I Am a Big Winner in Life

Chapter 608

Shengqing, a street of bars.

The bright yellow Lamborghini Urus moved slowly along with the traffic. It was already close to 11 o’clock in the evening, but there was a little traffic jam on the bar street.

Anliang drove the bright yellow Lamborghini Urus to the late night food court next to the Surprise bar, where there is a neon izakaya called [Night Wine].

The bright yellow Lamborghini Urus just parked in the open parking lot, and three young girls with heavy makeup and revealing clothes came over.

Anliang would like to ask them whether they are not afraid of the cold because of their deep V-neck attire and miniskirts in the winter?

Sure enough, a beautiful frozen man?

Anliang got out of the car first, and a girl with yellow hair asked directly, “Handsome guy, come and play alone?”

Anliang does not need to use the interpersonal relationship scanning system to determine that the other party is a makeup monster!

More importantly, with yellow hair, big earrings, and the smell of cheap and pungent perfume, where does the other party’s confidence come from?

Ms. Liang’s “Courage” heard too much?

Liu Ling put on a coat in the passenger seat before getting out of the car. After she got out of the car, she glanced calmly at the three women with heavy make-ups. Although they did not speak, all three 087 women with heavy make-ups left silently.

If Anliang came alone, they would have the courage to come up and ask.

Now Liu Ling got out of the car, and when they found the gap with Liu Ling, they naturally retreated.

“Please here.” Anliang greeted.

The two walked side by side to the [Night Sake] Izakaya. The business in this shop was good, and there were still many customers after 11 o’clock in the evening.

However, the privacy of their dining environment is very good, and each dining place is a semi-enclosed cubicle.

Anliang and Liu Ling chose a cubicle, and the service staff handed them two menus. While checking them, Anliang recommended them, “The skewers at their home are good. Although the skewers are not Neon people, they heard that they go to Neon I studied for five years.”

Liu Ling checked the menu, she ordered some chicken skewers, Anliang added some seafood skewers, and ordered a bottle of sake.(Read more @ wuxiax.com)

How can there be no wine?

As for driving the car?

Whether it’s a proxy driving or just throw the car here and take a taxi back, isn’t it okay?

After placing the order, Liu Ling took out her mobile phone and sent a message to Anliang, “Student An, I have already sent you two plans. Please check first. If you don’t understand or disagree, we will continue to discuss. ”

Anliang looked at the message sent by Liu Ling.

Gongshang Bank provided two plans for the loan interest rate of AXA Construction, and provided a lot of related ancillary information.

In the first plan, the loan period is six years, the loan interest rate is %, and the loan period is fixed. It must reach six years. AXA Construction Company does not allow early repayment.

Even if the AXA Construction Company repays the loan early, it still calculates the loan interest based on the six-year loan period.

Under normal circumstances, the interest rate for a six-year loan period is 4.9%, and now the loan interest rate given by the Gongshang Bank is %, which has almost dropped by half.

This interest rate is very good!

As for how good is it?

Refer to the bank’s fixed deposit interest rate, the one-year fixed deposit rate is 1.75%, the two-year period is 2.25%, and the three-year period and above, the deposit rate reached 2.75%!

That’s right!

The interest rates of fixed deposits over three years have reached a height of 2.75%.

However, the six-year loan interest rate of Gongshang Bank to AXA Construction Company is only %!

If there are no additional conditions, AXA Construction Company will re-deposit this loan into the bank’s certificate of deposit, can it still make a net profit of 0.25% every year?

With such preferential conditions, Anliang can also think of restrictions with his toes.

In fact, the same is true. The first option does have limitations.

Gongshang Bank provides ultra-low interest loans, but will not provide full cash loans to AXA Construction Company. Gongshang Bank will provide AXA Construction Company with equivalent credit certificates.

For example, AXA Construction Company needs to pay the steel supplier’s purchase price, and Gongshang Bank will provide AXA Construction Company with a credit certificate corresponding to the purchase price.

If it is 50 million, then provide a credit certificate of 50 million.

After the steel supplier has obtained the 50 million credit certificate provided by AXA Construction Company, through the credit certificate, he can find the Gongshang Bank to receive 50 million funds.

However, credit vouchers have a redemption period, such as one month, two months, three months, and even some credit vouchers reach the level of six months.

As for what period of credit certificate provided by Gongshang Bank to AXA Construction Company, it is a detailed discussion project for follow-up cooperation.

Through credit vouchers, Gongshang Bank can reduce financial pressure and absorb customers associated with AXA Construction Company.

For example, if the steel supplier of AXA Construction Company wants to transfer 50 million yuan from the Gongshang Bank, it will not only take time but also a handling fee.

After confirming that AXA Construction Company has used the credit certificate of Gongshang Bank for a long time, can the steel supplier open an account with the Beiyu Branch of Gongshang Bank to facilitate the acceptance of AXA Construction Company’s payment funds?

If this is the case, the money will be given to AXA Construction from Gongshang Bank in the form of a credit certificate, AXA Construction handed over to the steel supplier, and the steel supplier opens an account with Gongshang Bank.

The end result is that the left hand is handed over to the right hand, a sum of 50 million yuan, which has not flowed out from the Gongshang Bank at all, and has additionally absorbed new potential customers.

So you want the bank to suffer?

It is recommended to wash and sleep! .