Return To 1990

When Jiao Enfan heard the topic he was going to talk about, his expression subconsciously became happy. Lu Feng, a man who had never been abroad, talked to him about international finance. Isn't he courting death?

Chang Wanteng also breathed a sigh of relief. This is what he said. Jiao Enfan doesn't know much about the domestic market. Although he is positioned as a high-end brand, backed by foreign capital, to create a luxury price, no one has traveled this road. .

"Many people present may also travel abroad frequently, and have also been exposed to some investments and funds. I know a lot about it. I worked as an intern at Goldman Sachs."

Jiao Enfan took the microphone and said calmly: "I believe everyone knows about the power of Wall Street finance. For finance, stocks, funds, and investments, there are huge markets around the world, not to mention the stock market and venture capital. Internship there is responsible for contacting a large insurance company, I will only say one thing."

"If you are in the country and you are poor, what should you do if you have the ability but no capital? There is absolutely no way, here you can only rely on relatives, but it is different there, as long as you have a good reputation and are a good person, Then you only need to sign a personal loan, and this loan can go directly to the down payment of a house, and the people there live in villas.”

"Is the bank afraid that you won't repay the money? I'm also afraid, this is where people dare to play. They will sign a risk hedging insurance for you through the insurance company. If you don't pay the money, the insurance company will pay it back for you, a complete The financial system has given a poor man living on the street a new life."

"I've personally helped these people take out quite a few loans, and they just need to be in good standing, sign, and the next day they'll walk out of their villas in suits, even in a brand new Cadillac. Interview for a decent job."

"Complete financial system, caring and caring services for the poor, compared to our desperation, that is the new life. When I was an intern, I sometimes became friends with these people, sometimes I went to their house as a guest, and chatted with them. When they were in trouble, they always had tears in their eyes and we hugged and told each other that it was all over."

Jiao Enfan said with tears in his eyes. Lu Feng used to think that the subprime mortgage crisis in 2008 was caused by accumulation in the early 2000s.

Nowadays, people have an indescribable sense of admiration for the West. The bottom is fine, but these elites have a certain sense of superiority. He talked about the experience of working on Wall Street, and there was light in his eyes, as if this experience was his whole life. glory.

Lu Feng sat there and listened. Basically, he had some superficial knowledge, and it was enough to fool ordinary people. Regarding the contemporary global economic structure, the industrial structure of the Asian region, and the industrialization shift of the successful rise of the Four Little Dragons, the financial focus of Wall Street has shifted. Big topic, not mentioned at all.

"I've finished speaking, thank you!" Jiao Enfan put down the microphone and smiled at Lu Feng.

There was a burst of applause at the scene, and all those present were those in charge of specific affairs, who were either in charge of technology or the market, not to mention finance. There was no finance present, and it was natural that they were not aware of it.

Zhang Fengxia stood there and shook her head and said, "It's over, it's a shame to lose a lot of money. What's wrong with talking about international finance?"

Su Yourong didn't understand at all, and asked Cui Ning, "What is Wall Street? Dance?"

"That's a waltz, eldest sister!" Zhang Fengxia laughed mercilessly.

Liu Cheng couldn't help lowering his head to hide his smile. Cui Ning said, "It's a financial street full of big, rich companies. Mr. Zhang, didn't you also come back from studying abroad?"

"I studied business administration!" Zhang Fengxia looked at Su Yourong and snorted lightly.

"I didn't see that you've been abroad before?" Su Yourong said, clasping her hands on her chest and didn't speak.

Some people in the audience saw that Lu Feng did not speak, and some people coaxed: "Lu always doesn't know what Wall Street is? Or does he not understand what is finance?"

Many people at the scene laughed, and there was a brief restlessness in the crowd.

Lu Feng took off the microphone, thought for a while and said, "If Mr. Jiao only knows what you talked about just now, I think you should not say that you understand international finance, it's easy to go out and make people laugh. Although Wall Street is far from China, it will There are innumerable connections, since I want to talk, I will briefly talk about what Mr. Jiao just said, a street beggar with a good reputation, sign a letter, and change his life to change his fate."

Everyone present was a little surprised. Does he really want to talk?

In fact, Lu Feng doesn't say anything, and he can get away with a few jokes. After all, he has never been abroad. This is an objective fact, but now he is serious about teaching Jiao Enfan.

"Are you crazy?" Zhang Fengxia muttered.

Su Yourong stared at him with eyes like torches. At this moment, in her heart, Lu Feng was truly perfect. A splendid image of omnipotent and omniscient was completely erected.

