Imperfect Entertainer

The ratio of the short-term consumer loan balance of residents in China and the United States to the consumption expenditure of the year is very close. It is indeed a good thing for the market for young people to dare to spend money. of economic power.

Gradually, he became an old man.

Ant borrowing also has a complete credit mechanism to deter, but occasionally there are cases where college students cannot repay their loans. Some other platforms are not as 'kind' as Zhixin. Whether you can afford it or not, it is a Character.

force!

Therefore, there have been several incidents of college graduates committing suicide because they could not repay their loans.

This has to be said, it is really a tragedy of the times.

My vanity has expanded far beyond my own financial strength. I only feel excited when I buy, but when I look back and face huge debts, it seems extremely powerless. not on...

That's where the real despair begins.

Just like Ye Zhi...

His original intention to establish Ant Borrowing is good, but it is a tool and a form after all.

But there are many people who say that it is these convenient loan mechanisms that have harmed them. However, what really destroys them is always their insatiable greed. This desire for consumption and gambling is actually not that big. difference.

So Ye Zhi is also weighing the importance of borrowing convenience and personal creditworthiness recently.

If a person does not even have the most basic repayment ability, it is not a loan, it is playing a fool, even if there is more money, they are not enough to squander.

At present, there are already more than 100 college graduates who have borrowed tens of thousands of yuan from Ant Borrow and have not repaid them.

And these people...

In fact, there is already a certain blemish on their reputation, and they are especially unaware. Although Alipay will also remind them in the app, their eyes seem to be blinded and cannot be seen at all.

Ye Zhi is also very troubled by this, but he can't kill everyone with one shot. How to identify such people who have no self-control of consumption?

So far, there is no particularly good way. Because they were actually new users before that, and there was really no record of "conviction", and only after they did it would they know.

In view of the conservative consumption concept of the older generation, the younger generation who have been "infiltrated" by consumerism for a long time, and the younger generation who are more and more willing to spend money, have become the main force in this "catch-up" developed country.

like some...

"Your money never leaves, it's just another way to accompany you."

"Buy early, enjoy early."

"The dress you liked when you were 20 is meaningless when you are 40."

This type of concept has gradually been accepted by some people. It is precisely because these words continue to stimulate the consumption nerves of the post-90s generation, so the hands that have been "cut off" again and again have grown back.

This is definitely not a good thing.

At present, the overdue amount of Zhixin Technology on Borrowing is as high as more than 6 million, not much, but not a lot, because Borrowing will not borrow too much money from such people, and it does not have enough credibility and economy. Strength support cannot be borrowed too much.

But…

There is such a person. Ant borrows a little bit, and other apps borrow a little bit.

There are such people even among Shen Lu's classmates, even the students of Peking University, not to mention other colleges and universities. Everyone has the dream of Cinderella, but not everyone has the quality and quality of Cinderella. luck…

If you just buy clothes and bags on weekdays, mobile phones and computers, etc., it seems to be a lot less than hundreds of thousands.

But…

There are a lot of tricks in today's society.

Only by cultivating both internal and external and daring to invest in yourself can you become a winner in life. Under the impetus of this idea, the continuous popularity of training loans and plastic surgery loans is the most conspicuous. I don’t know how many people have fallen into such a pit.

The cost of some training institutions and plastic surgery institutions is quite high. The slogan of zero tuition admission and surgery really attracts a lot of people, but can this set be really affordable after the end?

This is really a question mark.

Young people who are accustomed to 'Let's talk when it's cool' and 'real-time feedback **satisfaction', of course, there are some people who really spend their money on the edge, but this knife may be a scalpel.

Ye Zhi has the will to control, but also has the willpower.

What he built was a platform, and merchants promoted promotions. He should have supported them, but some people...that's really muddy and can't support the wall.

Spreading on the sofa, feeling that the world is not worth it, the joy at this moment will inevitably face the next month's bill.

indeed.

At the moment of payment, the moment of receiving the courier, the moment of unpacking, people are cool.

Looking at the bill's flat cake being spread out in installments, it seems that there is not much money in each installment.

Before you know it, you're already in debt.

Especially young girls have a strong desire to consume, and they can easily take the bait. Some of Shen Lu's classmates have fallen into this quagmire, and the ants can't borrow it. Isn't there another app, interest or something? Yes, in front of what I want to buy, the balance in my heart is tilted directly without shaking at all.

"Oh, my head hurts..."

Thinking of these problems, Ye Zhi said that he was really powerless. He could help for a while, but not for the rest of his life. After all, the money he owed would have to be paid back. If he committed suicide, he would have lost the money, so he didn't have to pay it back, but...

How many families can afford a white-haired person to a black-haired person?

He said this here, UU reading www.uukanshu.com is actually to warn those stupid people who borrow money online, and sound the alarm for them, money is a good thing, everyone wants it...

But this good thing sometimes turns into a life-threatening spell.

There is no end to human sex. If you don’t know how to control it, you will be destroyed by **** one day, but now those people who are shouting ‘buy early, enjoy early’, they don’t seem to realize this.

There are even many people complaining on the Internet that the loan conditions of Ant Borrowing are becoming more and more stringent.

However…

They don't seem to understand that the harsh conditions of borrowing are only relative terms. As long as the individual's credit rating is high enough, the borrowing is not harsh, and the harshness is only for those users who may have credit risks.

Why is it difficult to borrow money?

Basically, the borrowers or Huabei have had overdue records in the past, and others have a lower amount at most, and there is no problem with normal borrowing.