National Tide 1980

Banhe Industrial, which holds the largest position in Ning Weimin's hands, recently released its annual performance report.

This company has made a perfect turn by relying on the speculative profit-making behavior of participating in exchange rate speculation after the "Plaza Agreement", and has essentially become a financial speculation company cloaked in steel manufacturing.

Therefore, in the steel industry, which has been hit hard by performance due to the appreciation of the yen and the obstruction of foreign trade, contrary to everyone's expectations, Banwa Kogyo has become a unique performance king, arrogant to all its steel manufacturing peers.

Its counterattack's net profit increase almost blinded all investors.

At the same time, it has also gained popularity in the market because of the surge in profits by hundreds of times year-on-year.

The market value, which was originally valued at more than 50 billion yen by the public, quickly turned around and soared to 111 billion yen.

In this way, Banwa Kogyo, which had been abandoned by investors earlier, suddenly became the darling of the market. The investment opinions given by all securities companies were "buy", "recommended" and "strongly optimistic".

Of course, since Ning Weimin has financing leverage in both real estate investment and stock investment, the amount of investment income that actually belongs to him is not as much as shown on the books.

But the good thing is that Ning Weimin originally borrowed francs from Credit Suisse Bank.

Don't forget that France also participated in the "Plaza Accord" and is indeed selling US dollars in compliance with the agreement.

However, the French franc has already entered a period of economic recession due to internal problems caused by the French system, which has caused their sovereign currency to encounter a major crisis.

The French franc is no longer weak, but has been ruthlessly abandoned by the market year after year. The entire 1980s can be summed up in four words: "three consecutive plummets."

To put it bluntly, the more critical this thing is, the more it leaks.

And the speed is actually faster than the U.S. dollar, which actively chooses to depreciate, and even exceeds the RMB. I can't hold it back even if I want to.

When Ning Weimin first arrived in Tokyo, there were still 3 French francs to 1 U.S. dollar in the international market.

Today it is 9 French francs per US dollar.

This is equivalent to the French franc depreciating two and a half times against the Japanese yen in half a year.

As a result, Ning Weimin's debt on real estate was greatly reduced.

His loan of 7 million francs, which was originally worth 400 million yen, now needs to be repaid in Japanese yen, so he can only repay 150 million yen.

Even if one year's interest is included, it's only 160 million yen.

As for Ning Weimin's financing leverage on stocks, which is almost 460 million yen, it is margin financing provided by Nomura Securities and cannot be discounted.

So in a comprehensive calculation, remove these borrowing costs and interest.

His personal stocks and real estate combined have made a profit of almost 5.2 billion yen.

Considering that he only started his business with 600 million yen when he first arrived in Tokyo six months ago, the speed of this snowball is probably the fastest in the world.

It can be said that he performed financial magic to a miraculous degree!

Don't mention anything else, just think about what he was worth before the Spring Festival.

At that time, his assets in Japan had to be converted into RMB at the black market price, so they were only worth a small target.

Then I took a short trip back to my country, and when I came back, I didn’t even put any effort into it, and I actually completed my second small goal.

Where in the world can you earn money more easily than this?

This is two hundred million yuan!

According to the international gold price at this time, even if it were converted into gold, it would cost nearly two tons.

He can't pick up gold nuggets so quickly in the daily gold mine.

But Ning Weimin didn't get excited for long.

When he converted his profits into US dollars, he quickly stopped smiling and woke up from his narcissism.

You know, 15 billion yen is equivalent to 100 million U.S. dollars, and his 5 billion yen is only equivalent to 33 million U.S. dollars.

If you look at it this way, he is actually still far away from being a real billionaire.

He thought at this moment, the US dollar hegemony will still dominate the world for decades, so what's the use of just earning a few hundred million yuan?

If you want to fish in troubled waters in the international market, you need to have more hard currency.

The speculative opportunity in front of us is a once-in-a-lifetime opportunity. Not only can we make money, but it can also make the little devil fall even harder.

Then he has no choice but to help his enemy blow this big snot bubble?

To put it bluntly, a person must have pursuits and look at the world!

It's far from the time when he can lie down in peace, so how can he be content with being a little rich?

right! Financial magic must continue to change!

The warehouse is full! The warehouse must be full! You must add enough leverage!

A bag of sand! A room full of gold! Mima coax...

Because of this, Ning Weimin didn't dare to waste any time and hurried to Dadao Trading Company.

Why?

Just because this company is his cash cow.

