Start earning money as the girl next door

The reason is that the location is too remote. If you want to do business here, you will lose money no matter what.

"Can you just tell me the price?" Liu Mengcheng looked like he was not short of money.

"The Third Ring Road side is more remote, but for such a large area, it costs 45 yuan." Lin Ruoxi wanted to make Liu Mengcheng give up on the offer, but she categorically did not believe that Liu Mengcheng could afford such a large shop!

Well, if you buy it, you will lose money!

All can win her heart!

"Buy!" Liu Mengcheng said, "This is it. I have nowhere to spend the money I saved last month. Buy one!"

In an instant, Lin Ruoxi's cherry mouth opened so wide that she could swallow an egg.

"Our boss, Liu Mengcheng, is also a little rich woman. One month's royalties are more than enough to buy a shop." Zhang Lihua also smiled.

Obviously, she saw that Liu Mengcheng's classmate was too jealous, so she deliberately said it to make her angry.

"Mengcheng, what are you doing now?" Lin Ruoxi already felt that her whole person was a little unreal.

When did Liu Mengcheng become so rich?

"Mainly writing books!" Liu Mengcheng didn't hide anything. "You know, I earned royalties from the martial arts novels I wrote."

In middle school, Lin Ruoxi still read the martial arts novels written by Liu Mengcheng in a notebook with a mocking attitude in public, nominally praising them.

In fact, she was laughing at her because she didn't study serious courses well, so she didn't get enough of them.

"You...congratulations! I thought you were very talented before! Sure enough, now you have succeeded!" Lin Ruoxi suppressed her out-of-control emotions and felt like she was living like a clown.

Originally, Lin Ruoxi was still a little jealous, mainly because of her academic qualifications.

Now, there is no need to be jealous, the gap has made the two of them seem to be in completely different classes.

Generally, it is the same class that is most jealous.

I am afraid that my relatives and friends will not get along well, and I am also afraid that my relatives and friends will drive Land Rover.This passage accurately summarizes that it is impossible for people to be jealous of someone they do not know. This kind of emotion can only occur between acquaintances and people of the same class.

As you move up to another level, you gradually feel less jealous.

Then, Lin Ruoxi became respectful and continued to serve Chen Jingjing and Zhang Lihua, introducing commercial housing.

"Can I get a mortgage for commercial housing?" Chen Jingjing asked with concern. It seemed that she was the poorest here.

Although, she has equity in the company, the equity will be worth a lot of money in the future.Now, she has to borrow money from her sister Chen Wenwen to buy a house, which is not enough for the full amount.

"Jingjing, I can lend it to you without interest!" Liu Mengcheng said generously.

"Thank you, I still want a loan! The main thing is to add some leverage! I think that in the future, housing prices will grow faster than interest rates." Chen Jingjing did not study finance, but she knew a little bit about it and knew that domestic real estate prices are too low.

After being inspired by Zhao Han, he understood that the price increase would be higher than the current bank interest rate, which is equivalent to earning money if you borrow it.

Zhao Han mainly gave a rough description of the direction of things, that is, where the real estate cycle is.

The example given is also the history of housing prices in Hong Kong, and Chen Jingjing can almost understand it.

"Those who have a mortgage can go to the bank to apply for it. However, they need to provide their workplace and salary statement." Lin Ruoxi became very professional after she became calmer.

"Let me buy the same one as Jingjing!" Zhang Lihua chose a 89-square-meter commercial house. She originally wanted to pay the full amount, but seeing that Chen Jingjing was also prepared to take out a mortgage, she followed suit.

2 Chapter [-]: Eleven house viewing tour

Eleven others were traveling out of town, while Zhao Han and others were on a local property viewing tour.

Lin Ruoxi approached the leader of the agency, applied for a car, and took Zhao Han and several others to look at all the houses she was interested in buying.

Make appointments with several landlords.

Signed the contract of intent and paid the deposit to the landlord.

Then, just wait for the official transfer of the house purchase after National Day.

Just because real estate agencies don't have holidays doesn't mean that government departments don't have holidays, and it doesn't mean that banks don't have holidays.

General bank deposits and withdrawals can also be handled during holidays.But for things like loan business, you need to wait until after the holiday.

Seeing Zhao Han and others' attitude towards buying a house like buying groceries, Lin Ruoxi no longer doubted their financial resources after learning about the company they founded, Wenwen Jingjing Technology Company.

Wenwenjingjing Technology Company has a low reputation in China.

However, you can see advertisements on county TV stations every day. Advertisements with deep pockets do not promote products, but mainly introduce companies and job advertisements.

Jingjing Reading.com welcomes submissions from online novel lovers. If you want to write novels, go to Jingjing Reading.com.

Jingjing Application Software Company is recruiting coders.

