Cutting 1719

Chapter 45 Huguang Chamber of Commerce
On the fifteenth day of the first lunar month in the 59th year of Kangxi, the Huguang Chamber of Commerce was officially established in Wuchang City. This chamber of commerce accommodated large and small businesses in the Huguang area. heard.

Under Ning Yu's suggestion, the new Huguang Chamber of Commerce is not a very loose commercial organization, but a modern business group with a certain sound system. Permissions and interests are divided according to the credit value of the merchant.

The so-called authority is also an idea of ​​Ning Yu, to improve the combat effectiveness and centripetal force within the organization by establishing multiple levels.Permissions are divided into five levels, corresponding to different rights and business resources.

The fifth-level merchants are the lowest-level merchants in the chamber of commerce, referring to merchants with an annual business quota of more than 1000 taels and less than 5000 taels.The annual membership fee is only 50 taels of silver. After passing the investment review, you can enjoy a low-interest loan or investment of 3000 taels per year.

Level 5000 merchants need to meet the annual operating quota of 3 taels to 100 taels. The annual membership fee is 1 taels. After passing the investment review, they can enjoy [-] taels of low-interest loans or investments per year. In addition, they can participate in chambers of commerce. At the year-end conference, listen to the business sharing of big businessmen.

But don't underestimate this year-end meeting. It is actually a communication platform provided by Ning Yu for these businessmen. Due to the constraints of the times, most businessmen are unlikely to get together throughout the year. More businesses have the opportunity to cooperate and communicate.

The third-level merchants above refer to merchants with a comprehensive business quota of more than 3 taels and less than 10 taels. The annual membership fee is 500 taels, and they can enjoy low-interest loans or investments of 5 taels per year. In addition to the conference, there is an investment quota of 3 taels per year. This investment quota was established by Ning Yu based on the funds of later generations. The main reason is that when Huitong Bank invests, it can make follow-up investments and enjoy project dividends.

As for second-tier large merchants, it refers to businesses with an operating quota of more than 10 taels and less than 50 taels. The annual membership fee is 1000 taels, and they can enjoy low-interest loans or investments with an annual amount of 10 taels. The annual investment amount is as high as 5 taels, and some other hidden permissions are also very large.

The highest-level first-level general merchants adopt an invitation system. At present, they are mainly composed of seven families including the Ning family, Cheng family, Zheng family, Wang family and Xu family in Hunan. , and secondly, it needs to be invited by the fifth-level general merchants and passed the vote of the Huguang Chamber of Commerce, and can only enter after passing.

The first-level General Chamber of Commerce can submit an investment draft to determine the project and scale of investment. If it passes the vote of the General Chamber of Commerce, it can get the support of Huitong Bank and the resources of the entire Huguang Chamber of Commerce. Therefore, it is the big player behind the scenes of the entire Huguang business community. decision makers.

Therefore, such a chamber of commerce organization has been sought after by merchants from all over Huguang from the very beginning, and even merchants from neighboring provinces have been attracted and want to join it.

The establishment of such a behemoth naturally cannot escape the attention of the Governor's Office. Huguang Governor Man Pi, Hubei Governor Xiande, and Hunan Governor Zhang Changen also sent congratulations. On the one hand, it is to win over the Huguang Chamber of Commerce, and on the other hand, it is also to investigate this organization. something behind.

The newly established Huguang Chamber of Commerce has Cheng Yuanzhi as the honorary president, Ning Zhongjing, Zheng Xian, Wang Zihai from the Hunan Wang family, and Xu Chongyuan from the Xu family as the vice presidents, and they take turns as acting vice presidents to give an overview of everything in the chamber of commerce.

The most critical Huitong bank is still in charge of Ning Zhongjing, but Ning Zhongjing has decided to wait until the year when the bank is on the right track, and hand over the bank affairs to Ning Zhongxin, the eldest brother of the Ning family, and the family's salt and iron mines. Ning Yu gradually took over.

Ning Zhongxin's temperament is quite taciturn, but he is a good hand in business, and he often has a photographic memory for accounts, so it is quite appropriate to switch to the bank.

And Ning Yu was also quite happy in his heart. After all, there were elders in the family at the iron mine, and it was inevitable to be tied up when doing some things. The stewards of mine management have all been summoned.

According to current information, the Ning family owns four iron mines. Except for the iron ore discovered by Yunmeng, which is relatively large in scale and quality, the other three are small mines. The sum of wrought iron is only five hundred catties.In addition, there are two coal mines, which makes Ning Yu quite happy, but the reserves are also not large, and the daily output of coal is only more than 1000 catties.

After a while, a few stewards came in from the outside, and they knelt down honestly after entering one by one. Now they have received the news that the mines in the family have been taken over by the young master Ning Yu, so they dare not neglect.

Ning Yu stared at the ledger for a long time before saying slowly, "Zhang Fu, you are in charge of the iron mine in Xiaogan County, right?"

A young man with a simple and honest appearance below was a little nervous, "Little...he's just right."

"According to the records in this account book, it can be seen that your usual work is still very solid. I don't see anything wrong with the figures in this account book. I will go to the account room to withdraw ten taels of silver later. This is for you. Reward." Ning Yu said lightly.

When Zhang Fu said something, his face showed joy. He was originally a relatively honest and honest person.Later, this temperament was also recognized by Ning Zhongjing, and he was promoted to be the manager of the iron mine in Xiaogan County. Now that he has been recognized by Ning Yu, he is naturally grateful in his heart.

Ning Yu slowly opened the second ledger, his face was still expressionless, which made the steward kneeling on the ground a little uneasy, especially the two guilty ones, whose faces were even paler.

"Du Wu, I remember you came to the mansion ten years ago." Ning Yu's tone was light.

A 40-year-old steward immediately put his head deeply on the ground, and said in a low voice: "The young one is indeed Kangxi who entered the mansion in 49. Thanks to the favor of several masters, he has been eating from the Ning family for ten years."

Ning Yu snorted coldly, "It's a pity that you still remember that you entered the mansion in 49, but your conscience was eaten by dogs!"

"How many tricks are there in this account? You are a piece of paper when you are a young master!"

"I won't talk about the old accounts before Kangxi's 58 years. In the year of Kangxi's 58 years alone, the iron materials you recorded were not reconciled. Three thousand catties of pig iron and one thousand catties of wrought iron were short. The money you ate , not less than 3000 taels!"

"Those two concubines in your mansion, and the three big tile-roofed houses newly built in your hometown, do you really think that my Ning family is blind?" Speaking of this, Ning Yu's tone became more and more cold.

Du Wu put his head deeply on the ground and said with a wry smile: "Life or death now depends entirely on the young master."

(End of this chapter)