In the first few days, he paid taxes for Dadao Trading Company. He had just finished settling the accounts with the tax accountant and signed the signatures. He came here just to get the remaining money.

So after going there and sending out the souvenirs from Hua Xia, Ning Weimin couldn't care about anything else and immediately called several financial staff to the office.

Just ask directly how many accounts receivable there are and the funds that can be mobilized on the account.

And here we must exaggerate the advantages of little Japan.

He really does things according to the rules, strictly and strictly, and has a special sense of time.

The only benefit of doing business with them is that you will pay them when you tell them, and there will be no delay.

Unlike in China, where you just drag yourself when you need to, what you pay attention to is that you have nothing to lose.

Especially now, the domestic market environment is becoming increasingly difficult, and many large domestic companies have begun to owe triangular debt.

In short, Ning Weimin was overjoyed to learn more about Dadao Trading Company's financial situation.

It turns out that in the two months or sixty days since he left, the trading company sold more than 13,000 trolley cases from several branches of Yamato Kanko.

The total account balance is 1.12298 million yen.

Not counting the sales alone, more than 970 million has been recovered from Yamato Tourism.

The rest will be available on the settlement date of the next month.

Of course, even though the tax of up to 200 million yen was paid in the first few days, Yamato Sightseeing's sales commission was also deducted by itself.

The actual company account only has 760 million yen.

Moreover, Ning Weimin did not pay the money to the capital in time.

If we take into account the expenses related to payment of goods and company operations, the net profit that can actually fall into the hands of Dadao Trading Company is only about 300 million yen.

However, the good thing is that Ning Weimin can misappropriate the money in his account.

For the payment for the goods in Beijing, Pierre Cardon can help advance the payment to the factory, at least for one period.

Dadao Trading Company is essentially an agency company and does not require much money for daily operations.

As long as one or two million yen is left in the account, there will be income every month.

So Ning Weimin simply took the company's tax payment certificate and product information, and rushed to the next stop with confidence, the Tokyo branch of Credit Suisse Bank.

Ning Weimin went directly to the account manager of this branch who had originally applied for a mortgage loan for him, and formally made a request to modify the existing loan contract and increase the loan.

He had a huge appetite, and he first measured the value of his real estate.

It is planned to ask this French bank to give itself an additional loan of 100 million French francs equivalent to 2 billion yen based on the current market price of about 80%.

At the same time, he also estimated the income and expenditure of Dadao Trading Company and hoped that Caili Su Yinshi could provide his Dadao Trading Company with a loan of 200 million French francs equivalent to 4 billion yen.

A total of three hundred million francs was loaned.

After the account manager heard this, he was immediately stunned by the astronomical figure.

This guy's power is only to approve loans worth tens of millions of francs. He doesn't dare to make the final decision on such a matter.

He quickly and respectfully invited Ning Weimin to see his boss.

So in the president's office, Ning Weimin held talks with the three top decision-makers of Credit Suisse Bank's Tokyo branch.

Needless to say, these French people learned about the relevant situation and actually figured out how Ning Weimin made his fortune.

And it is clear that this guy is not greedy enough and wants to further take advantage of exchange rate changes and increase investment leverage through loans to make profits.

But Ning Weimin was playing an upright conspiracy, and they couldn't do anything about it.

Apart from sincere admiration and jealousy, there is nothing to think about.

Who makes their country fail to live up to expectations? The sovereign currency has been falling for many years, which is the law of the growth period.

Even joining the Plaza Accord failed to stop the franc from plummeting.

No wonder others are riding on their necks, with sharp eyes and quick hands.

What's more, Ning Weimin is such a high-quality customer.

The real estate in hand is all the core real estate in Tokyo, and all of it is put to use, and the market price is still rising.

In addition, his Da Dao Trading Company holds huge profits from representing three brands, and its income and expenditure situation could not be better.

It completely monopolizes a niche industry in Japan and enjoys huge profits.

More importantly, the trolley suitcase is a new and patented thing with extremely bright business prospects.

Even if the loan of 300 million francs is placed on this company, Ning Weimin can afford it.

Finally, there is a key point. Ning Weimin doesn't care much about the interest rate of the loan.

Even though all major industrial entities in the world are currently following the Federal Reserve in cutting interest rates, it has left ample profit margins for Credit Suisse Bank.

It just requires Calyon to adjust the annual interest rate of 11% agreed in the contract six months ago to 7%.

