Metropolis: My Rising Life

Chapter 249 There is no white Ding

The private hospitals in Xiangjiang are very well developed and well developed. In addition to the high prices of hospitalization and medical treatment, these private hospitals are beyond people’s imagination in terms of service level, doctor level, or environment.

This is completely different from the mainland. People in the mainland will only think of the pitfalls of Putian when they hear about private hospitals. If you really want to see a doctor, you still have to go to the public.

For the residents of Hong Kong, public hospitals are cheap, but there may be queuing problems depending on the urgency of the illness, which may be several months or even years later.

Although private hospitals charge high fees, they far exceed public standards in all aspects.

This time, Chen Yi took Yu Jinyu to the well-known Sanatorium for the medical examination. Many rich and famous locals in Hong Kong would come here for medical treatment.

At the same time as a private hospital, it also has its own nursing home.

Looking from the outside, the Sanatorium and Hospital is very modern, and the design is unique and beautiful. Entering inside, people feel that they are not at the hospital, but at a high-level club.

The overall decoration is very luxurious. It is completely different from the hospitals in the mainland. It lacks the seriousness of the hospital, and has more luxury and casualness like a five-star hotel.

Since you want to buy medical insurance, you naturally need to check your body in advance. If you have a major illness before purchasing the insurance, it will definitely not be covered.

When Chen Yi came to this hospital, in addition to doing a physical examination, he also took some attitude of observing and learning.

His goal is to establish a large-scale chain medical group in the mainland to serve the rising middle class in the mainland.

The mainland is not without such luxurious private hospitals, but Chen Yi’s purpose itself is different from those of those who open hospitals.

The main purpose of these private hospitals is still to make money, and Chen Yi’s purpose is to give himself the right to speak.

It doesn’t matter whether you make money or not. It doesn’t matter if you pay a portion of the money. You can use the services of private hospitals to reduce the burden on medical insurance and allow medical resources to be more reasonably allocated and used. Then Chen Yi’s goal is achieved.

Because in that way, his industry will involve important people’s livelihood and social stability. As long as he is not committing a fool, the country will inevitably protect him if he encounters a problem.

This is something that no one else can do. Because of the profit-seeking nature of capital, it is impossible for capitalists to do this kind of unprofitable business.

Papa Ma is a smart person. He knows that when he is where he is, money is not important anymore. It is what he has to do to obtain higher status and power.

In order to get a higher status and truly get the gold medal from death, he wants to do things related to people’s livelihood such as medical insurance and real estate, but for the time being, he can’t do it.

Because Papa Ma is rich, but he still needs to be accountable to shareholders within the company, and he can’t make a full statement.

If you want to do this kind of civilian production, you must first let the greedy capital see the return, and it is impossible to do it for personal gain.

But Chen Yi is different. He doesn’t even need to use the company’s money to do this. He only needs to spend the system’s money. This is his biggest advantage.

While doing various physical examinations, Chen Yi also experienced the services of Xiangjiang Private Hospital and learned some of the perfect systems here.

Surgery, internal medicine, heart surgery, orthopedics, neurology, etc. have all gone through, and every detail of the body has been checked.

It would cost tens of thousands of yuan to take out this set of physical examinations alone.

In the end, the results of the physical examination showed that Yu Jinyu’s body was very healthy without any problems. Chen Yi’s physical data was so strong that even the doctor who gave him the physical examination couldn’t help but look up at him several times.(Read more @ wuxiax.com)

Since the results of the physical examination are okay, insurance for serious illnesses can be purchased.

“The Critical Disease Insurance in Hong Kong can cover 128 diseases…”

“Our AXA insurance company’s critical illness insurance coverage rate is about six times, and after the first ten years of insuring, we can increase your insurance coverage by 35% for free.”

“…That is to say, the leverage ratio in the first ten years will become 7.53 times, and the leverage ratio thereafter will be about 5.58 times.”

Li Zhe is proficient in his business and used the most obvious words to introduce Chen Yi to the protection leverage ratio of his own insurance.

