Rebirth 2004: I can make money by writing

The next afternoon,

Qiao Shan took the initiative to call Hao Qiang for tea.

Yesterday afternoon was the most exciting time in his life. He fought several people in a row and became the Emperor Wu of Jin. He had to take blue pills.

This morning, his legs were still a little weak and his spirit was sluggish. It would take some time to recover.

The two met in a teahouse and booked a private room. Qiao Shan yawned many times after chatting for a while.

“Old Qiao, why don’t you go back and rest first?” Hao Qiang saw that he was not in a good state and guessed that he had played a little too much yesterday.

Oh, I should have returned earlier to see how this bastard was tossing.

This bastard is really not a good thing.

Of course, I am almost the same.

Although Hao Qiang did not participate in it, he arranged this activity.

“It’s okay, business is important.” When Qiao Shan talked about business, he was very serious and didn’t want to mention what happened yesterday at all.

“Well, go ahead.”

“The new year’s loan task has come down. I have a good relationship with you, so I’ll tell you first, does your company need a loan?” Qiao Shan knows something about Future Technology Group and is very optimistic about it.

Especially his Human Fireworks Company is developing rapidly, with a high profit margin. It is expected to make a monthly profit of 10 million yuan.

It’s so scary!

In addition, his Future Motorcycle Company is also doing well.

Hao Qiang didn’t waste time talking to him and said directly: “Of course it is necessary. The company’s expansion requires a lot of funds.

I just signed a new cooperation agreement with the district government to buy 100 acres of land. The investment budget has reached more than 500 million yuan. Can you help me solve this funding gap?”

“Ahem…”

Qiao Shan coughed. This guy asked for 500 million yuan right away, and his family’s assets are not that much.

Moreover, he doesn’t have the ability to do so. The bank is not opened by his family.

Qiao Shan took a sip of tea and explained, “My branch cannot approve such a large credit line. Your company has already borrowed 30 million yuan. According to your company’s situation, the maximum credit line approved is 50 million yuan. Each time it is strictly approved by the branch. I take a big risk. I bet everything on you. I have tried my best. There is nothing I can do. Unless I can go one step further and jump to the branch.” Generally speaking, in this era, a branch can lend 10 million to 50 million yuan. Of course, it depends on the performance of the region and the branch. If there are many bad debts and few deposits, some branches in some regions may not even have a loan line of 10 million yuan. In other words, as long as the Future Technology Group develops well and Qiao Shan’s performance is good, he will have the opportunity to be promoted to the branch. Even if he can’t jump, the loan amount he can control will be higher. Hao Qiang borrowed 50 million yuan with an annual interest rate of 6.30%, which created more than 3 million yuan in interest for the branch. In addition, the salary cards of employees of Future Technology Group are processed in his branch, and there are thousands of customers.

“Okay, if you can get a credit line of 50 million yuan, I wish you a promotion soon.” Hao Qiang nodded with satisfaction. He was a little surprised that he could get so much.

No wonder Boss Xu’s debt ratio is so high. It mainly depends on whether he has a good relationship with the bank.

Of course, the good bank flow of his own company also has a certain impact.

But these data can also be falsified, even for listed companies.

These falsified companies are just robbing Peter to pay Paul.

Hao Qiang doesn’t want to make false data. As long as he does it, it will be exposed one day.

“Then let’s make a deal. As long as your company has a good flow and pays the interest on time, it will be easy to deal with. Otherwise, I can’t afford to admit it if the higher-ups blame it.” Qiao Shan said solemnly, and yawned again after speaking, saying that he had to go back to catch up on his sleep.

“Don’t worry, the interest will not be deferred.” Hao Qiang said seriously. The two are currently teammates in the same trench.

However, if his company does not develop well, these bank presidents will change their faces quickly and come to collect debts, asking you to return the capital in advance, and the agreement will be worthless.

Judging from the current situation, although Qiao Shan is a bit lecherous, he is still reliable in doing things. He dare not take kickbacks and is afraid of being investigated. He is probably just a bureaucrat.

Hao Qiang suggested: “Or, go to my hot pot restaurant and drink some health-preserving hot pot soup, it may be better.”

“Is it really useful?”

“I am in this business, can I cheat you?”

“Okay, then you arrange it.”

“Yes.”

Hao Qiang called the manager of a nearby hot pot restaurant and said that he would reserve a private room for guests and get some nourishing ingredients at the same time.

Half an hour later,

Hao Qiang received a call from the manager saying that he was ready.

So the two went to the nearby Renjian Fireworks Hot Pot for dinner.

It’s true that Qiao Shan drankAfter two bowls of soup, I felt much better.

In fact, it was not the health-preserving hot pot that was magical, but a normal phenomenon.

After eating the hot pot, Qiao Shan left with satisfaction and told Hao Qiang to complete the formalities as soon as possible.

Three days later, on February 21.

Qiao Shan’s processing speed was indeed fast enough, and Hao Qiang successfully obtained a credit line of 50 million yuan.

Hao Qiang did not hesitate at all and took all the maximum loan credit line of 50 million yuan.

This 50 million yuan was not transferred to the factory investment, but to the stock market.

He remembered that in the next two years, the stocks of Moutai and Tengxun would rise sharply.

Therefore, Hao Qiang tried to borrow more money to invest in the stock market, and at the same time, he also wanted to make more money.

At present, the share price of Moutai is 97.55 yuan (after adjustment price), and the share price of Tengxun is 10.01 Hong Kong dollars (after adjustment price), both of which have risen a bit compared with the previous period.

After a brief thought, Hao Qiang used about 40 million yuan to buy Moutai shares, buying 4,100 lots, and holding a total of 6,220 lots.

About 10 million yuan was used to buy Tengxun shares, buying 9,500 lots, and holding a total of 61,100 lots.

The book value of the two stocks has exceeded 100 million yuan.

On the other hand,

The newly signed 100-acre land certificate has been obtained, and Hao Qiang entrusted the financial director Jiang Ying to handle the land mortgage loan.

At the same time, he entrusted the architectural design unit he had cooperated with to design the lithium battery factory.

Due to the production of ternary lithium batteries, the battery cell factory of the core factory must have complete safety facilities, including fire prevention and explosion prevention, to ensure a safe and stable working environment.

In other words, all building materials should use as few flammable and explosive materials as possible, even if the battery really catches fire accidentally, the building cannot be burned.

Not only that, the building structure design should also facilitate fire extinguishing and isolation of fire sources.

In addition, the safe escape route for employees should be taken into consideration.

In addition, some production workshops have strict requirements on the production environment temperature and must be constant temperature workshops.

Therefore, the overall requirements for the construction and decoration of the production workshop are relatively high.

In the first phase, the factory covers an area of ​​only 10 mu. Excluding land costs, the investment budget is 40 million yuan, mainly due to the large proportion of equipment investment.

The annual production capacity of lithium batteries is required to reach 0.12GWh, which can meet the ternary lithium batteries required for 100,000 electric motorcycles.

If the ex-factory price of 60V20AH lithium batteries is 1,000 yuan, the annual output value of lithium batteries is about 100 million yuan.

The remaining 90 mu of industrial land will be invested according to market conditions.

In the past two days, Hao Qiang discussed the investment budget and lithium battery factory with Wang He, vice president of Galaxy Energy Company.

In the end, excluding land investment, the investment budget is 40 million yuan.

Excluding stocks, the group still has nearly 20 million yuan in funds at its disposal, which is enough for initial investment.