nothing they can do about it.

Although loan sharks are engaged in illegal business, they also need to pay attention to credit.

This is similar to most businessmen.

They cannot force others to borrow money.

Peter could only take back his foot: "Miss Portia, this is my business card. If you need it, you can call me at any time, and we can talk about the interest-free time limit."

Portia looked repulsive and didn't even accept the business card: "If you need money, I can borrow it at any time. The interest rate my boss charges is much lower than yours."

And he is richer than you.

Portia didn't lie.

Chen Zhao was indeed willing to lend her money.

And you can borrow as much as you want.

As for the security issue.

Chen Zhao only wants the same interest rate from the bank.

Of course Portia is more willing to believe Chen Zhao.

Rather than the notorious loan sharks.

In fact, there are many ways to calculate interest on loan sharks.

There are too many treaty traps in their contract.

"I don't know who Miss Portia's boss is. Can you introduce him to me?" Peter looked gloomy.

He misunderstood Portia's words.

He thought Portia's boss was also a loan shark.

Los Angeles has always been the territory of their St. Ann Financial Company.

Portia said that Chen Zhao was richer than them. To Peter, it sounded more like a provocation to them.

"Don't you have great powers? You can investigate on your own."

"Let's go." Peter left with a gloomy expression.

Portia closed the door, and Jevora's voice suddenly came from behind.

"What you say is likely to get you and your boss into trouble."

"Ah... why did you suddenly appear behind me? It scared me to death."

Portia patted her chest, and she also regretted that she talked too much.

Those loan sharks are not good men and women.

You won't really get into trouble with Chen Zhao because of this, right?

…

"Boss, we may have a competitor in Los Angeles."

"Competitors? What organization dares to compete with us for business in Los Angeles?"

"I don't know, I need to investigate."

Peter said: "It was originally a potential customer, but this potential customer said that her boss also lends money, and the interest rate is much lower than ours."

Peter, this is an occupational disease. In fact, private lending and loan sharking are completely different things.

But Peter didn't care so much. He felt that those who borrowed money were loan sharks.

In fact, people working in this industry all think the same way.

"Give me this person's information and I will investigate."

"Portia..."

"Huh? The company this person works for is a law firm. It's strange that the owner of this law firm is not a rich person. She should not have the money to provide loan funds."

The person on the phone paused and suddenly said: "All the lawyers in this law firm seem to be the private lawyers of a Chinese named Zhao Chen. What does this guy want with so many lawyers?"

"Boss, this guy must be trying to avoid legal trouble. If he is an ordinary person, why do he need so many lawyers? This must be him."

"That seems to be the case."

The boss thought for a moment and said, "Go and contact him. If he is willing to compensate a sum of money and withdraw from Los Angeles, then forget about it."

"What if he doesn't want to?"

"Take it as you please, do what you think is right."

"Boss, I understand. I will give you a satisfactory answer."