We agreed that you, a weak strategist, would fight against three heroes by yourself?

Xi Yu then continued: "As for the so-called money banks, they have a great impact on business. You have to know that coins are very important to commerce, and the right to mint coins is even more important!"

"A bank is actually a place where money is stored. People's surplus wealth can be deposited in it. With bills as a basis, you can exchange money and withdraw money by holding the bills, and we can also obtain the right to use the money!"

"As for the tools for making coins, they come from the Chamber of Commerce, and the team running the merchants will provide the materials."

"But this method has not yet been implemented and needs to be piloted. After all, Qingzhou and Xuzhou are both relatively small places. The reason why we can do it is because we have enough financial resources and food reserves to enable The people felt at ease, so I didn’t tell anyone else!”

"Feng Xiao and Kong Ming are just doing this, so even you don't know much about it."

Xi Yu smiled openly, but in fact he was hiding it from Cao Ang, but it was not out of anger or anything, he just didn't want Cao Ang to know about it. After all, Cao Ang was his student, but Cao Cao and the Cao family had conflicts with him.

Xi Yu now understood what Xia Houlian's theory meant.

The world is indeed like a hunting ground. There is only so much prey. If you get more, everyone will get less, so they can only fight over it.

Therefore, there are only two situations, either giving up the prey yourself, or killing all the other original fans.

"If this is the case, then I will go back and reply to my father. If there is no other way, I can only choose talents from the Cao family or trustworthy nobles!"

"Actually, this is good. If you really can't choose someone, you can ask Xun Lingjun to help you choose, or you can focus on selecting people born from relatively weak noble clans. From now on, you can let them return!"

Xi Yu is also considered to be in a clear position.

Xi Yu looked at Cao Ang in front of him with a look of thought in his eyes. After a while, he asked again: "Is there anything else you want to ask?"

In fact, Xi Yu was also willing to help Cao Ang solve his doubts.

After all, he can be regarded as his own student.

However, Guo Jianeng actually learned more from Zhuge Liang who was by Xi Yu's side.

"No more for now, thank you, uncle!"

Cao Ang stood up and saluted, his posture impeccable.

To be honest, Xi Yu values ​​Cao Ang more precisely because he is a filial person and relatively honest.

I don't know why, but it seems that only Cao Cao can be called a true hero among the Cao family.

After Xi Yu said goodbye to Cao Ang, he first went to a government office in the inner city, where the bank was built by Zhuge Liang.

People can store their own money or food based on records here.

To be honest, this concept has been supported by many nobles since its emergence. They believe that it can better circulate the wealth within the territory.

Due to the construction of docks, waterways such as the Shandong Peninsula and the Bohai Sea were opened up, and the role of the canal can also allow commerce to flourish along the way.

If high-ranking nobles or officials from other places want to buy various commodities, they must first come to Xuzhou and Qingzhou.

So within three months, there was a surplus here.

The people who work in the bank are also Confucian scholars, and they also use new-style abacus. Under the leadership of that annoying person, some of the outdated ideas of Confucianism have also been reduced a lot.

Therefore, poor families and even some nobles no longer think that doing business is a very despicable thing.

Business development can even be described as thriving.

When Xiyu Xiyu came to the bank, he saw the huge plaque "Yu Bank".

The bank as a whole was also built extremely luxuriously, like a palace.

There are many people coming and going at the door, who come here to deposit and withdraw money, and when they save money, professionals will evaluate the value and then issue notes.

To be honest, gold and silver have become the most important currencies nowadays. After all, there is no shortage of silver and gold mines in Qingzhou and Xuzhou, so Xi Yu can be regarded as exercising the "right to mint" and formulating "regular money". Even Five Plants of Money has gradually faded out of everyone’s sight.

From the beginning of spring to now, when winter is approaching, people have basically accepted the concept of banks.

Xi Yu also put in a lot of effort in this process. Even in the beginning, he used his own reputation as a guarantee to make everyone believe in the bank.

But now it can be considered to be effective.

It is precisely for this reason that the Confucian students trained in the school have basically become bankkeepers in various regions, mainly responsible for accounting and reconciliation. At the end of the year, it is also a time for skill evaluation. Therefore, the banks in each region have Quite nervous and busy.

Including this headquarters.

Xi Yu walked into the inner courtyard and saw Guo Jia and Zhuge Liang busy there. Only Jia Xu was leisurely sunbathing there.

"Sir!" When Jia Xu saw Xi Yu coming, he stood up quickly and saluted.

To be honest, many years have passed, and Jia Xu is showing his age, but his personality is still like that of a child.

After all, Jia Xu is already fifty-three this year.

As for his two sons, Jia Ji and Jia Mu have also become officials.

Although Huang Zhong is about the same age as Jia Xu, he is still physically strong.

Huang Zhong's son, Huang Xu, now also serves in the army and works with Dian Wei.

Huang Zhong took his son with him mainly to avoid suspicion. His son Huang Xu was not in particularly good health in his early years, but fortunately he received treatment from Zhang Zhongjing and Hua Tuo, and he also practiced Wu Qin Xi and Tai Chi diligently. Physical fitness has also increased rapidly.

