Metropolis: My Rising Life

Chapter 344 We are the youngest of the imperial capital!

This private club is located in secret, with high-end and luxurious facilities, and the structure of the entire internal space is also very complicated.

This not only guarantees absolute privacy, but also prevents the meeting between different guests from being encountered inside. It looks like everyone has a huge independent private room.

There are all kinds of entertainment facilities in the clubhouse. As long as the guests are willing, there is a complete range of eating, drinking and playing here. Many celebrities and business leaders are regular visitors here.

This clubhouse was also built by local wealthy people in Shanghai. The cost of various decorations is high, and the purpose of it is self-evident. It is to get to know different people through such a clubhouse and expand their social circle.

Just like the so-called four masters of the imperial capital a few years ago, one of them was to build a high-end business club at a high price, and the purpose was to borrow his reputation to expand the circle.

Of course, the so-called Imperial Capital Fourth Young Master just listened to it. It was a joke in the eyes of the real bosses. In the Imperial Capital area, how many low-key true second-generation and noble children never showed up.

Chen Yi feels that it is almost the same for him to be called the Fourth Young Master of the Imperial Capital. It is not because of how much Chen Yi currently has, but because he has a reputation and sufficient prestige in the circle of the second generation of the Imperial Capital and the noble children. 663

In addition, he also has a lot of background, this kind of title can be convincing, but Chen Yi is not interested in this kind of gimmick, and even feels too low.

The overall decoration of a room in this high-end clubhouse is mainly simple, but simple but not simple, and various details reveal luxury.

Next to it is a huge wall like floor-to-ceiling windows, allowing you to see the beautiful scenery in the garden outside.

Although it is winter, there is another kind of bleak beauty. The glass windows have been specially treated so that the inside cannot be seen from the outside, ensuring the absolute privacy of the guests.

Chen Yi and Lu Cheng, the branch president of the Minxing Bank, had a very happy chat here, drinking fine wine, eating delicious food, and talking about big or small things.

“Come on, Shao Chen, I will toast you again and wish you good fortune!”

The President Lu almost turned into a chrysanthemum with a smile on his face, and he raised his glasses frequently. Although he would not humble himself in front of Chen Yi, he also lowered his posture and spoke witlessly.

For Chen Yi, the branch chief also admires him in his heart.

At the beginning, because of Xu Feng, the general manager of Ritz-Carlton, he and Chen Yi were familiar with each other. From time to time, they would go out to have a meal together and play in more professional places. They had a good relationship in private.

At that time, he would meet Chen Yi because Xu Feng said that this young man was like a real dragon in the pond, and as President Lu, he would not lower his profile to meet a young man.

However, when he first met, he also agreed with Xu Feng’s words, and felt that the young man’s future was limitless. This was the reason why he would have more contact with Chen Yi.

In just a few months, this young man has indeed achieved something.(Read more @ wuxiax.com)

Perhaps his achievements are incomparable to those real business leaders, but how old Chen Yi is. He has achieved such a success before the age of twenty. Who will tell him what he can achieve in the future.

Although the President Lu does not go official, he is still well informed, and he has heard a little about what happened before.

With his status, it is impossible to know all aspects of the higher-level relationship, but he also knows that the Chen Yi in front of him has the ability to reach Tianting directly, and it seems to be inextricably linked with the current consul in Shencheng.

At this time, President Lu knew that the young man in front of him might be the real boss, and the amount of energy resources he possesses is absolutely unimaginable.

Naturally, President Lu, who once felt that he was standing on the same level as Chen Yi, also put his posture down as much as possible at this time.

Although he is already a high-ranking member of the People’s Bank of China, but a private enterprise does not have the qualifications to arrogantly.

Just like now, this does not have a relationship with Chen Yi, it will be beneficial.

Chen Yi directly borrowed a loan of 120 million yuan in his own name. Although it is only a mortgage with a relatively low interest rate, it can be described as a stable business for the bank.

With Chen Yi’s capital and those high-quality assets, there is almost no risk. The bad debt rate is very low. No matter Chen Yi goes to any bank, there will be countless people kneeling and rushing to give him money.

President Lu knew that Chen Yi would look for himself because Chen Yi knew him well. This kind of nine-figure loan, even if it weren’t for Chen Yi, was worthy of his own appearance.

Moreover, this is just the beginning. Chen Yi only makes loans in the name of individuals. If loans are made in the name of enterprises in the future, the amount will be even greater.

Absorbing deposits and then issuing loans is the most basic business of a bank and the most important evaluation indicator of a bank. Such high-quality customers must be in their own hands.

“Shao Chen, this is the lowest interest rate I can decide. Don’t think that Lao Lu, I’m cheating you.”

President Lu said sincerely after taking a sip of wine.

Chen Yi smiled when he heard this, and said to the President Lu: “…Of course I know President Lu for your kindness. I am not here to thank you specifically.”

Chen Yi’s remarks are not ironic. The President Lu in front of him is indeed very deliberate. He gave Chen Yi a very low interest rate, which is already the minimum amount required by the state.

At the same time, he also used his power within the civil bank to extend the repayment period as much as possible. To be honest, this situation may not make much difference to the average family.

But for entrepreneurs like Chen Yi with large amounts of cash, this is a profitable business.

It’s like Chen Yi now has 200 million cash to buy a house directly, but he just doesn’t use it. Most of the money is borrowed from the bank, so that his cash is retained.

And if this part of the cash is invested again, the money will continue to move, and only the flowing river water will not decay.

Although the bank also takes inflation into account when making loans, when the repayment period is extended, it is almost the same as not requiring money.

Therefore, cash flow is king, like fixed assets, it is best to borrow money from the bank to fill it in.

President Lu did come with sincerity. He didn’t want to make money with Chen Yi. He just wanted to build a good relationship with Chen Yi.

Anyway, this Minxing Bank is not his. The President Lu is completely using the resources of Minxing Bank to improve his personal relationship with Chen Yi. This is a wise man, not his own money, and it doesn’t hurt to spend it!

However, Chen Yi also knows that this President Lu is called long-term investment. When Chen Yi develops in the future, let’s not mention the amount and interest of commercial loans at that time.

If Chen Yi becomes the kind of business tycoon that people are familiar with, the leader of Lu will be able to climb a step further within the civil bank simply by relying on his relationship with him.

It’s not a joke for a chicken or dog to ascend to heaven alone.

Actually, Chen Yi didn’t care about this interest, but the President Lu was so enthusiastic that Chen Yi couldn’t help the other party.

Hey, if you have to save me money, I can’t help it!

Just as Chen Yi and the president Lu were chatting about some gossip about Shanghai’s various industries, and listening to the meddling of a certain wealthy man who was on the verge of bankruptcy due to the recent shortage of funds, Chen Yi’s cell phone suddenly rang.

Chen Yi picked up the phone and took a look, and said sorry to President Lu, but stood up and walked to the corner to answer the call.

“Boss, we have some trouble here.”

The person who called was Zhang Hongchao, the manager of the first shop in Chen Yi’s Yicha. His voice was a little sad. .

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