Yuan Tianfan saw Bunzi Xuan to pay attention to himself and trust in the heart. There was no exclusion for the job. It can be a boss to be a lucky professional manager.

At the same time, it is also very satisfied with the internal facilities of the Black Cloud Bank. The office environment and hardware here in Xiangjiang is definitely the first existence, and even a few streets will even fall.

With a curious psychology, Yuan Tianfan came with Bun Zixuan to the technical department in 20 layers. For a bank to establish a technical department, he is still not very understood, and the general bank has no such department.

After coming in, I saw that a row of large machines is neatly arranged, Yuan Tian Tian is in Europe and the United States, I have seen this machine. At this time, HSBC has not introduced it. Is it ready to use these machines, don't you say that technology or a lot of imperfect places!

Baozi Xuan said: "You should know what the machine is these machines!"

Yuan Tianfan said with a smile: "Of course, the ATM cash machine, but the technical problem is solved!"

ATM is also known as ATM, meaning the ATM, because most of them are used for withdrawal, also known as the ATM. It is a highly sophisticated electromechanical integration device that uses a magnetic code card or a smart card to realize the self-service of financial transactions, instead of the work of the bank counter.

As early as in 1963, he graduated from the University of Edinburgh, Xie Pushe, Barron, is an idea of ​​inventive automatic cash machine.

In the middle of the age, Shepard Barron was the manager of Dra Road Instruments. One day, he suddenly became a feeling in taking a shower. I think that I am often annoyed because I can't get money and I can't get money, so I intend to design a machine that can take money 24 hours. He saw the general manager of Barclays Bank, letting the other party gave him 90 seconds to listen to this idea, and the other party gave replied in the 85th second, ie, as long as you can make this machine and buy it immediately.

On June 27, 1967, Xie Pud was successful, and the world's first ATM was unveiled in Barclays Bank Bank in London. Initially, customers can only take 10 pounds from the ATM, because the £ 10 is sufficient to maintain the weekend.

The price of 2 million pounds of 2,000 poundes from Shepard-Barron's skills; at the same time, the other party refused to produce ATMs for the Black Cloud Bank.

In Bao Zixuan's view, the British people invented the ATM machine too much, and it is targeted; many features are not perfect, and there is no use after the black clouds come over. With patent authorization, you can continue to increase the ATM function, you must play the technical advantages of the Black Cloud Group.

Xie Pode - When the Barron finally closed, a hate why the patent was authorized to be authorized by £ 2 million, and he did not understand.

Bao Zixuan took out a bank card inserted into the card slot of the ATM machine, Yuan Tianfan also saw the boss to start entering the password.

After password verification, it will enter the main page. On the screen, you can see words such as "Query", "Withdrawal", "Deposit", "Return Card"; if you want to do anything, you can, it is very simple. At the same time, there is also an English interface, you can make a choice before you have no card.

Baozi Xuan clicks on the withdrawal, confirming the amount after the password is entered; the money is turned out directly.

After returning the card, I took the money to another cash machine, and some column flows down to choose deposits; then the money is taken away by the ATM machine.

Yuan Tianfan looked at these seems to be the plot of science fiction,

It is actually seen in reality today. Is the technical strength of the black clouds have been so strong, it seems that the bag is only a way to come, change people's lifestyle and habits is his purpose.

Baozi Xuan took out a new bank card to Yuan Tian Li, let him also operate it again. Only you can feel your convenience, or you will never experience it.

At present, the ATM machine can only make simple deposits and withdrawals, and can not do other work. However, this also made Yuan Tianfan feel very surprised. This is the technical rolling of other banks, more convenient, fast, and efficient services are the premise of attracting customers, and the Black Cloud Bank has no problem in technology.

Bao Zixuan took a silver white metal card: "Do you know what this is!"

Yuan Tianfan: "How is this bank card made of metal."

In fact, in the era, due to the rapid development of science and technology, especially the use of electronic computers, the use range of bank cards continued to expand. Not only reduces the circulation of cash and checks, but also causes fundamental changes due to breakthroughs of time and space. The application of the bank card automatic settlement system has made a "no check, no cash society" will soon become reality.

It's just that the Xiangjiang is still universal, and people are more accustomed to passbook. Black clouds in the storage chip are the world, and of course the technology is closely combined with the bank card.

Not only, in order to reflect the honor of VIP customers and the attention of them. The Black Cloud Group specializes in a batch of titanium alloy bank cards, which can be said that the level of protection is very high, which is not necessarily damaged with a knife.

This batch of titanium alloy bank deposits must have more than 10 billion Hong Kong dollars to have, or people who bun Xuan have a special person. In addition, a group of titanium alloy credit cards was also produced, mainly for the Xiangjiang, which was prepared for super rich.

Bao Zi Xuan said: "You don't look at this bank card, single production cost is more than $ 500."

Looking at Yuan Tianfan surprised expression, Bunzi Xuan continued: "This bank card is made of titanium alloy, but also built-in encrypted chip, is to prevent hacker invading streaming data. In addition to our Black Cloud Bank to modify The amount of deposits, others don't want to think. "

Although I can't understand what hackers mean, it may be a professional term! One thing Yuan Tian is listening is very clear, that is, the other people cannot modify the bank card data, this is enough.

But thinking that a card has more than $ 500, which is indeed enough to be extravagant, and it is very in line with the richest style. However, Bao Zi Xuan's next sentence has not felt that the bank card's production cost: "Only a large deposit of more than 10 billion Hong Kong dollars can handle such a bank card."

I heard that Yuan Tianfan suddenly feels that the production cost is not very expensive, at least compared with deposits.

Two people came to a computer and looked at a card slot machine linking a computer. After Bao Zixuan made the staff to operate it again, Yuan Tianfan understood the mystery of them.

The Black Cloud Bank is not only set to the bank card with a memory chip, and a magnetic strip is installed on the passbook. As long as you brush in the swipe slot, the information can be fed back to your computer. This saves a lot of time and then enhances work efficiency.

Bao Zixuan continued: "Know why we fell more than 10 meters to reach the underground treasury, and the height of the Treasury is only about 5 meters!"

"Among them, the armor thickness is on the one hand, the main thing is that the negative layer not only has an internal garage, but also half space stores the bank's central computer group, which is the data center of our entire bank."

"The negative layer has 5 HY-1 industrial computers, and all the data in our bank will be saved in the central computer. Combined with the bank operating system developed by the Black Cloud Software, it is definitely the most efficient bank in the world."

HSBC has only 2 IBM industrial computers, which is already the highest configuration of Xiangjiang Bank. Black Cloud has 5 supercomputers and forms a central computer group. This calculation ability is 100 million customers to relax.

Open the bank is not the original intention of Bao Zixuan, just don't want to be critical and sensitive trades are sold. By opening the bank to sell underground treasury equipment, ATM machine equipment, bank card production equipment, bank terminal computer equipment is his purpose. This may make money than the Bank, and he is more willing to have a well-cultivation in the mechanical manufacturing field, which is also in line with the name of the technology company.

In order to develop a complete set of equipment, the Black Cloud Group spends a lot of manpower, material resources, and financial resources. Hiring from Switzerland and Germany hired the best locksmith; patented technology from the UK; in order to produce the production line specialized in bank cards. These require huge capital investment, and the purchase volume of a purchase is not enough to R & D fees.

Baozi Xuan knows that banks can be unfractory, basically by the capital crocodile in the back. They are not very careless for many spending, as long as you can provide more secure, efficient, convenient services, they should be willing to pay for these.

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