Rebirth to 90s: Start from Scratch

Valery still wanted to accept Zhang Qianxiu's request.

If Zhang Qianxiu delivered all the arms directly to the buyer, he would hardly take any risk. On the Su Guo side, he had already opened up the relationship, and he could almost leave without any problems.

The part of the profit that Zhang Qianxiu wants to take away is also acceptable to him. If Zhang Qianxiu has to increase the price by 20%, he will not be able to accept some of it.

But to help Zhang Qian repair the loan, Valery thinks there should be no problem, anyway, he doesn't have to pay the money himself.

More importantly, he said that his profit was 30%, which would certainly not be so high in China, and there might be some benefits.

Zhang Qianxiu is still willing to spend 10% to open up the relationship, 20 million, he can make a little bit, not to mention 10 million, three to five million is no problem.

Valery gritted his teeth secretly and said, "I can figure out a way for you. In addition to the 10% you said, there are 180 million left. You may not get so much."

Zhang Qianxiu frowned: "Then why should I cooperate with you?"

Valery explained: "You always need to mortgage your loan? I checked you, just a few factories, just those things are mortgaged, you can't borrow 200 million, you have to have collateral, you take a loan Part of the money that comes out must be used to buy fixed assets."

Zhang Qianxiu could understand this, and asked: "Okay, tell me how to operate it. I will think about it and see if it can be accepted."

"It's very simple, it's fixed assets." Valery said: "For example, buy some company shares or some land or islands."

"However, after buying, these assets cannot be bought and sold at will. If it is a company's shares, the price will fall by a certain percentage, and the bank has the right to let you repay part of the debt in advance."

"If it's land or island, you have the right to use and operate, but you don't have the right to buy or sell."

"After ten years, after you have paid off the loan, how you want to toss is your freedom."

Zhang Qianxiu pondered for a while, and asked, "How much money should I use to buy assets?"

"Even if you cheat you, you have to spend at least 30 million yuan to buy assets." Valery said: "30 million assets, 200 million loans, the water is already very high."

Zhang Qianxiu calculated it in his mind. Now the ratio of rice yuan to Lu yuan is very unstable, and it has been going downhill. It is about 1:1.8. In other words, he can get 150 million Lu yuan, which can be exchanged for 8,000 yuan. Three hundred yuan per meter.

The current ratio of the rice dollar to domestic currency is 1:8, which is 660 million yuan.

After waiting for ten years, Lu Yuan dived, principal plus interest, after the exchange rate conversion, he probably only needs to return more than a hundred thousand domestic currency.

There is an exchange of old and new Lu Yuan, which involves a lot, but Zhang Qianxiu borrowed the old Lu Yuan, and the new Lu Yuan was issued later. He must pay the old Lu Yuan according to the old Lu Yuan.

Zhang Qianxiu felt a little unbelievable that he could earn hundreds of millions in vain.

At the same time, he couldn't help but worry. If Lu Yuan hadn't had a big crash for many years because of his appearance, how would he pay the bills by then? Ten years later, he will have to pay back ten times.

Zhang Qianxiu nodded and said, "Yes, how long will it take to get me the loan?"

"Half a year!" Valery said, "I don't dare to guarantee that even though I know people in the bank, I don't know them very well. If you didn't promise to pay 10% as compensation, I'm not sure at all."

The last Soviet state disintegrated on December 25, 1991, which is the time of the Gregorian calendar.

Today is November 13, 1990 in the lunar calendar, and December 29, 1990 in the Gregorian calendar. If you wait for half a year, the ruble will continue to fall.

The more he falls, the less he takes advantage.

Zhang Qianxiu only knew that the disintegration of the Soviet Union was tossed by the United States and that Russia was later sanctioned. He knew more about the military because he was interested in the military. Zhang Qianxiu didn't know much about finance and economics.

Zhang Qianxiu didn’t know what Lu Yuan would fall into in six months, so he had to get the money as soon as possible. He didn’t dare to delay it until half a year later. The ghost knew how much more RMB 150 million Lu Yuan could exchange for six months later. , The lower the ratio, the more it suffers.

"One month." Zhang Qianxiu said: "This month, I want to get the money."

"Impossible!" Valery said: "Don't say that you are a foreigner who came to our country to take a loan. This is an international loan. This is inherently difficult to handle. You don't have enough assets to mortgage. What needs to be done here There are so many, almost no place is legal."

"Now let you give me a loan of 200 million yuan in your country. Can you borrow it in one month?"

"Unless you are crazy!"

Zhang Qianxiu was actually very clear in his heart that Valery was right. The Soviet Union itself was a state with a centralized system, and loans were not easy. He was not a Soviet native, and he did not have the corresponding collateral.

Zhang Qianxiu thought for a while and said, "In this way, can you arrange for me to meet with the senior management of the bank?"

"It's too urgent to make arrangements." Valery shook his head and refused.

"You arranged for me and I will give you one million Chinese yuan." Zhang Qianxiu said the money.

"I took your money and I'm willing to run, but why should the senior management of other banks see you?" Valery said helplessly.

"As long as you meet, let him speak as much as you want." Zhang Qianxiu said: "When I meet, I will give him the money immediately."

Zhang Qianxiu is just spending money.

Zhou Qin, Kong Zhiwen, and Valery all thought that Zhang Qianxiu was crazy. One million is not a small sum.

This is a loan, to be repaid!

Valery looked at Zhang Qianxiu in disbelief, pondered for a while, and said, "Go to my room, I'll call, I'll interpret for you, and you can tell him by yourself."

Zhang Qianxiu asked, "Who is the other party?"

"It is equivalent to the bank governor of one of your provinces, who specializes in helping me launder money." Valery said.

