Calm women are the most elegant

Chapter 8 Concentration—A woman with concentration has charm and vitality (3)
A woman without ego and personality independence is in danger. They are a turntable in life, a note at work, and a puppet in emotion. What charm can such a woman have?
When a woman is truly independent in personality, looks at people and things in the world with a peaceful attitude, and correctly treats the gains and losses in life, she understands the true meaning of life.After realizing the true meaning of love, she can grasp herself well and control herself.Such a woman not only understands the independence of personality, but also achieves independence in terms of economy, thought, and ability, because she understands a truth: all good things in the world cannot rely on others' charity and giving, but can only rely on themselves. .

6.A woman who is not financially independent, her life will collapse at any time
Financial independence is the most fatal flaw for women.

Duan is a good girl from a poor family.Highly educated and good looking, naturally there are many suitors.That year, there were two boys chasing her at the same time, one was a Ph.D. student, who treated her very well, but did not have much money.The other is a small business owner who treats her generously.Due to her family situation, Duan was really poor, so she chose the latter.

The days when they were in love were very happy, and the two were together all day long.Her boyfriend is very generous to her, visits her every now and then, buys her a lot of gifts, and makes her happy.On Christmas in the first year of dating, her boyfriend spent more than 5000 yuan to buy her a set of fashion. On Valentine’s Day and her birthday, her boyfriend would send a lot of gifts. He usually paid for meals and shopping. She felt that she very happy.Later, when the company laid off employees, when other female colleagues were submitting resumes and relying on relationships to find a job, Duan’s boyfriend said generously to her: "I am responsible for making money to support the family, and you are responsible for being beautiful!" Duan was so happy, I feel that I am the happiest woman in the world.

But the good times didn't last long. As she got to know each other better, she felt more and more that there was a big difference in personality between herself and her boyfriend, and the two often quarreled over trivial matters.She thought about breaking up, but she was timid when she thought of breaking up and finding a job again and earning money desperately.Until after a quarrel, her boyfriend slapped her. She covered her red and swollen face and ignored him. No matter how much he apologized, she decided to break up. Seeing that there was no hope of reunion, the boyfriend said that breaking up was fine, but he had to pay him back. The money spent for her, otherwise she will not have a good life.At the thought of borrowing money to repay the love debt, Duan retreated again, swallowing his anger and continuing to enter the palace of marriage with this man who she believed was not on the same channel at all.

Duan's life after marriage was not happy at all. Her husband only gave her basic living expenses every month and never gave her big money. Duan pointed and accused: "You eat mine, drink mine and live in mine, what else do you want? If you're really going to get divorced, you can't even live this kind of life." Although Duan felt ashamed at that moment, she who was greedy for comfort Thinking about it later, the husband said it made sense, so he continued to endure the humiliation.

The economic base determines the superstructure. This truth also applies to living and being a woman.For anyone, life without economic independence is bound to be bleak.If there is no ability to be self-sufficient, once there are changes in marriage or the workplace, women can easily fall into a precarious situation.

Although being rich does not necessarily have everything, having money provides the material and spiritual basis for having everything after all.When a woman is financially independent, her requirements for men will also rise from two-dimensional to three-dimensional.This is a gradual development process, because she can live well without any man.This kind of material calm made her slow down her pace of marriage and love.No longer like a big girl in a hurry, desperately wanting to marry a pot, no matter what material the pot is made of or what is in it.

After marriage, a sense of financial independence gives a woman dignity.And what about men?Only in front of dignified women will he care more, and he will not be so domineering.

In short, a woman who worries about money all day is definitely not a lucky woman.Only when a woman is financially independent can she gain psychological peace in life.A lucky girl should be the master of money. Although she doesn't have to be able to buy things without asking the price, she must at least be able to support herself.

How can a woman be financially independent and be the master of money?

First of all, we must get rid of the idea of ​​"depending on".Because "relying on the mountain, relying on everyone to run", it is best to rely on yourself.First of all, you can't rely on men. There is a popular saying: "It's better to marry well than to do well."Is it true?Countless women's unfortunate cases tell us that no matter how much money you have, if you don't earn it yourself, you don't have the freedom to spend it or not, let alone spend it on things you like. If "married well" is not supported by a solid "good job" to support it, it is like a tall building built on the beach, which will collapse immediately at the slightest disturbance.

However, in the fiercely competitive modern society, it is not easy to "do well".How do you do a good job?Does a senior executive who has climbed the ranks of the enterprise count as a good job?Is it a bad job to do my job well all my life?Actually, not necessarily.Whether you do a good job or not does not refer to how high your position is, but whether you can use this skill to exchange for the material needs of your life.

