Start earning money as the girl next door

"Isn't that a lot lost?" Zhao Han couldn't help but was stunned. The old Taoist priest had deceived him in the past, saying that this was an internal skill training method. When he was a child, he admired heroes and was fooled into practicing it for a while.Turns out, is this a seated Baduanjin?

When it comes to Baduanjin, Zhao Han still doesn't practice it.

Of course, ten Taoist priests have nine different Baduanjins, so the old Taoist priests' Baduanjins are also different.

The seated ones are even more different. The earliest Baduanjin was actually not standing, but sitting.The seated Baduanjin movements are combined with the breathing.If others learn secretly, they can only learn movements, breathing and the like, which need to be passed down orally, which is the so-called mental method.

Zhao Han remembered that the old Taoist priest taught him at least four postures or more. Generally speaking, Zhao Han still remembered two postures, but he didn't know whether he remembered them correctly.

The two walked and chatted, and gradually arrived at Chen Wenwen's office, and Zhao Han's office, which was next door.

"Zhao Han, you're here just in time. I was going to tell you the good news. Wenjing Pay's third-party payment qualification has been approved and can provide third-party payment services." Chen Wenwen smiled.

"Oh! That's great!" Zhao Han couldn't help but smile, "With the third-party payment tool, the most important shortcoming in our entire Internet layout and monetization has been filled!"

"Is it so important?" Chen Jingjing was confused.

"Of course!" Zhao Han said, "Third-party payment can solve a lot of problems. For example, in the future, we will directly connect with UnionPay and major banks for payment and transfer on third-party payment platforms, so there is no need for separate websites. We have repeatedly signed contracts with banks and financial institutions. A payment tool can serve as the infrastructure for Internet payment and can solve most of our problems."

"That's true!" Chen Wenwen nodded, "Payments for all our major websites have to be cleared through banks one by one. It is a lot more convenient to have a unified third-party payment tool."

"And the benefits don't stop there. If you want a large number of users to deposit money into our payment tools, is it a demand deposit before consumption? The accumulated interest belongs to our payment platform." Zhao Han smiled said.

"It makes sense!" Chen Wenwen's eyes lit up. "It's not just ordinary consumers, but also merchants. There are a large number of merchants in Wenwen Service Network. If they keep cash on Wenjing Payment, the current interest is equal to that on our platform."

Domestic Internet third-party payment actually had no legal basis in the early days.Alipay and the like are used to support Taobao.In addition, there are also practices that can be checked for the development of overseas e-commerce.

For example, in the late 90s, Elon Musk's first pot of entrepreneurial gold was founding PayPal, which was later acquired by eBay. eBay+PayPal has become a standard business model for e-commerce and electronic payment platforms.

Domestic Taobao has to use Alipay as standard because eBay has PayPal as standard.

It's an industry practice.

Alipay, a third-party payment tool, can develop along with Taobao because of this industry practice.

E-commerce is the key encouragement direction of the domestic Internet. Therefore, in 05, the "Several Opinions of the State Council on Accelerating the Development of the E-Commerce Market" was specially issued, which also mentioned that sufficient attention should be paid to electronic payment, that is, the policy Encourage the development of third-party electronic payment tools.

If you are an e-commerce platform of a certain scale, it is not too difficult to obtain approval for third-party electronic payment business.

It is not easy for other Internet companies to obtain third-party payment qualifications.

This is only a temporary solution. In 05, it was equivalent to giving third-party electronic payment tools and a certain policy basis.

After 2010, when there were more and more payment instruments, supervision became more difficult, so a license system was subsequently implemented.After the implementation of the licensing mechanism, the threshold for approval of third-party payment tools is far higher than before 2010.

In general, if you get third-party payment at this stage, you are enjoying the policy encouragement.

After all, in the future Pinduoduo will be eligible to obtain a payment license only after it has developed for many years and has reached an extremely large scale.

"Third-party payment tools are also Internet platforms. The value of traffic linked to money will be no less than that of e-commerce in the future. However, we should not be the first to make any tentative innovations, but follow industry practices. Do.

Other Internet companies took risks, but when it later became an industry norm, we just had to do it in compliance with the regulations.

In finance, don't be too radical and innovative, just be prudent. Otherwise, it's easy to make mistakes. "Zhao Han naturally knows that there will be a lot of financial innovations in payment tools.

Yu'e Bao can greatly attract users to move money from banks to third-party payment platforms.

There are also various other financial innovations that can be hugely monetized.But Zhao Han didn't have the courage to be the first.

But just getting third-party payment is actually very valuable.

For example, if you do not get third-party payment in the future and use someone else's payment tool, it is equivalent to giving the payment tool a sum of money for every business you do.

Later, for third-party payment, for general industries, a 0.6% channel fee was deducted.For some entertainment applications such as games, novels, videos, etc., the channel fee can reach 1.2%.

