Rebirth of the Evil Life
Vol 2 Chapter 5034: Severity
China United Commercial Bank has good service! efficient! Moreover, it has also launched the "Fengshen Venture Capital Fund" with a 10% return guarantee, which is currently only available to users of the "China United Commercial Bank".
Although there is a limit of 100,000 funds, it is enough for most ordinary depositors. In this way, in terms of service, efficiency, and profit, it surpasses the four major industries. In this case, it is almost obvious what choice depositors will make. In particular, according to word of mouth, on almost the same day, hundreds of thousands of depositors went to withdraw money and deposited funds in the "China United Commercial Bank."
Before that, Lin Feng's "Fengshen Venture Capital Fund" still had a little bit of worry for many people. After all, Lin Feng's reputation is good, but this is real gold and silver. For the Chinese people, it is really a bit worrying for the Chinese people to invest the money in Lin Feng's side. What if there is a risk? After all, the money they deposited was all in the coffin. In this case, if the money is lost, it will be over.
Although Lin Feng has a ‘Second Bank’, the ‘Second Bank’ only has bank windows in a few places such as Beijing, Shanghai, Guangzhou, and others. This has caused some inconvenience. Moreover, Lin Feng launched this'Fengshen Venture Capital Fund' under the name of'Fengshen Investment Co., Ltd.' not under the name of'Second Bank'. This is naturally worrying.
But now it is different. It is issued under the name of "China United Commercial Bank", which makes a fundamental difference. If such a big bank is here, even if it loses money, are you afraid that the bank will not succeed? This is obviously impossible.
Therefore, at this time, crowds of people were crowded, and the branches of the "China United Commercial Bank" were overwhelmed. This is the number of the queued service. They were all directly out of three digits, and there were still people waiting in line.
Of course, the other side. The Big Four is also crowded with people here, and the service code of the line is out of three digits. And there are still many people waiting in line. However, the emotions on the faces of the staff of the banks on both sides are completely wrong.
There was a happy smile on one side, but a frown on the other side. One side came to deposit money, while the other side kept coming to withdraw money. Although the four major banks have announced the rules for making an appointment 15 days in advance to withdraw money from the regular passbook, this time, everyone is not here to withdraw cash, everyone is here to transfer money. You said you have no cash, you can. We don't make it difficult for you. But why, you are not even allowed to transfer our money! Why is this! Does this require cash?
You don’t need any cash to transfer money! Just the rotation between the numbers will do. According to the rules between banks, the money will be settled together in the future. It's not that you transfer money from one bank to another bank, and then this bank will check out immediately. This is impossible. The bill is usually divided into the end of the month. Everyone offsets the transfer items between each other's banks, transfers more items, and replenishes what you owe.
This is completely a transfer of the book number, so why don't you allow me to transfer it! Why!
On this side, everyone smiled and deposited money into the "Fengshen Venture Capital Fund." Waiting to count the money. On the other side, it was noisy, and the staff and the depositors were blushing.
There is a strong contrast between the two sides. Even more so that depositors have a heart to defect. And this naturally makes the four major industries even more headaches.
"What to do? What to do?" The four major governors were at a loss at the moment.
Now, the other party does not withdraw cash anymore and directly requests the transfer. This reason is justified and written in the contract. The bank has no right to stop it. And the state also encourages exchanges between banks. If they stop it, they will definitely have to face the allegations. Don't stop it, then all customers will be lost, and they will be in big trouble here. This is not just a problem of customer churn. It is more likely to cause problems in their accounts. After all, their funds are all loaned out. And these funds want to be recovered. That's not to say that you can get it back if you want it back. Because these funds have either been used by the company for turnover, or they have become dead accounts that cannot be recovered. In this situation. If you collect the funds of all the depositors again, isn't that killing them!
Therefore, for the Big Four, it is almost a moment of life and death at this moment. But they found that they didn't seem to have a countermeasure. How to deal with it? Depositors have to leave by themselves, how do they deal with it?
auzw.com Up here, at the moment, it's also in utter discomfort. The answer from the China Banking Regulatory Commission is that the qualification certificates are all valid. Although they are special cases, they are true and effective. If you want to force a ban, then these 28 banks, except for Lam Fung’s ‘Second Bank’, the remaining 27 banks will probably suffer heavy losses. Because their funds have already been combined, this merger is not easy, and it is even more difficult to dismantle it.
