Rebirth as a miracle doctor in the 80s

Chapter 361 Raising Funds, Conditions of Bank Loans

Chapter 361 Raising Funds, Conditions of Bank Loans
The most urgent thing is to find a way to raise money.

The Land Bureau gave [-] mu of land, but these [-] mu are not connected together, there are three pieces of land, each ten mu of land.

As for the three pieces of land, except for one that is relatively close to the urban area, the other two are a little farther away.

He Jincheng plans to develop the farthest piece first and build a garment factory.

The clothing factory does not need to be built too high, only three floors are enough. The south of the whole project is relatively low. If it is really started, it can be completed in about three months. Of course, with the addition of decoration equipment and machines, it may use more time.

The construction matter is actually not in a hurry, and more importantly, the funds are not enough.

He Jincheng has already calculated the lowest cost, and the most needed is 100 million for construction.

However, after buying land and donating funds, the company's accounts are only in the early 20, and the gap is about 80.

How to raise money as soon as possible, He Jincheng immediately thought of bank loans.

Therefore, He Jincheng asked someone to contact the largest local bank and expressed his intention to take out a loan.

Unexpectedly, the other party agreed very readily, but for specific matters, he still needs to have an interview with He Jincheng.

Of course He Jincheng would not refuse, so he made an appointment at the Nandu Hotel to discuss the matter.

This time, He Jincheng brought Zhou Qingyuan and He Jinshan with him.

Zhou Qingyuan is the veteran of He's Garment Factory, and his elder brother He Jinshan is the future helm. He Jincheng brought them here because he wanted them to get in touch with people from the bank, and they will definitely have to deal with them in the future.

The manager from the bank, named Wu Daqiang, was a middle-aged man with a big belly, with silver-rimmed eyes, and he seemed to be somewhat educated.

He Jincheng led the two of them into the box, then smiled and extended his hand to Wu Daqiang.

"This is Manager Wu, right? I am He Jincheng, the factory director of the He Corporation, and this is our two deputy factory directors, Zhou Qingyuan and He Jinshan!"

That Wu Daqiang was also a smooth person, he stood up smiling and shook hands with He Jincheng, and after exchanging pleasantries for a while, they sat down one after another.

When the food was served and the wine glasses were filled, the few people chatted and laughed.

"Director He is really young and promising. I'm afraid your age is less than thirty!"

Wu Daqiang was very curious about why He Jincheng was so young.

Before that, he also knew that He Jincheng had won [-] mu of land in one go, and he knew that this was a big boss.

This time He wanted a loan, and the higher-ups had also greeted him, so he readily agreed.

"Manager Wu won the award, and I just happened to be there. In fact, I don't have such a great ability, but this time, our current garment factory, the production capacity is indeed a bit behind. The establishment of the factory this time is also to increase production capacity. There is absolutely no problem with the repayment, as for this matter, please give me some advice from Manager Wu!"

He Jincheng raised his glass with a smile and said.

Wu Daqiang took a sip of his wine and said with a smile: "It's easy to say, in fact, the above also told me that the income of your suitable garment factory is very good, and there must be no problem with the ability to repay the loan. However, there may be some problems on my side. I don't know if Director He can agree to a small condition."

"Manager Wu, let's just say it directly, as long as it is reasonable, we will definitely accept it!"

He Jincheng nodded slightly. If there were no other conditions, he would not be here for dinner now, but would go directly to the loan process.

"It's like this. Your factory is also well-known in Nandu. The higher-ups attach great importance to the construction of your new factory, so they assigned Nandu Sanjian to undertake the construction of your new factory. As long as Director He agrees to this matter, I will Of course there is no problem with side loans!"

Wu Daqiang said with a smile, and then took a sip from the wine glass.

He Jincheng frowned slightly, feeling a little unhappy.

This Wu Daqiang's condition is really too much.

Appointing a contractor is completely a transfer of benefits. Although the project of this factory is not large, it is also a considerable amount of income. At least 100 million needs to be invested in the front and back.

Zhou Qingyuan and He Jinshan didn't speak, they couldn't see the situation clearly.

In their view, it doesn't matter whoever builds the factory, as long as the funds are in place and the factory is built, it will be fine.

However, seeing He Jincheng meditating, they didn't disturb him.

"How about it, does Director He have any concerns? Sanjian is a state-owned enterprise. There must be no problem in terms of construction quality. In addition, the higher-ups also attach great importance to it. There must be nothing wrong with it!"

Wu Daqiang said with a smile.

In his opinion, this condition is absolutely not excessive.

"Manager Wu is right, but he suddenly proposed a condition. We still need to think about such a big matter. I see how this is going to be. Please ask Manager Wu to help me meet with the leaders of Sanjian and talk about it. Details, if Sanjian’s price is right, of course we have no problem!”

He Jincheng thought about it, and agreed temporarily, but he didn't say too much. Who knows if there will be any tricks on Sanjian's side.

"Of course, how about this? In the afternoon, I will bring Yang Qishan, vice president of Sanjian, to discuss this matter with Director He. If Director He has any questions, you can also ask him face to face. Well!"

Wu Daqiang said with a smile.

"Of course it's the best!"

He Jincheng nodded in agreement.

The two sides didn't talk too much about work. Zhou Qingyuan and He Jinshan were drinking with Wu Daqiang, and He Jincheng was thinking about it seriously.

Satiated with wine and food, Manager Wu was sent away. Zhou Qingyuan looked at He Jincheng with a bit of hesitation on his face.

"Old Zhou, just say what you have to say, do we still need to talk so much?"

He Jincheng asked with a smile.

"Director He, I always feel that there is something wrong with today's matter. I am afraid that the conditions of Sanjian should not be very favorable!"

Zhou Qingyuan said with a wry smile.

"Yeah, I can see it too, and to be honest, when I was working on the construction site, I also took over some projects from state-owned enterprises. Let's not talk about the quality of the projects. The wages of the workers alone will always be delayed. A very long time."

He Jinshan also said in a deep voice.

"That's right, I think so too, but this vice president of Sanjian, Yang, still needs to meet. After all, it is the company designated by the above. If we don't give any face, it will definitely not work, as long as the other party's demands are not excessive. , we can accept it!"

He Jincheng said.

"I'm afraid they will talk too loudly. Those state-owned enterprises have always looked down on our private enterprises. I'm afraid it's not that simple!"

Zhou Qingyuan shook his head and said.

(End of this chapter)

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