Although he is not as scary as Zhao Yun or Dian Wei, under the guidance of Huang Zhong, his archery skills are not inferior to those of his father.

So Xi Yu now has a lot of talented people under his command.

Hearing Jia Xu mention the word "lord", Zhuge Liang also came over quickly and sighed: "My lord! This year is a good year!"

Guo Jia was also full of excitement: "I didn't think we could make much money before, and I even thought it was a shame to do business. But looking at it now, I am simply stupid!"

"Qingzhou's accounts have been reconciled, and the revenue has increased by 30% compared to the past, totaling more than 3 million taels of gold and more than 7 million taels of silver, of which 10% belongs to the people, and the rest belongs to us. Over here!”

"It's not too much!" Xi Yu said in a very calm voice: "Gold and silver are only equivalent to coins here. Only when we obtain the corresponding materials from the outside can we make a breakthrough. Otherwise, we can only entertain ourselves. happy!"

"However!" Zhuge Liang put away his smile: "Now that the bank is sharing profits, it can indeed bring more benefits to the people. They will definitely be able to work harder next year!"

Guo Jia had doubts in his eyes. In fact, although he wanted to implement this strategy in Qingzhou and Xuzhou, he felt that the benefits must be limited. But now when he looked at the accounts, he found that each region actually had a lot of surplus.

This can be considered a happy event.

In troubled times, materials are the most important, and food is the top priority. Common people and nobles will regard food storage as the only criterion for determining value. In fact, gold and silver are only used in exchange for food. After all, food is equivalent to life.

This is a very sad thing, but also a helpless act.

Such is the situation in troubled times.

To be honest, if a region begins to study commerce or even money, it means that the people's livelihood here has developed to a good situation. At least the people will not go hungry, or else they will not consider things other than agriculture.

With agriculture as the foundation, it will naturally be much easier.

Moreover, Qingzhou and Xuzhou can exchange materials with Jiangdong through the Grand Canal, and can even exchange various materials from Jingzhou.

Therefore, the goods will become more abundant.

Previously, Xiyu improved printing technology, paper was widely used in Xuzhou, and pen-making technology and ink-making technology were also improved.

This is actually due to the Academy of Sciences established by Xi Yu. Countless craftsmen spent several months slowly adjusting the new technology, and Pang Tong also worked hard for it.

In fact, people originally thought that paper would be very expensive, but when it was actually released, everyone was shocked by how cheap paper was.

After all, paper is sold in bundles.

Those scholars and scholars also started a craze for compiling books.

For example, books on classics, geography, water conservancy and even agriculture appeared like a hundred flowers blooming.

Once paper is turned into books, its added value will be much greater. This unique product is also slowly becoming popular in Xuzhou.

What Xi Yu said made Zhuge Liang and Guo Jia see a better prospect, and even all the nobles changed because of it.

It can even be said that the concept of noble families gradually died out because of this, and they were transformed into aristocratic families.

"Then shall we have a banquet to celebrate?"

"I definitely want it!"

Xi Yu laughed: "But I don't think you don't earn enough. In fact, it's just not much for me, but it's within my expectations! So it must be celebrated!"

Xi Yu also gave a rough explanation: "You can think about it carefully. I now control Qingzhou and Xuzhou. I only have this money. If no other money appears, I can only maintain capital!"

"The common people and I are two different things. If we can't earn money from other areas, it can only be regarded as a circulation of wealth, and there is no increase!"

"That makes sense!"

Zhuge Liang and Guo Jia laughed. It took them a year to understand what "circulation" is.

If they were left to fend for themselves, the people would indeed be able to earn some money, which would then be turned into taxes. A more diverse range of goods would be circulated on the market, but in the process, the people would also have more money. operating space.

There must be something rewarding.

It seems they still have a long way to go in the future!

In fact, in the past, Confucian scholars did not think that business was very important. They felt that business was just a "speculation".

But now they feel that there are many ways to do business.

The prosperity of the people is also closely related to Xiyu.

Xi Yu has also talked about this topic before.

Once the goods are sold, they will have value. No matter how they change hands, the value will still exist, and the transactions will not change for a long time, so there is no need to worry about the goods not being sold to Jiangdong, Jingzhou or even Youzhou, as long as there is no war.

"Actually, I have thought about it before, and even created a mark that is exclusive to the theater artist. Let's just call it the "play mark" and put it directly on our goods! In this way, everyone can know where these goods come from. 1”

"Yes!"

Zhuge Liang's eyes flashed with brilliance at that time: "Then my lord can also be proud of this!"

Jia Xu also came here. He sighed and said, "But the Cao family will definitely be even more insufficient!"

"But what does that have to do with me?"

Xi Yu has actually gotten used to Jia Xu's elusiveness: "It's not like you don't know the order at the beginning of the year!"

"I directly deported the more than one hundred Confucian scholars I sent out and turned them into refugees. Not only did the Cao family and the Xiahou family not treat them politely, they even ridiculed them. Now there is no one to use them, and they want to get them back. How can there be such a good thing!"