He also knows that wealthy people like Chen Yi would not like to listen to this kind of stuff, but as a qualified insurance practitioner, some things must be explained to customers.

Chen Yi can be regarded as listening carefully. He is not in the insurance industry. He does not understand some data. He listens more, speaks less, and reads more. Only in this way can he enrich himself and learn more about all walks of life.

To be honest, the insurance leverage ratio of about 7 times is not high, and some insurance leverage ratios in the Mainland can reach an exaggerated 1000 times.

But what is insurance most afraid of? You were an uncle when you bought insurance, and the salesman begged you to pay.

But after you have paid out the money, when something really needs to be settled, the insurance company will find all kinds of cheating reasons for you, and the loopholes in various contract clauses will not pay you or pay less.

In this case, what is the use of guaranteeing a leverage ratio of 10,000 times.

This is also the reason why Chen Yi went to Xiangjiang to find these major international organizations. His parent company has a history of 100 years, and what he eats is a bowl of reputation. Naturally, he will not encounter that kind of disgusting situation.

After talking for a long time, since Chen Yi had originally planned to buy insurance, of course he would not hesitate. He immediately spent more than two million yuan on major medical insurance.

Of course, this kind of insurance is not paying millions in one go, but paying in ten years.

The normal average family insurance is about 20,000 US dollars in ten years, and Chen Yi’s insurance is directly increased by ten times.

Faced with such a large customer, Li Zhe certainly dare not neglect, because he knows that major illnesses are only one type of insurance, and there are multiple types of insurance.

He warmly said: “…Mr. Chen, Ms. Yu, this is a medical VIP card jointly launched by our AXA, Hong Kong and many cooperative hospitals in the Mainland.”

“…As long as it is a hospital that has business cooperation with our AXA Group, you can enjoy the best treatment and various benefits there.”

“And you will also get two free medical examinations every year. The contents of the medical examinations will definitely not be worse than those done at the Sanatorium and Hospital today. If you have free time, you can also come to Xiangjiang for a physical examination.”

Chen Yi handily gave those VIP cards to Yu Jinyu.

For him, it doesn’t matter what discounts are, the money is not bad, and the best service is even more nonsense. As long as you have the money, wherever you go is the best service.

But this kind of VIP card is a precious good thing for ordinary people like Yu Jinyu. The two-year physical examination alone is worth almost six figures.

And if someone in the family is really sick and hospitalized, they can get high-quality services and discounts in the hospital that cooperates with AXA, which can save a lot of resources for ordinary people.

Obviously, this kind of VIP card is a toy given to the rich, and then the rich will give it to others.

Just like Chen Yi, for his little lover.

“Your organization seems to have cooperation with Meihe Health Group, right?”

Chen Yi asked smoothly.

“Yes, Meihe Health is considered to be the best quality company in the mainland for medical examination projects. Naturally, AXA also cooperates with them.”

“…The VIP card you took can also be used for free medical examinations there.”

Li Zhe said quickly.

Hearing that, Chen Yi turned his head back to Yu Jinyu and said: “…It’s too troublesome to come to Xiangjiang. If you want to go for a physical examination in the future, you can go to a beauty and health institution.”

“…It was a company of a friend of mine. Whatever happened to their physical examination, it was easy to solve.”

This Meihe Health Group is the industry of Yu Xin’s family.

Yu Jinyu naturally followed Chen Yi’s words and agreed with a smile.

Li Zhe just shut up and said nothing.

MD, these wealthy people are indeed wealthy people. Although Meihe Health is not as large as AXA, it is also a company with a market value of tens of billions.

But listen to how people describe it, the company my friend’s opened suddenly seems to describe the Ten Billion Group as a small roadside workshop. This may be the boss.

Li Zhe laughed with him, and finally came out with the highlight, which is why Chen Yi brought Yu Jinyu here today.

“Mr. Chen, the return on the Xiangjiang Savings Participating Insurance is higher than the investment property value, and the amount and scope of protection are better. You asked our group about this insurance.”

“…Please take a look. This is the insurance policy I made for you.”

Li Zhe handed over a policy full of words and numbers.

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