Entertainment: Angrily criticized Gege in the Beijing circle and was banned by the Beijing circle

Su Ye's real estate company is certainly not an empty shell.

There is also office space and staff.

As a matter of fact......

The office space is located in the headquarters building of Xingyu Company.

There is a floor in it that is divided into offices for real estate companies.

Of course, you have to make the best use of your own property rights.

Up to now.

Su Ye's real estate company has a debt of 100 million yuan on its books, and the assets on its books are a commercial building and 108 sets of properties in COSCO Happy Community.

And there is also 20 million in cash.

So next.

Su Ye naturally continued to play the role of a good money boy and continued to buy a house in the capital.

Just three buildings, how is it enough?

The next day, Su Ye asked the financial and other staff of the real estate company to remit the purchase money to the accounts of the other company, and within a week, the property rights transfer registration of the three buildings was completed.

Followed by.

Su Ye used these three buildings with a total of 108 houses to make a physical mortgage in the bank.

Because of Su Ye's own fame and social status and influence.

As well as commercial buildings and 108 houses, all of which are full-payment houses with clear property rights, it is easy to get a nine-percent discount of the loan amount in the bank, that is, a commercial building with a market value of 30 million, plus 108 sets of residential commercial houses with a market value of 50 million, a total of 80 million, a total of 72 million!

Coupled with the 20 million that Su Ye has on hand, there are still 92 million funds available in total...

98 years.

Banks are not very strict about the use of funds from mortgage loans.

The bank doesn't care what you do with the money you lend.

The reason is simple.

If there is a problem with your funds, I will directly collect your physical mortgage property, and the bank will not lose 24 points.

But in the afterlife.

The funds you mortgage in this way cannot be used to buy a house. Of course, there are many people who take advantage of loopholes, and banking supervision may not be in place, but such behavior is illegal.

The reason is also very simple.

In later generations, the houses were basically leveraged, that is, mortgages.

It is a loan house in itself.

Then use the lender as collateral, and the mortgaged funds are used to buy a loan house...

After such a cycle of operation, can the housing market bubble not be big?

Of course, this was in 98, and for Su Ye, there was no such problem.

Right now.

Under the name of Su Ye's real estate company, there are 100 million loans and 72 million bank loans.

But none of these liabilities matter.

It's just on paper.

Because with the skyrocketing housing prices, this debt on the account can be wiped out in an instant.

Important:

That commercial building, and 108 houses, were already in Su Ye's hands.

And at the same time.

Su Ye still has 92 million funds in his hands!

Got it, right?

The funds on hand have hardly changed, but there is an additional commercial building and 108 houses in the capital, which are high-quality real estate assets.

It's almost an empty glove white wolf!

In reality, the specific operations of financial predators are basically similar.

Infinite nesting doll mode!

On the other hand.

Su Ye is a nine-fold bank loan.

And what about in reality?

Hehe, nine-fold?

People directly package the assets, such as the medium-sized community property with a market value of 50 million, and I directly package it and package it into a high-level community property with a market value of 100 million.

Doesn't seem to make much sense?

NONONO！

As long as the bank approves your "packaging" and sets these mortgaged properties at a value of 100 million, then you can lend at least 80 or 90 million.

It is equivalent to saying that after a round of operation, there is more money on hand...

Magical, right?

Hehe.

Not too common, actually!

In addition, there is a leverage such as a mortgage in the middle, which further amplifies the scale.

Do you think that the housing market bubble can not be big?

Of course.

Bubbles and housing prices are not necessarily reciprocal.

Because it involves inflation, the depreciation of purchasing power, the connection between housing and high-quality urban resources such as education and medical care, and so on...

......

All of Su Ye's operations are legal, reasonable and compliant, and with 100 million funds as the foundation, and the way of buying houses in full, the risk of this "infinite nesting doll model" has been abandoned.

The 92 million funds in hand will naturally not be idle and rusty.

Keep buying, buying, buying!

In the capital in March and April of 98, there was an urban legend of a mysterious rich man scattering money everywhere in the real estate transaction market.

Legend has it that there is a wealthy man, in the past two months, frequently in and out of the second ring road, third ring road, fourth ring near the middle and high-end communities in the capital, as soon as he made a move, he bought several buildings and buildings, without frowning.

If any real estate salesperson is lucky enough to meet this God of Wealth, not to mention anything else, but if the sales increase, you can get hundreds of thousands of yuan!

That's hundreds of thousands in 98...

In the eyes of 99.9% of the people, it is a real huge amount of money, and it is the total salary income for decades!

As for who this mysterious man really is.

Oddly enough...

Those who had the honor to receive him were all tight-lipped and did not reveal the slightest news.

Thereupon. (If you read a violent novel, go to Feilu Novel Network!)

There is a lot of speculation.