To put it bluntly, no matter how you look at it, Ning Weimin's proposal is a good deal.

For Credit Suisse Bank, there is absolutely no reason to refuse.

But even so, it would be difficult to agree like this.

After all, this bank in Tokyo is just a stronghold that Caili Su Yinshi has just laid out in Japan.

This branch had just settled in Tokyo at the end of 1984, and their positions were limited.

In addition, the Japanese exchange rate has risen so much in the past two months, and the French have also bought unilateral appreciation of the yen, making huge profits from it.

Now that Ning Weimin has been given so many francs at once, it's really a bit of a stretch.

And even though the French are well-dressed and gentlemanly, they are also cautious.

From the bottom of their hearts, these French people admired Ning Weimin's shrewd mind and wise decision-making.

But he is not willing to let Ning Weimin take advantage of it and get too many benefits, which is called envy and jealousy.

So they said they could only provide a small part of the French francs, most of it had to be given to Japanese yen, and the loan amount had to be lower.

The reason they gave is that the mortgage loan amount for real estate is usually 50% of the asset value, so that risks can be prevented and controlled.

Ning Weimin's Dadao Trading Company is doing well.

But when banks issue commercial loans to enterprises, they usually grant credit based on the amount of tax paid by the enterprise. Ten times the amount is enough.

This means that Ning Weimin Da Dao Trading Co., Ltd. has paid 200 million yen in taxes and fees, but its bank credit is only 2 billion yen.

But where would Ning Weimin be willing to do it?

He is firmly not optimistic about the future trend of the franc.

I know very well that throughout the 1980s, this piece of shit was just a piece of paper that could not hold up the wall.

If he relaxes, the loss in exchange rate will be comparable to if he borrows a loan shark.

Is he stupid?

And compared with whether to borrow francs or yen, he did not want to reduce the loan amount.

On the other hand, I would like to increase it if possible.

Borrowing one dollar now can turn into dozens of dollars later. This is his core interest.

So Ning Weimin, relying on the money in his pocket, also came up with harsh words.

The 200 million yen he claimed to have paid in taxes to his Taito Trading Company was just a few months' worth of taxes.

Looking at the whole year, it is not an exaggeration for him to borrow 300 million francs based on the accounts of this company.

Besides, he has another choice.

If Credit Suisse Bank was unwilling to meet his request, then he might as well just pay off the previous loan.

After that, he can use these unsecured properties to buy and sell the prosperous Da Dao Trading Company, and then find another foreign bank to negotiate loan cooperation.

In short, it's just asking for a lot of money and paying back on the spot.

In the end, the focus of negotiations and disputes between the two parties was the loan amount and the ratio of francs and yen.

They talked about it from morning to afternoon. At noon, the French treated Ning Weimin to a more authentic French meal.

After drinking Bordeaux red wine and eating confit duck, the delicious food resolved the tension, and finally everyone gave in.

Credit Suisse Bank agreed to Ning Weimin's loan limit.

But he was only willing to borrow 100 million French francs as a mortgage loan for his real estate.

Probably these French people think that Tokyo's house prices have risen too much and have lost their stamina, and that they are unlikely to rise again in the short term.

Therefore, the expected depreciation of the franc is used to hedge potential stagflation risks.

As for the loan from Da Dao Trading Company, the French are full of confidence and insist on lending mainly Japanese yen, and they can try to match it with a certain amount of US dollars.

In this way, the two parties finally shook hands and sealed the deal.

The day after the signing, 100 million francs, 10 million U.S. dollars, and 2.5 billion yen arrived in Ning Weimin's account.

Once the sale is concluded, it's all "good" anyway, and the relationship between the two parties immediately becomes harmonious.

Ning Weimin took the initiative to send three top-grade Pierre Cardin trolley cases to these French people, and also invited them to attend the opening ceremony of Tan Gong Restaurant.

Unexpectedly, among the three French executives, the vice president's brother is also engaged in the business of French wine and French food in Tokyo.

Now we had a high bid, and after a brief negotiation, the price offered by the other party was 20% lower than that of the Japanese supplier.

As a result, another person was added to the guest list of Tan Gong Restaurant, and Ning Weimin also got a purchase channel without Japanese people making a profit from it.

It was really unintentional and a mistake.

It’s just that the French are really stingy, and they don’t call them “Falcon” for nothing.

After collecting three boxes, a few pink-faced people would smile happily, but there was no return gift.

Ning Weimin couldn't help but sneer.