Jia Xu nodded: "It is for this reason that I made some arrangements."

"What is this?"

Xiyu's heart moved.

Jia Xu always did this and that behind his back, but he still made some good achievements, so Xi Yu didn't feel angry or anything, so he had to let him do it.

"I asked Xu Jing and the others to send the inspection status of Jizhou's talents! To be honest, there are not many talents. After all, almost all the nobles have joined Mr. Xi. As for this time, the Han family has been recommended by the two of them, and it is also We can take advantage of the situation and activate it!”

After Jia Xu thought about it for a while, he continued: "I also asked them to tell the local people about this matter and say it is your wish."

Guo Jia and Zhuge Liang didn't say much more, and both turned their attention to Jia Xu.

"Of course I won't say it very obviously, but I will definitely be grateful to you."

Xi Yu curled his lips, but didn't say much.

This Jia Xu is quite ruthless!

This is almost a plan to draw out the firepower.

There is no way for Jizhou to escape.

In fact, the first person in Jizhou to surrender was not Cao Cao, but Xi Yu.

Xi Yu seemed to be Cao Cao's subordinate, and the relationship between the two of them seemed to be very close, but Xi Yu didn't tell anyone about this.

After all, when he was granted the title of Marquis, he was surrounded by trustworthy confidants. What Cao Cao proposed later was to make Xiyu stick to the rear.

Therefore, Cao Cao was a little angry because of Xi Yu's manipulation here.

To be honest, those nobles must listen to Cao Cao and serve as officials in various places. However, after what Jia Xu did, the poor families had to submit to Xi Yu.

If Xi Yu is thoughtful in the future, he may only need to show off a few things to make Jizhou extremely miserable.

"Okay, okay!"

Xiyu was also helpless.

To be honest, if Guo Jia and Zhuge Liang are compared with Jia Xu, they may be better in many aspects, but compared to being ruthless, ruthless and even in terms of long-term performance, they are still a step away.

If I have to describe it, Jia Xu is the little butterfly that stirs up a storm.

His current move is probably to help Xiyu buy a long-term future.

This old guy is really shady!

But Xiyu likes it very much.

Jia Xu knocked on his forehead again, and then continued: "Besides this, there is one more thing I want to tell my lord. Didn't we have to mint coins earlier? We have almost done the research here! As for Xuchang, Xun Yu and I also We have discussed this matter before, and he will tell the emperor to get the edict back."

"That's a good thing!"

Xiyu was so happy, this was what he wanted to hear most.

If there is an edict, then he can rest easy.

To be honest, there are his caravans in many places in the south and north.

"But!" Jia Xu's eyes flashed with coldness again, and he whispered at the same time: "There is more important news!"

"Go inside and talk."

Xi Yu nodded and said hello to Guo Jia and Zhuge Liang over there. After handing over the accounts to others, the four of them came to the inner hall together.

Jia Xu usually only talks to Xi Yu about matters, Guo Jia and Zhuge Liang usually participate in this,

The four of them sat down and a letter was spread out.

"The Xiahou clan has hired so many people from the Sima family? Sima Yi even made Cao Cao's second son Cao Pi his apprentice?"

Xi Yu was a little confused after seeing it.

Sima Yi, Sima Fu, and Sima Lang were appointed as officials, and even Sima Fu was appointed!

"This news comes from Xuchang."

In fact, it's not like Xi Yu didn't plan a "surprise" for Quarrel and the Sima family.

Just last year, at the end of the new year, when he went to Xuchang, Xi Yujiao sent his men there and lurked in various identities.

They also passed the news back.

There were two hundred of those people in total.

They are black cavalry and white cavalry,

One is responsible for assassination, and the other is responsible for exploration.

Their identities are also seamless.

When he came back, Xi Yu did not bring anyone with him, but brought another two hundred people, disguised as the original two hundred people, to confuse the audience.

This is not particularly difficult, after all, Xi Yu's black and white cavalry have already expanded to three thousand.

Moreover, these people are all carefully trained "death warriors", and they can even give up their lives for Xi Yu.

Huang Xu, on the other hand, was a captain leading hundreds of Bu's subordinates.

Six years ago, he was almost in good health. He seemed to be a school captain and followed Dian Wei.

But in fact, he has also joined the team of black and white riders.

Moreover, Xi Yu personally taught him this knowledge.

In terms of martial arts, Huang Zhong, Zhao Yun, and Dian Wei jointly taught him. For example, archery came from Huang Zhong, and spearmanship came from Zhao Yun.

Dian Wei and Xi Yu were also teaching him strength training, and equestrian skills were also taught to him by Zhao Yun.

As for Confucianism, Guo Jia and Zhuge Liang taught it personally, while Jia Xu taught him the art of war.

To be honest, he was really lucky. After all, he was the only junior among the people who were close to Xi Yu.

Everyone is willing to give him a hand.

As for Huang Xu, he also felt that he was really grateful for Xi Yu's kindness, so he worked very hard.

Now, it can be said without exaggeration that he is already the number one member of the younger generation under Xi Yu.