In local news, I also saw leaders leading a team to inspect a local Internet technology company, namely Wenwen Jingjing Company.

Therefore, Wenwen Jingjing's company is still somewhat well-known locally.

Although Lin Ruoxi doesn't understand the Internet economy, she understands the importance of local leaders.

Wen Wen Jingjing’s company is no longer interested in promoting its products through its local advertising... After all, how big of a consumer market can the local market have?

Mainly I am interested in the local demographic dividend, no... the talent dividend!

How many potential online literature enthusiasts and potential writers must there be in a county with a population of one million?

Just before his rebirth, Zhao Han, through Liu Mengcheng, added about 70 Internet writers in the county.

This was, as Liu Mengcheng later learned, the number of Internet writers invited to join the group.I don’t know, I don’t know how many there are without contact.

Although, the amount of author resources that can be obtained through advertising in this county is a drop in the bucket for large literary websites.But, there is also an advantage, it is easier to communicate and organize.

For example, a group of writers can be organized locally to complement each other's strengths.

For example, for those who are creative, write quickly, and have good writing skills, the long-distance collaboration is still not stable if they use the combination of pen names to create.

And Zhao Han knows that in the future, the mainstream of the online literature industry will still be for individual authors to work alone.

But there are still some studios that focus on high-quality content. The studios created by such teams later produced everything from stoves to pastries, with orders of tens of thousands or even hundreds of thousands. This is the power of complementary advantages.

The reason is that an individual author may have a hit idea, but unfortunately he is not good at the subject matter and cannot write well.Or, a certain author is particularly good at a certain type of subject matter, but his routines are too old and lack new ideas.Or, a certain author's writing style is okay, but the speed is too slow.

This kind of complementary advantages may wear away some of the personal style characteristics and may lose potential artistic value.However, as far as commercial creations are concerned, it is easier to create a hit.

This team creation method is the method of the Hollywood screenwriting studio.However, after many years of fumbling around with online writing, the mature team writing model emerged in the stove era.

In addition, Jingjing Application Software Company continues to recruit coders. In essence, it is not possible for someone to join the company every day.However, local TV station advertisements are cheaper than recruitment website advertisements, so they are free of charge.

The long-term broadcast of recruitment advertisements actually guides some local talents to choose employment.

Computer science is a popular major. I believe there are hundreds of local people who go to university and study computer science every year.only.It is difficult for these people to return to local employment because there were no related industries in the county before.

However, the main effect of Jingjing Application Software Company's long-term local advertising is to subtly leave an impression on local people. Computer students can also find professional and matching jobs locally.

This subtle influence may not affect the job seeker himself at first.But it affects the parents of the code farmers. Maybe the code farmers have returned from graduation, or are not doing well in other places, and the parents may get involved. There is also a local Internet company, so why not give it a try...

This kind of subtle influence will make programmers who return to the local area reflexively choose local employment and go to Wenwen Jingjing Company.

"Boss Zhao, if you have the opportunity in the future, please cooperate more!" Lin Ruoxi smiled from ear to ear. The reason is that the commission of Datang Real Estate Agency is 2%, and 2% of the total transaction amount of a house will be given to the real estate agency as commission.

As for the real estate agency, the reward for the agent is 0.5% of the house price, which means that even according to the current house price, Lin Ruoxi herself can get a commission of more than 3000 yuan.

"Well!" Zhao Han thought for a while and said, "In the future, you can also pay attention to not only shops, but also office buildings and office spaces. If the company expands, there may be a need for new offices. Information about sales and leasing is available. Collect some.”

In Zhao Han's opinion, there is not much difference between buying a house and renting a house.

Renting saves cash flow and allows you to pay only a small amount of money.But after the property is purchased, it does not mean that it cannot be mortgaged.For self-use, you can save on rent and obtain a mortgage. Although you have to pay interest, it is a good deal as long as the future house price increase is higher than the interest paid.

To tell a joke, the reason why many Internet companies are still standing after more than ten or twenty years of development is that they bought buildings when they were in their prime and could raise capital or make money.

For example, Sohu and Xunlei.

You think that their business is not doing well and is going to be in trouble.People just show the building, I have the headquarters building!

Then the ridicule disappeared!

For example, the value of Xunlei's building is at least two or even three times the market value of Xunlei.

Xunlei rents out part of its unused offices and can subsidize some of its own company's losses.

In later generations, there will often be jokes about first-class companies selling buildings!

Sony has sold buildings, and AMD has also bought buildings. Do you think... these companies have reached the end of their rope!

As a result, after a while, very soon... the business of the company selling the building stabilized and came out of the state of huge losses.

In a sense, the buildings of top companies can also be regarded as the final trump card.When all kinds of financial resources are almost used up and the last trump card is played, it will be a success if it doesn't succeed.

