Yuanlong

Chapter 1165

Chapter 610 Completion of the third chapter

Loan to buy a house?Mei'er and Qiangwei were dumbfounded by Wang Sheng's conclusion.Is it still possible to collect and lend money like this?But this is indeed lending money and then collecting money, there is nothing wrong with it.

20 years, or even 30 years, is used to repay the house payment for a house sale. This is a fatal temptation for those who can't make up gold coins for a while but have a bright future!Living in a new house 20 years in advance, and it is still a new house outside the capital city, this temptation has already broken through the sky!
Wang Sheng is not black, he pays interest on a monthly basis, and the monthly interest is one cent, that is, one percent. If he borrows on an annual basis, the annual interest rate can be reduced to [-] percent, that is, ten percent.

If this interest rate is placed on the earth, it will definitely be scolded by the majority of house buyers, but in this soul world, this is an absolutely rare kind person.Anyone who dares to make irresponsible remarks on this interest rate is simply a white-eyed wolf who is ungrateful to the extreme.

"Remember, if you want to do this mortgage, you can only do it in the capital, and use the houses in the capital as collateral." Wang Sheng told the two women: "A [-]% down payment is required, and the remaining [-]% can be used to lend. If the homeowner repays If you don’t get a loan, you have no choice but to take over the house. This must be explained in detail in advance, so that people don’t think that we are oppressing goodness.”

"But it's only 1000% profit this year, how much can you earn?" Qiangwei didn't seem to think that it could reach the order of magnitude of income Wang Sheng said: "Even if you loan out [-] million, it's only [-] million gold coins a year." Income, is it too little?"

"How much land can you sell for the whole capital?" Wang Sheng smiled: "Don't treat everyone as a rich prince, most of them can't afford it. When the time comes, you How much will you make?"

Even if only [-]% of the total price of the land and houses in the capital is borrowed, [-]% of the loan is half of the total price in the capital. The annual interest of [-]% is already breathless.

"But where did we get so many gold coins to lend?" Meier suddenly thought of a question and asked Wang Sheng.

Although Wang Sheng's property is making money now, at best, he has a maximum of one billion cash and gold coins. Given the total price of real estate in the capital, this little gold coin is enough for start-up capital, and then he can do other things casually.How can there be so many gold coins when lending out?Even if you don't have to worry about not getting it back, how can you lend money without gold coins?
"Fool, who do they buy houses and land from? Who will the gold coins be given to in the end?" Wang Sheng stretched out his hand and scratched Meier's little nose: "Isn't it because your left hand is right? You don't even need to take out the gold coins, just accept them [-]% of the down payment, pointing to the house and telling them that this is yours, the government will go through a formality, and you don’t have to pay the rest of the money, let him sign the loan contract, and then repay the loan every month and every year, don’t you pay it back? Do you want to come out and give him the gold coin?"

Mei'er and Qiangwei suddenly realized that if they had to operate in this way, they would not be able to collect, so how many gold coins would they need?

Perhaps at the beginning, only [-]% of the down payment may not seem to be able to reap the most, but if the interest is calculated later, if the loan is for ten years, it is equivalent to doubling the house price.This income can scare people to death.

Even better, this does not require much capital, as long as enough people register and calculate.Then there is no need to do anything, and there will be a steady stream of gold coins in the account, how wonderful?Not to mention being afraid of being repudiated, Mei'er is holding the royal banner. In this world, those who dare to repudiate the royal account can't live for a few days, and can't sleep peacefully.What's more, when a person dies, the house still has to be taken back, and the down payment and loan repayment made before are regarded as rent. Is it still worrying about selling the house in the capital?
"Isn't there a workshop next to Mengzhifang?" Wang Sheng knew that Mei'er bought two workshops at the same time: "The workshop was repaired, and I didn't do anything else, just do this. Even selling the house with a loan, I want to buy it in the future." The best way is to do insurance, and finally to do gold, and you can't kill those bastards."

What is insurance, what is gold, Wang Sheng didn't say anything, and Meier and Qiangwei suppressed their curiosity and didn't ask.But they already had a concept in their hearts, that is, in this regard, their master already had a complete idea.

At the beginning, the simple loan collection and lending already had such income, and then those insurance companies and the like, how should they make money?No wonder the master said it was a business of stealing money, it really came faster than stealing money.

Just thinking about this simplest housing loan has already made the two girls sleepless. It seems that there is still a huge chain in the back, and the two girls dare not go on asking. Let's digest the questions before us first!

No matter what, I have to make it clear to those bastards tomorrow, and let their own country master write a written statement, otherwise I won't play with them.

"There are a lot of things involved in the housing loan, and the government must take care of it. All contracts must be filed, stamp duties must be paid to the government, and there must be a protective umbrella from the government. Don't think you are a princess, but whether it is public or private, it must be handled. "Wang Sheng told the two girls to pay attention to some details: "When you buy those old houses and old land in the capital, you should also give people a chance to move back. You can offset the difference between the old and the new, and you can also take a loan. In short, you must consider it. Leave a bad name."

"With a bad reputation, it's hard to do any business, right?" Mei'er responded with a smile: "My concubine and sisters understand, master, don't worry! Our family has never bought or sold by force in business. Very good."

"Well, remember this." Wang Sheng said casually: "A good reputation can be eaten."

How could Meier, a strong woman in the business field, not understand this, even Qiangwei nodded repeatedly.

"By the way, master, is your jade ball finished yet?" Meier leaned in Wang Sheng's arms and asked Wang Sheng coquettishly, "It's been several months."

"It's only been more than two months." Wang Sheng smiled: "It's the first time I do it, it's a bit unfamiliar. Soon, it will be all over in half a month at most. At that time, I will take you to see the person who was promoted to the grand master. assessment."

The last time Meier and Wang Sheng saw Master Wu's assessment to advance to the grand master blacksmith in Linglong Pavilion, but Qiangwei had never seen it. Every time Meier heard about Wang Sheng's performance of scolding Fang Qiu, she was full of admiration.This time, Wang Sheng finally became the protagonist. Even if the sky falls, Meier and Qiangwei will definitely be there.

"By the way, master, it's just a white jade ball. What magical thing can you carve out?" Meier didn't know Wang Sheng's ultimate goal, and the white jade ball was just the first thing she saw. The square doesn't allow people to come in and out casually, and Mei'er didn't go in to disturb Wang Sheng. Now she's curious, but she can't bear it anymore.

(End of this chapter)