Rebirth of the Evil Life

"Not banned? Those four major businesses collapsed, can you afford it?" Mr. A pressed harder step by step.

Now he has no choice but to use the importance of the four major lines to persecute the two gentlemen. The four major banks are also a tool for the state to control economic trends. If this tool is abolished, then we can only count on the newly established "China United Commercial Bank", but this "China United Commercial Bank" has the final say. As far as the current shareholding structure is concerned, Lin Feng personally owns 15 % Shares, plus the 8% share of the “Second Bank”, Lin Feng alone holds 23% of the shares. Although he does not have the actual controlling rights, the largest bank of the other 27 banks can only hold shares. It was only 6%, or even 1%. In this case, it was almost easy for Lin Feng to achieve his intentions.

In this case, what if Lin Feng does not comply with the government order? It will be very difficult for you to deal with it when "China United Commercial Bank" has a firm foothold and becomes the largest bank in China.

Therefore, Mr. A threatened the two gentlemen with this. See them still compromise and not compromise.

But never thought that the two gentlemen made a decision after a little indulgence.

"Now is the era of market price economy, everything needs competition. Policy protection alone cannot promote economic development. In particular, the banking industry needs to break such monopolies. If the four major banks have all the advantages, it will still Being cleansed by the market is also their own mismanagement." Mr. Xi said in a deep voice.

what! Mr. A did not expect the two gentlemen to answer like this. This surprised him extremely. He did not expect that the two gentlemen were really willing to support Lin Feng at the risk of losing the Big Four. This is something he never thought of.

"Why is this?" Mr. Jia frowned, looking puzzled.

"This is the natural law of social development. Thousands of years of history have proven that closure is backward, and only by moving towards a free economy can it really take off. Western countries. The economy is so developed because of the free economy. And this is our country. The economic boom in 20 years is also dependent on Comrade Xiaoping’s reform and opening up. Without reform and opening up, there would be no new China today. Perhaps in this, there have been many problems of this kind and that, but the flaws are not concealed by the various reforms and opening up. Disadvantages can be changed. But what we see is that the Chinese now can eat and wear warm clothes. At least as in the past, once a natural disaster is encountered, the phenomenon of large areas of starvation will no longer occur. Moreover, telephones, TVs, refrigerators, and cars have gradually entered the door of thousands of households. The progress of the times is based on a free economy. If it is closed again, it will be a regression. It will deny the hard work of the past two decades!" Xi The husband said in a deep voice.

Mr. A snorted.

"Okay, I won't fight with you. Since you think this'China United Commercial Bank' is good, let's wait and see. You'd better expect him not to make a big mistake in the past few years!" Mr. A walked away.

Mr. Xi smiled slightly.

"Are you really so optimistic about Lin Feng?"

"En. I believe I have not misunderstood the wrong person. He is different from those who make money by relying on policies. He will not take advantage of national laws and policies. And he is patriotic enough. I think, at least from the level of patriotism, he is no better. We are weak. Although he is very different from ours in certain areas, he really loves this country." Mr. Xi exclaimed, "If this is the case, why don't I support him! As for the future, he Whether the family will end up big. I think this is the past 20 years. We have to work together."

"What about the four major lines? Did you really decide to give up?"

"Give up? No. The Big Four actually occupy a lot of innate advantages." Mr. Xi sighed.

The four major banks are the four major banks of industry, agriculture, China and construction. Also known as the central four major banks. It represents China's strongest financial capital power. The four state-owned banks have gone through the stage of specialized banks with their own division of labor from the beginning of the founding of the People’s Republic of China. In the new century, each has basically become a comprehensive large-scale listed bank, and has been among the world’s top 500 companies. The business scope of the four major banks today They are no longer single, and together move towards the goal of comprehensive, international, and modern commercial banks.

ICBC, with the largest customer group in China, occupies a leading position in terms of commercial housing loans and corporate financing.

The Agricultural Bank of China, as its name suggests, has its main business covering urban and rural areas. Its main business is rural credit, and it has now developed into diversification.

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The Bank of China mainly focuses on personal credit consumption and provides comprehensive customized customer service.

China Construction Bank mainly focuses on companies and provides various credit services.

Of course, the business of these four major industries is not as detailed as in the past, and has been assimilated in many fields. This is naturally the effect brought about by today's competition.