Enterprises generally do not consider selling their headquarters building, so this asset has been kept intact and not used, leaving the final trump card for the final crisis.

Chapter 271 Chen Jingjing from Science and Engineering, Liu Mengcheng from Liberal Arts

In Jiangcheng County in 2004, real estate agency was not a very popular industry.The main reason is that house prices are relatively low and transactions are not as good as in the future.

That is to say, from 10 to 16, people who got on the bus late, or those who could no longer get on the bus in first-tier cities or provincial capitals, panicked and bought houses in county towns, which led to a sudden increase in transaction volume.

Before 2010, house prices in the county were between one and two thousand per square meter, rising relatively slightly every year.

From 2010 to 2017, due to the superposition of various factors, house prices in the county suddenly reached 2000 yuan per square meter after exceeding 1 yuan.

During the period from 2016 to 2017, when housing prices exceeded [-] per square meter, the most people got on the train.

At that time, real estate agencies were almost making money. Not only were housing prices expensive, but the transaction volume was also significantly higher than before.

The good times did not last long. After waiting for tens of thousands of yuan to buy a house in the county, Liancai happily dreamed that the house price would continue to skyrocket as before. Then, in the next few years, the house price continued to fall, falling back to 7800.

Well, in the era of average price of 7800, in fact, the trading volume was horribly sluggish. Unless it fell below 6000, it would be impossible to make a transaction.

If I had been working as an intermediary in the county town from 2016 to 2017, I would have had my nose in the sky.As for the intermediaries in 2023, they are lifeless.

But today’s intermediaries are still quite humble.

In a sense, the intermediary profession is also quite unethical.

When house prices are low, people are encouraged to sell their houses. If the price is reduced, the sale will be completed, and the intermediary will earn a commission.

When house prices rise rapidly, intermediaries go crazy with news and data about price increases and constantly incite people to buy houses, completely ignoring the losses caused by the subsequent decline after people chase the increase and buy.

Despite this, Zhao Han was not moved by the intermediary and only regarded the intermediary as a tool. In fact, it was still very useful.

Most of the rhythm is completely taken away by the intermediary, mainly ordinary people who are in the game and are dominated by emotions.

Relatively speaking, Zhao Han is a reborn person who can see through the cycles of various things within his cognitive scope in the next 20 years.

"Okay! I remember! Boss Zhao, please contact me often in the future!" Lin Ruoxi was so excited that she even stayed close to Zhao Han, as if she deliberately wanted to give Zhao Han some advantages.

Zhao Han quickly kept his distance, mainly because Chen Jingjing, Liu Mengcheng and Zhang Lihua were watching.

After leaving the agency store.

Everyone was a little tired and went back to the company to take a rest.

Looking at a room is too tiring.

Mainly because I saw too much at once, so Zhao Han planned to buy three sets of shops.Liu Mengcheng, a young rich woman, directly bought an entire building of more than 600 square meters that was originally a shopping mall.

Chen Jingjing and Zhang Lihua are much more low-key. When they buy a commercial house for their own use, they plan to buy it with a mortgage.

"That Miss Lin doesn't look serious." Chen Jingjing said suddenly.

"Oh?" Zhao Han smiled.

"Yeah! It's really not decent!" Zhang Lihua said, "Just like the widow who broke her shoes in our village."

Liu Mengcheng couldn't help but sigh: "Actually, she shouldn't have been like this!"

"Oh?" Zhao Han couldn't help but be a little interested.

"A classmate in junior high school and a high school classmate! In junior high school, she was the Chinese class representative, and her grades were very good. There was no doubt that she was admitted to No. [-] Middle School. I...actually the score was a few points off. My dad spent money and went to No. [-] Middle School. Otherwise, she would be in the second middle school." Liu Mengcheng sighed. At that time, her parents had not yet divorced, and although the family was constantly quarreling, it could still remain intact.

"Then her high school grades got bad?" Zhao Han said.

"It can't be said that she was still in the top few in the first year of high school. She was in the twenties. In the third year of high school, her grades fell further due to family factors.

Lin Ruoxi's father was a gambler who lost all his family property and engaged in domestic violence.Then, they filed for divorce, and her mother went to work in another place by herself, never to return.

Then, her father's anger was transferred to her. Before the college entrance examination, her face was swollen from being beaten, so her performance in the college entrance examination was abnormal. "

Liu Mengcheng said, "Usually, her grades are much better than mine. I am at an average mid-level level. I performed well in the college entrance examination. Otherwise, I would have been a second grader. Her performance was particularly poor."

"You used to have a good relationship?" Chen Jingjing asked.

"Yes!" Liu Mengcheng said regretfully, "I didn't have many friends before, so she might be one of my few friends. However, after the college entrance examination, she moved away and I have been unable to contact her."