In particular, the common people have accepted the merger, and if you take them apart, the common people will be even more at a loss. It will make the common people breed the idea that this bank is reliable and unreliable. After all, if you talk about merging, you will merge, and when you talk about dismantling, you will dismantle. This is too childish. This might be the case, these 27 banks may go bankrupt. With their collapse, China's financial order will inevitably be in chaos. Although the common people may continue to return to the four major banks, their trust in the banks will definitely decline. And if private capital wants to operate again, it will be even more difficult. The Chinese economy is tantamount to not advancing but retreating. If this continues, China's modernization process will also be affected.
Such a thorny issue makes it impossible for Mr. A to forcefully ban it. Because many people will not agree. For this incident, I can only blame myself for being dragged by the two gentlemen, which caused the incident to be completed so quickly.
"Special case, a special case!" Mr. Jia gritted his teeth.
"Isn't this bad? The market economy, naturally everything has to be said by the market. The modern economy must flow. If it sticks to the same rules as in the past, like the same stagnant water, then China's economy will never take off! China wants to realize the whole people. A well-off society is even more impossible. As for becoming a developed country, it is even more a dream. Only in this way can the capital flow and the banks can enter the competition, so that the Chinese dream can be realized!" Mr. Xi raised his voice.
"Huh, such a Chinese dream may also bring disasters. The flow of funds will form chaebols. Just like a capitalist society, the evil capitalists will control the society. The common people will be fished by capitalists. That kind of society. , Is that all right?" Mr. A retorted.
"Capitalist society is of course not good. But there are also good sides. We have to look at this problem dialectically. They can provide high welfare to the people, and this is what we need to learn. Our country is still very poor, and the people are not yet We are not yet able to provide a wealthy, high welfare society. But it is our goal. Now, we are making a little progress." Mr. Xi smiled and said, "I think this time, it is a big step forward. Mr. A, You should see the positive side. Common prosperity. This time, Lam Fung has achieved common prosperity. The guaranteed income of 10% per year can make the people's money not only not depreciate, but also make a fortune. In this case, I think This is great. We should support it!"
"What should he do if he can't guarantee 10% income every year? That would become a Ponzi scheme!" Mr. A sneered.
"I think he can do it. If he can't do it, "China United Commercial Bank" will naturally be responsible. And for this, I believe that he will not deceive the public." Mr. Xi looked confident. He was somewhat so worried about Lin Feng's character, this kid was too impulsive. But for Lin Feng's ability, he was extremely confident. Since Lin Feng promised, he would definitely do it. Lin Feng will not promise what can't be done.
"Well, even if he can do it, what about the four major lines? Are you going to let the four major lines collapse? Don't tell me about free competition. In this matter, the consequences of the four major lines collapse, I believe you are better than I know the seriousness better! Especially, Lin Feng has never been an obedient person. What should he do if he doesn’t listen to your words in the future? Without the four major industries, I see how you control the macroeconomic trend in the future!" Mr. A said coldly Say.
Four major lines! The two gentlemen looked solemn. It is true that free competition is good, but if the four major industries collapse, it will not work either. In that way, the Chinese economy will still be hit hard. After all, there are four major banks, and the country can control the economy more conveniently at the macro level. Without the four major banks, to be honest, Lin Feng’s "China United Commercial Bank" can fully replace it in business, but it is based on national policies. In the above case, it doesn't work. Because this bank, it is not they who have the final say, but a private bank. What if Lin Feng doesn't cooperate? It's really possible that this kid won't cooperate. At that time, it will be in trouble. Moreover, although they support Lin Feng, they do not want an absolute monopoly to emerge.
Lin Feng's various methods today are monopoly. Everyone can compete for this high-quality service, but the "Nuwa" does not have the Big Four, and there is a guarantee of 10% of the income, and the Big Four do not. This requires competition, and the four major firms simply cannot compete. Finally, collapse. That would be troublesome.
Domination of a family is never a good thing. In particular, China's banking industry is dominated by one family, which is not a good thing.
"Hmph, you also know the seriousness. To me, this time, we must ban the'China United Commercial Bank'. Although it will be a lot of trouble to ban it now, it is better than the big tail in the future. He is not what you want. People who can be controlled if you want to control!" Mr. A suggested.
ban? The two gentlemen refused directly.
This situation is what they want. Banned, isn't that a slap in the face! Absolutely not!
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