"The four major banks have so many innate advantages. If they can't fight against Lin Feng's'China United Commercial Bank', then they can only blame themselves. We can't make a move. Make a move, it means backward. Moreover, I am too. I believe they will not collapse! I can only say that they are no longer doing as they please, and those who make money easily!" Mr. Xi judged.

Today, the four major businesses are lying down and making money. But in the future, I am afraid they will rack their brains to make money. In this case, he is also happy to see it. Making money without pressure at all is not a bank. He also hoped that Lin Feng would be able to put enough pressure on these banks to bring real competition, and not as it is now, all competition is just being divided by the family. In fact, there is no competition. This is like a piece of cake, which should have been divided by many people. As a result, a family of four sons competed with others. The others were all alone, and they were all driven away from the family that couldn't beat the four sons. After rushing away, this family will divide the cake again. Is this called competition? At least not real market competition.

Lin Feng is the one who broke the situation where the four sons dominate the cake. Although he has only one person, he is strong enough, far stronger than his four sons, and he will unite with others. This is awesome.

The ‘China United Commercial Bank’ trend continues to raging. There are more and more customer groups, and almost within three days, all the original customer groups have changed their cards. And the most warm thing is that for those elderly people with limited mobility, the staff also took the initiative to come to the door to service and exchange cards for them. This service is far more intimate than the previous service of the bank. China is gradually entering an aging society, and many elderly people are extremely inconvenient to move around at home. Often withdrawing money is to let relatives and friends take the money on their behalf, but sometimes it is necessary for them to come in person for business such as changing cards. Otherwise the bank would not recognize it.

This causes trouble for those old people. Especially some old people have suffered a stroke and have hemiplegia. If you want a salary card or other replacement, you have to push it to the bank. It is inconvenient for this old man, and he has to push it. Isn't it a scam? Especially if there is no bank nearby, it is even more inconvenient. And the most deceptive thing is that you have to sign. This is already half body discomfort, and I don’t hear how my arm is called. You have to ask him to sign it. Isn’t this cheating? But the bank said that for security reasons, it must be signed.

No way, just sign it. Although the signing was messy, the bank just recognized it.

Under this circumstance, the launch of the door-to-door service of ‘China United Commercial Bank’ is much more cordial. This makes all the elderly feel warm. The slogan of "banking service to my home" can be said to be truly implemented, rather than as before, launching a mobile bank, even if the service is at my home.

And not only that, for all customers, as long as they enter the bank, they will provide various conveniences. For example, on rainy days, the bank also welcomes those who do not bring umbrellas to take shelter from the rain, and provide convenience for them. In severe cold and hot weather, a small place isolated from the 24-hour automatic teller machine is also provided, and the air conditioner is turned on to provide warmth and coolness for the homeless.

These are small moves, but they are very popular and make all customers feel comfortable. Of course, the most important thing is profit.

10% income, this is Lin Feng's promise. It is also the promise of ‘China United Commercial Bank’. But the same is true. You must save for a full year before you can get a 10% guaranteed return. But what if the customer urgently needs money? These other banks can also naturally take it, but after taking it out, all of your previous interest will be cleared. It is equivalent to saying that there is no money. It was saved for nothing, and all the interest was given to the bank.

However, it is different in ‘China United Commercial Bank’. If you want to take it, you can naturally take it out. You can withdraw at any time, and will give you income based on your deposit date. For example, if you deposit for 5 months, then you will be given a guaranteed profit of 5 months, but because you withdrew in advance, a 5% handling fee will be deducted.

In this regard, although it is said that a 5% handling fee will be charged, it will at least give you a guaranteed profit. This is something that other banks cannot do. Therefore, the people are extremely supportive of the "China United Commercial Bank", and use this to criticize the overlord clause that other banks regularly withdraw money without interest.

"Mr. Lin, depending on this situation, it will not take long before China United Commercial Bank will become China's largest bank. The four major banks are completely unable to compete with us!" The bosses of the banks are now'China United Commercial Bank'. The members of the board of directors are all smiling about the current status of the bank. Although I want to say that it is more profitable than before, I haven't seen it yet. But it's far more elated than before, this is the most important point.

Lin Feng showed a solemn color.

"They still have tricks!" Lin Feng said solemnly, "There are still big tricks left! That's the moment of our survival!"

(There may only be one today. My relative passed away during the Chinese New Year. I have to go to the funeral home. Depending on the situation, if I come back, there will be one at night! I will replenish it tomorrow if I come back too late. I wish you a happy Chinese New Year!)