Intimate relationships

Lin ran visits the treasure house and hears Chen Wei say that the medicinal materials are very valuable. Every time he is short of money, Chen Wei will sell a batch of medicinal materials.

"Where do these herbs come from?"

"Of course, it's from the mountains. It's a high-risk operation. Every time I enter the mountains, I have to pay a huge fee."

"In fact, if you want to expand your business, you can borrow money from the bank."

"The interest of bank loans is too high. I have my own source of funds. Why should I take advantage of them?"

This is Chen Wei's business model. Many businessmen, for the sake of better development of the company, will choose loans and use other people's money to make money.

Chen Wei doesn't think so. He calculates his own accounts. If he wants to make money from bank loans, he has to choose a very good project. Many companies with poor risk resistance are dead of loans.

Chen Wei didn't want his own company to take such risks.

The capital chain of a company is too important for a company.

What happened to Xiao Zhennan must not be repeated on his own.

This treasure house is the most powerful financial support for the development of his company.

"What a pity!" Lin ran looked at the treasure house and saw the business opportunity at once.

"What a pity?" Chen Wei asked.

"You also said that the interest rate of bank loan is high, so why don't you let your precious money produce money? Antiques have potential for appreciation. If you sell these medicinal materials, you can set up a small loan company. On the one hand, it can be used as a source of funds for our company. On the other hand, it can earn interest. As far as I know, it is very difficult for some companies to borrow money. As long as it is within the scope permitted by law, I think it is a very good business, Those people are willing to pay more interest for the loan. "

Lin Ran has a friend who is an entrepreneur. Some time ago, he invited her to have a drink and talked about the company's difficulties. The loans of big banks are not available, and the interest of small loan companies is so high that he can only watch good projects slip away.

Chen Wei heard Lin ran say that, and found it very reasonable.

There is a shortage of goods in the auction house recently. Chen Wei also plans to produce several more batches of goods. When all the medicinal materials here are finished, people will go deep into the mountains.

Now I have such a good idea, why not do it?

Chen Wei is a man who can do what he says. After several batches of goods and a lot of money on hand, he immediately set up a small loan company.

Small loan companies need collateral to lend money.

Although Chen Wei is not very familiar with this industry, he still wants to have a try.

Chen Wei's small loan company has much less interest than other small loan companies, and not much more than bank loans. As soon as the company opens, its business will soon come to its door.

Chen Wei has formed the habit that when a new company is established, he always likes to stay in the new company for a period of time.

The company's first guest is a beautiful woman, old acquaintance Han Xin.

When Chen Wei handed the shop to Han Xin, Han Xin was already the boss of three milk tea chains.

This time I came to their company and wanted to borrow 50 million yuan.

The first business, the amount is very large.

"Mr. Han, long time no see. How many milk tea shops have you opened now?"

"There are about twenty of them in Jiangzhou! You can't compare with Mr. Chen. Now you are a 10 billion millionaire. "

"It's exaggeration. I just started a few small companies."

"Those who can start a small loan company are not generally rich in financial resources."

After chatting and chatting for a while, Chen Wei found that Han Xin looked more beautiful than before. Chen Wei could still receive the rent of the shop. The milk tea shop was still working. That place is now the center of the city. When Chen Wei passed by it several times, he saw a long line of people outside to buy milk tea, and a lot of takeaway people, It's also in front of the store. You come and I go. Business must be very good.

Han Xin wants to be a milk tea company and produce the kind of milk tea. She has been in the milk tea business for so many years. She herself likes to drink milk tea. She has inspected many places and thinks that this is a good business opportunity. Although there are many domestic companies making this kind of milk tea, Han Xin has found that the performance of those companies has plummeted. The reason is very simple, Now many people pay attention to health, such as the kind of milk tea with high sugar content, will certainly become the abandoned baby of the times.

Han Xin wants to make a kind of sugar free, healthy and delicious milk tea. The formula has been developed. When Han Xin came, he brought a few cups."Make you a drink." Han Xin said, stood up, rushed a cup and handed it to Chen Wei.

Chen Wei took a sip of it and said, "it's delicious, better than the one that's made now."

"Of course, my milk tea was studied by many milk tea experts. It took two or three years to complete. I have applied for a patent. This health drink will definitely have a market."

"Milk tea is delicious, but how much money do you plan to invest in publicity?"

"Ten million is about it."

Chen Wei shook his head with a smile: "I'm afraid 10 million is not enough for our local publicity. You should know that the number one milk tea company is spending hundreds of millions on advertising. "

"I want to! Not enough money in hand! Otherwise, I won't ask you for a loan. "

"I'm afraid 50 million is only enough for you to build a factory and maintain normal production. I'm afraid you can't afford any more advertising." Chen Wei said this because he wanted Han Xin to just take it back. When he was drinking with his friends recently, he talked about the milk tea market. In recent years, the milk tea market has not been very good. Han Xin's choice to enter now is tantamount to looking for death. 50 million yuan may be lost.

In Chen Wei's opinion, store management is the only long-term solution. No matter in spring, summer, autumn and winter, there are always a lot of customers at the entrance of milk tea shops. They drink hot drinks in winter and cold drinks in summer. Now the takeout industry is developing so well. I believe that Han Xin's more than 20 stores make a lot of money.

It's better to continue to open branches in other cities.

Chen Wei has seen Han Xin's mortgage materials. Her more than 20 stores have joined the most popular milk tea brands in local and Jiangzhou, and the business is very good.

Now Han Xin has to take such a big risk to develop a milk tea with a poor market prospect. Chen Wei thinks it's very inappropriate.

Han Xin hesitated a little when she heard Chen Wei say that. She had more than one or two friends who said that to her.

Everyone is not optimistic. Milk tea can only be sold in supermarkets, convenience stores and other places. The demand is limited, and there are many competing brands. It's really hard to find a way out in the field where the market is not very good.

Han Xin has done so much just to realize her dream. What she has been joining is other people's brand. She always wants her own brand.

Every entrepreneur is a dreamer.

Chen Wei probably understood Han Xin's mind and said with a smile, "I have an idea."