Some people say that this is a nouveau riche coal boss who came to the capital with a small secretary to scatter money, with a net worth of at least hundreds of millions, and is guarded by a group of bodyguards when he goes out.

Some people say that in fact, he is a returnee who has made a fortune in Southeast Asia, is optimistic about the economic development of the country, and returns to China to buy real estate.

Some people also say that the person who came is clearly a second-generation dignitary, has too many family assets, and it seems too shocking to exist in the bank, so they buy a house to maintain their value, which is the same as the rich people who bought gold in the past...

And so on and so forth.

Rumors like this are endless.

However.

By May of '98, these rumors came to an abrupt halt and no one mentioned them again.

Because.

It was on this day that the state issued an announcement to officially stop the old system of welfare housing nationwide and comprehensively promote the construction and sales of commercial housing.

Moreover.

Nationwide, a housing provident fund system has been established.

At the same time, CCB was the first to stand up and open a personal mortgage designed for individual users.

As soon as the news came out, the whole country was in an uproar.

Since then, the domestic real estate market has been like the rolling of the wheel of history, and there is no force to stop its crazy upward momentum...

It wasn't until this moment that the real estate circle, which was still circulating the urban myth of the God of Wealth, suddenly woke up.

I rub!

What kind of hellish God of Wealth is this?

This is clearly the immortal master of the unpredictable prophet, who obviously learned the news in advance, and came to hoard a house with a huge amount of money!

No one knows how much real estate the hero of this urban myth hoarded in March and April of '98.

Inside.

The first to wake up was Zhou Heng.

When he completed the transaction with Su Ye, the month he got the commission, he resigned from the company, pulled a construction team by himself, became a small real estate company, and went alone.

A few years later.

When Zhou Heng also became a big man in the real estate industry in Beijing, with tens of billions of assets under his name, he said with emotion, fortunately, he met a master back then, and he followed in the footsteps of this master.

As for who the master is.

But no one could ask a reason from Zhou Heng's mouth.

Of course, among the group of people who received Su Ye, there was more than one Zhou Heng, and almost everyone benefited from it to a greater or lesser extent.

It's just that his personal experiences are different, and Zhou Heng is the best one in this group of people.

It's the same reason.

Let this group of people keep silent about the urban myth that happened in March and April of 98...

This kind of thing that is fortunate enough to smell the first opportunity, a fool only shares it with others!

......

Bang la-la

Su Ye threw a small sack of keys in front of Da Mi Mi, and Da Mi Mi looked stupid.

A hill of keys, at least a thousand keys.

A key is equal to a suite in Beijing!

A veritable Fang Ye.

In fact, during these days, Da Mi Mi also served as Su Ye's secretary, and followed Su Ye all over the capital, and she was present at every house purchase site.

It's just that the scene is just to look at the field and then sign the contract.

Follow-up payment, transfer and other procedures are handled by the employees of the real estate company.

Therefore, Da Mi Mi did not have a real sense of how many houses Su Ye had bought.

That's like now...

Thousands of keys and 867 keys were thrown in front of you at once, which felt like seeing a mountain of gold!

Every key is money!!

"How many houses are there?"

Da Mi Mi swallowed his saliva, his beautiful eyes widened, and his voice trembled a little and asked.

"I haven't counted how many sets..."

Su Ye rubbed his temples, and after a simple calculation in his heart, he found... It's really hard to count, too much!

After infinite nesting doll mode.

Of course, it is not really infinite, after all, Su Ye did not use any illegal methods, so after each cycle, the amount that can be pledged is less than the property at hand.

Even so.

The first cycle is 92 million, the second cycle is 81 million, the third cycle is 72 million, the fourth cycle is 63 million, the fifth cycle is 55 million...

By the end, Su Ye had almost hoarded more than 40 houses on hand, totaling about 1,500 or so properties.

It is distributed between the 2nd and 4th rings of the capital.

In the future, the 5th Ring Road of the capital is clear about what housing prices, right?

And Su Ye's houses are all in the second, third and fourth rings, which are all prime locations in the capital.

It's not that Su Ye doesn't look down on the location of the Fifth Ring Road.

But......

In '98, there was no Fifth Ring Road, and it had to wait ten years before it was completed and opened to traffic.

In the end, Su Ye still had 20 million funds left in hand, and he didn't continue to nest the dolls.

The money was used for other purposes.

So far, Su Ye's real estate company's total liabilities are clear: a loan of 100 million yuan owed to Xingyu Culture Media Company, and a bank mortgage loan of 500 million.

The company's liabilities reached a terrifying 600 million.

But.

It's only 600 million, in front of the 1,500 houses in Su Ye's hands, it's nothing...

Each house, the average area is more than 100 square meters, the price of the capital in the future to calculate, the value of these 1500 houses, well...

At least more than 20 billion!

It's not a rich country, but if these 1,500 houses are used as salted fish, how big a salted fish must be?