Zhang Qianxiu pondered. Banks are branch offices, branches, and sub-branches. Needless to say, the head office, and the head office, is just one; the branch is at the provincial level. There is no problem with lending a few hundred million yuan.

"Okay!" Zhang Qianxiu said.

The group went to Valery’s room. Valery was not short of money. They lived in suites. The phone in the room could be made casually, but they were charged when they checked out.

When he arrived in the room, Valery dialed a phone number. After the call was connected, he pressed the PA, and then said something, but Zhang Qianxiu didn't understand it.

Zhang Qianxiu actually thought about whether Valery would lie to himself, but after thinking about it, he felt that Valery didn't have to lie to himself, and he lied to himself, he didn't need to do arms business. At least from Valery's point of view, it is impossible for Chinese officials to let him transport arms from within, and he should not dare to offend himself.

In case of being deceived, Zhang Qianxiu also wanted to try, this is indeed an opportunity.

After Valery said a few words, he said to Zhang Qianxiu, "Belvska wants to talk to you."

It took Zhang Qianxiu several times before he remembered the name: "Mr. Bervska, hello!"

Say hello first anyway.

The man over there said something, and Valery translated: "Mr. Zhang, hello!"

After a few words of politeness, Zhang Qianxiu started to go straight ahead: "Mr. Bervska, I want to borrow a loan from your bank, has Valery told you already?"

Valery translated: "Say, you want two hundred million, the amount of money is too much."

"Even if we approve loans to domestic state-owned companies or factories, they rarely exceed 100 million. You are a foreigner, and it is almost impossible to borrow 200 million."

Zhang Qianxiu said: "I believe Mr. Bervska has a way to help me solve the problem. As long as the loan can be taken down, I can give you generous remuneration. In order not to make it difficult for you, I can accept very high interest rates."

"It's even higher than any loan interest in your country."

After the other party finished speaking, Valery went on to translate: "This is not a question of money. The problem is that our funds are very tight now. The loans to those small businesses have been tightened, and it is impossible to lend to foreigners. "

"With the loan, I will give you a 5% remuneration," Zhang Qianxiu said.

Valery glanced at Zhang Qianxiu, and helped to translate, but the other party quickly refused: "It's really not a question of money. Even if you give me more money, I still have to have money in my hand. Now we The official money is not much."

Zhang Qianxiu believes this, but the country of Su is so big, and the skinny camel is bigger than horses. Zhang Qianxiu has searched for information these days. In 1989, the GDP of the country of Su was 1501.9 billion meters, and that of the country was only 459.7 billion meters. The country is three times as big as the domestic one.

The head of a branch in a province in China can lend hundreds of millions of money, and it is impossible for the Soviet country to be of the same level.

Zhang Qianxiu said, "Mr. Bervska, can we meet and talk in detail?"

Bervska said: "I'm sorry, Mr. Zhang, I am too busy at work, and I may not have time to go to your country."

"You come here, we have a meal together, no matter whether things can be negotiated or not, I will give you two million Chinese yuan." Zhang Qianxiu began to spend money.

The money was borrowed by Zhang Qianxiu and Shan Hong. They originally planned to deposit it in the bank, but when I went there last time, I found that there was a risk and I just kept it and used it.

Bervshka was silent for a moment, and the temptation of two million to him was still very big. He just had to find an excuse to come to China once.

Zhang Qianxiu followed and said, "If you are worried that the money will not be transferred back, I can change it to gold for you, even 28 kilograms of gold, how about it?"

"As long as you come, I will pass the gold to you when we meet, and then you only need to give me two hours and we can have a meal together."

"As for whether you agree to cooperate with me, the gold belongs to you."

Gold is currently in the country for 70 to 71 yuan per gram, and two million can buy more than 28,000 grams of gold, which is more than 50 catties.

Zhou Qin looked at Zhang Qianxiu in surprise, and felt that Zhang Qianxiu must be crazy. If the other party is only for the two million, after coming over, he will not agree to it, and the two million will be lost?

Kong Zhiwen was also a little surprised, but he didn't appear too obvious on the face.

Valery looked at Zhang Qianxiu and reminded him: "Zhang Qianxiu, I remind you that Bervska is my partner. If I convey this sentence to you, you must do it, otherwise, I There is no way to explain it to him, so I can only ask you for the two million, and then give it to him."

Zhang Qianxiu looked indifferent: "Don't worry, we are the most trustworthy."

Valery took a deep look at Zhang Qian and translated the words.

Bervska quickly replied: "Since Mr. Zhang is so sincere, then I will arrive in Shangjing tomorrow night, and I will be back the next morning. I hope that when I meet Mr. Zhang, I can also see the gold."

"Mr. Bervška will not be disappointed." Zhang Qianxiu sighed, but at the same time, Zhang Qianxiu was also a little nervous.

In order to see the other side, it cost such a big price, whether it is worth it, no one can say.

There is a big reason why Zhang Qianxiu would give such a high price, that is, Bervska did not directly refuse his loan request, but kept talking about his difficulties.

If Belvska refused directly, Zhang Qianxiu would not continue to offer prices.

But Zhang Qianxiu suddenly realized that by doing this by himself, there is a big gambling element in it. In the face of money, his gambling ability is getting bigger and bigger.

Now Zhang Qianxiu has 50 million in his hand, just squander it like this. If he squanders the 50 million and he can't find a way to make money, he may really be dead.

However, Zhang Qianxiu also really realized that the physical industry is the foundation, but the speed of making money is too slow.

Arms trafficking is an illegal act, and profits have directly doubled several times.

Loans in the Soviet Union are financial behaviors, and profits have doubled countless times.

On the other hand, in the real industry, a 10% profit is already good.