Other payment tools are similar in that they will charge channel fees. Just using a certain payment tool to pay can bring a lot of income to the payment tool. This is why, in the mobile Internet era, giants competed for the payment business. reason.

Consumers cannot feel it because the money is deducted from the merchant.This money is reflected in the merchant's cost, and will eventually be reflected in the pricing of goods or services.

Not to mention other fancy innovations, the payment tool itself is also a very profitable business!

Chapter 462 "Weibo Farm" game is online

After October 2005, 10, the official website of Wenjing Payment was officially launched.

Payment tools have been developed long ago at the software level.The rest mainly depends on the approval of the relevant departments.

After getting approval, it will naturally go online quickly.

Then, Wenjing Pay successively connected to Weibo, Wenwen Service Network, Jingjing Reading Network, Jingjing Pinyin, Net Entertainment Video and many other websites.

Although there was no fanfare, it began to quickly accumulate users with the help of major websites owned by Wenwen Jingjing's company.

"Wenjing Payment, your trustworthy Internet wallet. If you dare to use it, I dare to compensate you." The selling point of third-party payment tools is safety and convenience.

In order to show the importance of third-party payment tools, the person in charge of Wenjing Payment Technology Co., Ltd. is directly Chen Wenwen.

Originally, Chen Wenwen had accumulated a lot of experience in dealing with money in e-commerce, but now that there are third-party payment tools, he is also competent.

As for Wenjing Pay, it is a bit like Alipay, which is inevitable.

The reason is that Zhao Han’s advice on making a payment tool is to follow the main functions of Alipay and not be embarrassed if they look exactly the same.

The result is that Wenjing Pay's development team continues to use Alipay, research Alipay without squatting, and then learn from it bit by bit to create products.

The development strategy of Wenjing Pay is also similar to Alipay. It first relies on its own platform to develop user scale.

When Wenjing Payment gradually becomes popular in the future, it can gradually develop into a payment infrastructure used by other platforms on the Internet.

But it is not mature yet, so it is mainly used on its own platform.

On the first day Wenjing Pay went online, it had 5000 registered users and generated more than 3000 transactions.

Most of them are users of Wenwen Service Network, and a small number are users of Jingjing Reading Network.

Of course, Wenjing Pay is now free for consumers. Basically, consumers are indifferent when using this payment tool. Whether it is from the bank recharge amount to Wenjing Pay or using Wenjing Pay to pay, there are no handling fees.

But for merchants, there is currently a unified channel fee of 0.6%.

It is not difficult for merchants to accept this. The reason is that ordinary users still have to deduct handling fees when swiping their cards.

Domestic handling fees are actually relatively low compared to international ones. Under normal circumstances, major international card issuers can deduct 2% of the amount for card swiping.

In a sense, there is a reason why the popularity of electronic payment in China later came first, surpassing that of some overseas developed countries that originally developed first. Conscious popularization of electronic payment technology is also a big key.

Some technologies in many overseas developed countries are gradually falling behind. The reason is that they have been ahead for a long time and lack a sense of urgency. Therefore, they are slow to do things and are not as enthusiastic as they are in promoting new technologies at home.

On the third day after Wenjing Pay went online, the number of users exceeded 1.The number of daily payments has reached 5000.

Zhao Han was not very satisfied with this, mainly because he felt it was too slow.However, the efficiency of relying on Jingjing Reading Network and Wenwen Service Network to promote third-party electronic payment is just that.

Therefore, Zhao Han set his sights on paid projects on Weibo.

……

"Bai Xiaolu, is Weibo's third-party application center ready?" Zhao Han asked.

"It's almost done!" Bai Xiaolu said.

"Have some of the previous mini-games been developed?" Zhao Han asked.

"Well! Weibo Farm has been developed." Bai Xiaolu said, "This game is too simple. Are there really any users who will play such a simple game?"

"Try it!" Zhao Han said.

The so-called Weibo third-party application center is an application interface developed by Weibo. You can log in with Weibo account authorization. It can be a game or an application.

It can even be some websites that are made into small programs and embedded on the Weibo platform.

This set of gameplay actually imitates WeChat in later generations.

Later, the WeChat system was very powerful. Various WeChat public accounts and mini programs turned WeChat itself into a small Internet ecosystem. It not only used third-party content and ecology, but also brought a lot of traffic to WeChat. And revenue, and the key is which applications users use on WeChat, which brings a large amount of user time to WeChat.

Although, there will be some applications that will break away from the WeChat system and become independently operated products as they gradually become bigger and stronger.

But there is no doubt that this ecosystem has greatly increased the user stickiness and depth of the WeChat platform.

Some third-party application centers developed by Weibo can allow some Internet companies and entrepreneurial teams to share the value of Weibo’s traffic.

