Quick Transmigration Goldfinger Trialist

After Liu Changan finished speaking, Teacher Xiao next to him frowned and said, "This matter is a bit troublesome!

If the driver who is being rescued survives, the claim may be easier to handle. If he dies, the claim may be a little bit more difficult. Most likely, you can only pin your hopes on the insurance company, but you should also pay attention to the insurance company. You know, it's harder to lose.

Well, my family has a relative who is a lawyer, how about this, if you don't mind, I'll contact him back and see if he can give you some advice.

If everything goes well, that's the best. If there is any problem with the claim, you can tell Changan to tell me that as a teacher, I can be regarded as a teacher for a day, ahem... I won't take advantage of it.

But I'm still happy to help! "

If someone helped out with good intentions, wouldn't it be shameful to directly refuse, so of course Ding Yun also said some words of thanks in cooperation, and exchanged a few more pleasantries.

He hurriedly asked his grandson to find a doctor.

I told the doctor that there was a paralyzed patient in her family, and she really couldn't live without her. She hoped that she could take over the patient, and at the same time, let her grandson take her home with her, and brought her bank card and medical insurance card and so on. Bring all the things I have, so it is convenient to settle the bill.

It's not that the family really has no money.

I can't wait until the claim is settled before paying it. I can only pay it first. Anyway, the hospital has invoices and bills, and this hospital is not a private hospital, but a public hospital. Not only the medical insurance card can reimburse part of the medical expenses , There is no reason for the insurance to refuse compensation.

And then, of course, each was busy.

That Teacher Xiao did exactly as she said, helping people to the end, sending the Buddha to the West, and by the way, sending her grandson Liu Changan back, taking a bank card and medical insurance card, and helping the hospital nurse to treat the paralyzed patient in bed. Liu Linxia got into the ambulance and brought Liu Changan back.

Only then did he bid farewell and go back without even drinking his saliva.

Because Ding Yun's leg is still broken, he can't get out of bed for the time being, so Ding Yun's verbal instructions for paying for medicine and asking for a nurse are all done by her grandson.

Although the speed was a bit slow, and many people were asked during the process, but in the end, everything was done.

Just after all this tossing.

It's already getting dark.

Ding Yun was worried that her grandson might not be safe on the way home too late, so he hurriedly urged:

"Chang'an, since everything is done, you should go home quickly, go home and do your homework, then go to bed early, continue with normal class tomorrow, and come to see me after class, don't delay the normal class because of me!"

"Grandma, why don't I stay here to accompany you, I think many families have someone staying here to accompany you in bed."

For Liu Changan, although the aunt who is paralyzed in bed is also a relative, but the one who really depends on each other and has a deeper relationship is his grandma, so he is naturally reluctant to let his grandma stay in the hospital alone.

What's more, he is here in the hospital to accompany the bed.

If grandma wants to drink water, get something, or go to the toilet, he can help, no, I can't have to trouble the nurse for these trivial things.

"No, it's useless for you to stay here.

Chang'an, be obedient, listen to grandma, you should go back, didn't I spend money to hire a nurse for your aunt, at worst, give me a little more money, I will find her if I need anything, I don't need you to stay here to accompany me .

Besides, if I have to go to the bathroom or something.

It's not convenient for you to follow me, right?

There is also things like scrubbing my body, you can’t do it for me, and it’s useless to stay here, so you should go back, you are already in the second year of high school, and you will be in the third year of high school next year. The college entrance examination is going to be, the most important thing is to study .

Besides, I can move my hands. After two days, my legs will recover a little, and I can even move in a wheelchair. I'm not as fragile as you think. So you can go back, after school at noon or at night, just come and see me. "

Although her grandson had good intentions, it was really useless for him to stay. Therefore, Ding Yun confessed a little and continued to urge him to go back to rest early.

Liu Changan thought for a while, and felt that it made sense. It was really inconvenient for him to wipe his grandma's body or help his grandma go to the bathroom, so in the end he could only nod his head in frustration, and asked Ding Yun if he had any thoughts Food, or lack of something to use and so on.

He can help bring it over tomorrow.

But after Ding Yun showed him that he knew how to order takeaway, he stopped asking what was missing.

...

In the early morning of the next day, Ding Yun took out his mobile phone and began to search for information, looking for relevant information such as insurance, claims, car accidents, legal basis and so on.

After sorting out this information.

She just started making contact for insurance claims.

The original body bought a lot of insurance for herself and her grandson, such as accident insurance, injury insurance and so on. I don’t know how the dead perpetrator will pay for it, but she herself The insurance that I bought for myself can undoubtedly start to claim.

As for why the original body bought so much insurance.

It's really not about cheating insurance.

The point is that her family has a lot of accidents. Her husband died accidentally, and her son died in a car accident.

My daughter was also paralyzed in a car accident.

If it weren't for the insurance compensation, or the compensation from the construction site, she wouldn't dare to imagine whether she could survive or raise her children and grandchildren.

With so many lessons learned from the past, of course she has to buy some insurance for herself and her grandson. In case of any accident, if she survives, at least she doesn't have to worry too much about medical expenses. If she dies, she can leave some compensation for her relatives.

As for the result——

It is to let her wait first.

One is to wait for the verification from the insurance company, and the other is to wait for the other side, that is, whether the perpetrator has bought relevant insurance and paid compensation.

This involves the compensation standard of accident insurance.

and general limitations.

As far as Ding Yun's current situation is concerned, she neither died nor was permanently disabled, so the accident insurance basically only pays medical expenses, and does not include any lost work or nutrition expenses.

This has to be negotiated with the perpetrator.

As for the limitation, the main reason is that this medical expense does not mean that he will pay as much as you pay. He means that no matter how much insurance you buy, if you spend 100,000 yuan in medical expenses, all the insurance will pay you 100,000 yuan at most. Ten thousand yuan, absolutely not a penny more.

The accident insurance company purchased by the original body has to wait for the situation of the perpetrator. The main reason is that if the insurance company purchased by the perpetrator pays a certain amount of medical expenses, he can pay less.

For example, if the medical expenses are 100,000, and the insurance purchased by the perpetrator pays 90,000, then Ding Yun only needs to pay another 10,000 for the insurance purchased by himself.

So, of course they had to delay.

I don't know much about insurance, but I looked through the insurance I bought, anyway, that's how I understand it.

But I didn't claim it either.

So don't know what's going on.