Men, not only must have money, but also knowledge and connotation, otherwise, no matter how much money they have, they are still a bastard.

Many people whispered, even Jiao Enfan was a little suspicious, does he really understand?

Lu Feng doesn't know much about finance, but the 1997 Asian financial crisis and the 2008 subprime mortgage crisis have been analyzed and condensed too many times, and Lu Feng has also read some detailed ins and outs and summaries.

"First of all, the situation that Mr. Jiao said can also be done domestically. Isn't it just giving people loans and sending money. The problem is that sending money will cause inflation. Why are people not afraid? Because the US dollar is the main currency in circulation in the world. , that's also inflation, it's okay, people have guns, and you have to buy as much as they print, in essence, it's the act of picking wool!"

"Second, the kind of risk hedging insurance you mentioned is not a perfect solution. It is because some financial personnel released water to stimulate the holiday, and at the same time the insurance industry also made money, just like flipping a credit card, something will happen one day. son's."

"Third, Wall Street is not only Wall Street, but also a continuation of some tentacles. International financial investment has a strong wind direction. These people are real beasts. They are ruthless to others and even more ruthless to themselves. For some overseas investments, you should pay more attention, you can make money, and you can't let people invade."

"If you talk about finance and only talk about finance, it's just beating the drums to spread the flowers, just like speculating in stock prices. The cornerstone of finance is the real industry. People with harder cornerstones actually don't care about the stock price or something, because they will always go back up. , What are the cornerstones of those companies on Wall Street? Is the military strength that dominates the world, is it hard enough? Too hard."

"Wall Street's low-threshold, high-yield wealth management products, stocks, funds, junk stocks, wealth management packages, and the insurance industry, these people play a variety of strange ways, if you look at the flowers they play now, something will happen sooner or later, maybe you will Do you think they will close down if something goes wrong?"

"They won't go bankrupt, because they know they won't go bankrupt, so they dare to give money to a homeless person. What should they do if they can't digest this huge bad debt internally, throw it to the world, issue debt, drive global exchange rate fluctuations, or It is to directly find a country to fight, to operate oil or something."

"This is the way Wall Street plays internally. It creates prosperity in the short term, and many people get rich overnight. What about externally? What do these companies follow? They follow manufacturing. Wherever industrial manufacturing is, they will be there, because countries with industrial manufacturing are gold. The hole is not only in the industry, such as international bulk trade, currency exchange rate, technological property rights, bank control, etc."

"These things are the main arteries of the world. Of course, there are also companies or markets that they can't eat. What should we do? Don't forget which country they belong to? The rise of the four little dragons has eaten away Japan, and industrial outflow has caused them Prosperity, these places are too small, I think the next destination of global finance is us.”

The scene was very quiet. Lu Feng systematically talked about Wall Street in very simple words. Talking about a country's finance, it was only superficial to look at things like the stock market and funds.

From industrial chain, infrastructure construction, national autonomy, military strength, independent intellectual property rights, currency global reserve rate, international banks, etc.

What Jiao Enfan said was more like the experience of traveling alone. His words were always full of pride and pride for the trip. He didn't understand the in-depth issues of the tourist area, but Lu Feng was like a paper, It's all dry stuff.

Zhang Fengxia's pupils dilated, she couldn't believe it when she looked at Lu Feng with a calm tone on the stage. Didn't he say that he didn't go to school, how did he know so much?

Not to mention her, it was Liu Cheng who were shocked by this side of Lu Feng.

Jiang Wanmeng stood not far away and looked at Lu Feng. He had a friend who was a high-level executive on Wall Street. He had heard some of what Lu Feng said. He took a deep breath and said a little shocked: "So young, so knowledgeable. , this son is definitely not something in the pool!"

Lu Feng watched everyone put down the microphone slowly. All the people at the scene were full of consternation. Only Jiao Enfan's face was a little dissatisfied, but he didn't know how to refute. What Lu Feng said, he... He couldn't understand.

"I'm just talking about Wall Street, it's getting late, I have to go back, as for the conversation with Mr. Jiao, there's no need to argue, everyone can express their opinions, but I still have to make a prediction that his corporate life In less than a year, no matter what high-end positioning or low-end market, I am here today, and there is one more thing, that is to tell everyone present, are you ready for a price war? You state-owned enterprises, live so comfy."

After Lu Feng finished speaking, he stood up without even looking at Chang Wanteng and Jiao Enfan who were behind him. He said to everyone, "Everyone, shopping malls are like battlefields. We will see you on the battlefield. Remember, my name is Lu Feng, and what I have is money."