Of course, these applications will also enrich the ecology of Weibo, making the platform more than just a loudspeaker for publicity.There are also a series of other commercial values.

10 month 12 day.

Weibo King officially started to launch micro applications, which is the third-party application center.The first batch of applications to be put on the shelves are basically third-party applications developed by subsidiaries of Wenwen Jingjing Technology Company.

For example, there are Jingjing Reading Network micro-applications, Wenwen Service Network micro-applications, and "Weibo Farm".

Weibo now restricts external links, except of course external links for advertising information flow, which are paid external links.Therefore, it is actually very unacceptable for users to forward and share some content from external websites.

However, after the micro application platform was launched, the content that users could share and interact with suddenly increased significantly.

"Have you played "Weibo Farm" today?"

"Damn, the vegetables I grew were stolen by my friends!"

"It's poisonous! We can't stop stealing food from this farm!"

The "Weibo Farm" game has been online for half a day. Through the promotion of website information flow advertisements, it quickly attracted 10 users. They clicked in out of curiosity. Then, the game is as simple as a few pieces of farmland, and then using seeds to grow vegetables. Wait for a certain period of time before they are mature enough to be picked.

During this period, you can water and fertilize to speed up the harvest, but in general, most users just need to wait for time to harvest.

After harvesting the output, if it is too late to collect the food, friends who follow each other can drop by to help you collect the food. In other words, the food is stolen by your friends.

The farmland itself can be upgraded, and higher-level farmland can grow higher-value crops.And higher-value crops will naturally yield more harvests.

The game itself is free, but it doesn't...but it introduces a series of props. Among them, super fertilizer can quickly ripen, and it doesn't take long to pick and avoid being stolen.

A watchdog has also been introduced, which will have a certain probability of intercepting the stolen food and make the opponent drop a certain amount of food. If the stolen food is not successful, a handful of rice will be lost.

Chapter 463 The food-stealing game is all the rage

Three days after the launch of "Weibo Farm", this web game was planned by Zhao Han for PPT. Taking advantage of Weibo's huge advertising traffic, it quickly gained activation by 50 players.

The reason is very simple. New micro-applications or micro-games launched on Weibo do not require users to register additional accounts. They only need to click authorization to use their Weibo account for trial play or experience.

This eliminates the need to register an additional account and reduces one registration step.Coupled with Weibo's own information flow advertisements, the conversion efficiency of traffic is far higher than that of jumping to other websites.

If you jump to other websites, it may take hundreds of users to register.However, for advertisements in the information flow within the site, it is possible to have one login trial for every ten clicks.

Not to mention, in addition to information feed advertising, there are also some Weibo tweets from Internet celebrities, which also attract a large number of players to the game.

"Liu Mengcheng, you have been stealing my food all day long. I am so angry. You were stolen three times a day. You are going too far." Zhang Hanyun suddenly posted on Weibo.

And below this Weibo, the matching information flow advertisement is naturally "Weibo Farm".

All of a sudden, it aroused the curiosity of a large number of fans.

"Steal food?"

"What is food stealing?"

"The vegetable-growing game in "Weibo Farm" is relatively simple. The main fun is probably to steal your friends' vegetables."

"I didn't expect that Zhang Hanyun would also steal food?"

Zhang Hanyun's Weibo alone has been clicked more than 200 million times.

The communication efficiency is also surprisingly high. Just one tweet by Zhang Hanyun attracted more than 10 users to join the army.

Of course, in "Weibo Farm", you need to follow each other's friends in order to steal food.Therefore, it quickly attracted countless users to follow each other and become farm friends.

Since "Weibo Farm" is a very easy game, most users probably just play it casually. However, due to its social nature, many people have joined the game and invited friends to join the game team.

Invisibly, it also quickly expanded the game penetration of "Weibo Farm".

Most users are naturally free players, and they will not spend money to purchase the paid props in "Weibo Farm".

But there are always some rich players who don't care about this little money.

For example, Xiong Xiaoge spends almost all day on Weibo just to "research" the Internet products he invests in.

Shortly after the "Weibo Farm" game was launched, Xiong Xiaoge authorized to log in and try out the game.

Then, it fell into the pit.

Later, Xiong Xiaoge found that his food was being stolen constantly, and the worst thief was "Xiao Zhao, the PPT seller." Xiong Xiaoge couldn't help but became furious. Zhao Han actually dared to do this and keep stealing his food.

It was unbearable. Then, Xiong Xiaoge went to steal the vegetables, only to find that Mr. Zhao Han had harvested them first, and it would take several hours for them to mature.

At the same time, Zhao Han's level has soared to level 11.

Looking at my level again, I saw that it was only level 4, and I couldn't help but feel a sense of competitiveness.

Not long after using it, Xiong Xiaoge discovered that his food matured naturally, and he was caught stealing food regularly.