Both A and B are my classmates.They entered a state-owned monopoly enterprise at the same time. A desperately worked hard and soon became the chief financial officer of the company. B stayed put and has been working as a small bookkeeper.But there was an unexpected situation, the company implemented the reform of the personnel system, and the two of them were sent back home.A, who has been in management for many years, has long been unfamiliar with the business. Once he leaves the "system", he will not be able to sell a price in the talent market; Taking one certificate after another, leaving the control of the "system", she was like a fish in water, and at the same time worked part-time for a number of private enterprises, and her income nearly doubled.At women's gatherings, when talking about the eternal topic of men, she always said: "A rich man may be unreliable, but money is absolutely reliable." And I heard another kind of love from her classic saying. Voice: Women can indeed become masters of money because of their own efforts (well done).

Second, learn to manage money.A person's lifetime income comes from two sources: one is income from work, and the other is income from financial management.Confucius said: "A gentleman loves money, and he should get it in a proper way; a gentleman loves money, and he should manage it in a proper way." Here, "taking" means making money, and "governing" means managing money.No matter how strong a person's ability to make money is, if he doesn't know how to manage money, he will still be empty-handed and worry about food and clothing in his later years.

So how to manage money?Start by saving money.Saving money is the starting point of financial management.Financial planners often say: Income is a river, wealth is a reservoir, the money spent is the water flowing out, and only what stays in the reservoir is your wealth.If you want to save money well, you must develop the habit of living within your means throughout your life.Also pay attention to try to restrain impulsive consumption.Women have slightly less self-control in consumption than men. It is impossible for a woman to consume like a man. If that happens, women will no longer be women, and women will no longer be cute.But overspending can leave you bankrupt.Credit cards play an important role in women's consumption, so sisters should use credit cards carefully.I have always believed that credit cards are the culprit of impulsive spending, it will cause people to spend without feeling, so throwing away the credit card in hand is a good way to restrain impulsive spending.Of course, if you think it is necessary, you can keep one in your hand, but you don’t use it at ordinary times, and try to use cash to pay the bill, so that you will spend less money and save more "water" for your "reservoir".

It is not enough to just save money, you must also learn to invest, let money make money, and making money is the focus of financial management.Experts recommend dividing the money in your home reservoir into thirds:
The first one is called emergency money.The living expenses for half a year to one year should be reserved, and the money should be deposited in the form of current savings. Of course, you can also buy some money market funds.

The second is called life-saving money.Living expenses should be kept for three to five years.The money can be parked in the form of regular savings, or partly bought into treasury bonds.

The third part is spare money.It is money that will not be used for five to ten years. This money can be used to buy stocks, funds, and real estate in order to obtain high returns. Of course, you must be prepared to lose money.

Pension insurance can also be bought, but it is not the only means. Investment funds can also be used for pension.Whether you can provide for the elderly depends on whether there is enough "water" in your "reservoir".

The third point is to buy insurance. Here we are talking about buying protection-type insurance, such as personal accident insurance, hospitalization insurance, and term life insurance.In this way, when you have an accidental loss, the insurance company will provide you with compensatory financial support, otherwise your "reservoir" may burst.Buying insurance is about achieving financial security.

I sincerely hope that all the sisters can become rich and independent women, and I also hope that you live a happy life.

7.Women can live decently and calmly only when they have self-knowledge

In the vast world, there are many kinds of women, only one kind of women is rare, and that is women who are self-aware and know how to choose.

Life is an art of choice.For women, the test of choice is more severe. Each age group must do what each age group should do, and there are often many things waiting for you to do at the same age. This requires knowing yourself and the enemy, judging the situation, and not Missed a tiny bit.Therefore, women are required to be extremely wise, self-aware, courageous, courageous, visionary, and able to take responsibility.Such a woman, if not a goddess, what is it?
Recently, the eternal sexy goddess Zhong Chuhong once again became the focus. At the age of 54, she appeared on the cover of the December issue of "ELLE". , People couldn't help but exclaimed: "This is too incredible."

Compared with the female stars of the same age, Zhong Chuhong is the one who lives the most decent and calm life. She is almost smooth sailing. She has been the most popular female star in Hong Kong for ten years. She has been married for 18 years and was once the happiest little woman in Hong Kong. , and even after her husband passed away in 2007, she was still a glamorous mature woman sought after by thousands of people, and almost everyone loved her.Even though the Hong Kong media paparazzi are as mean as they are, when Zhong Chuhong was photographed on the street in Causeway Bay one day, although he still used to attack her with fleshy arms and folded forehead, she was very merciful, "This age is still full of star flavor, finally rare."

Some people say that Zhong Chuhong has a good life, but in fact, rather than saying that she has a good life, it is better to say that she is a woman who knows herself and does not have too many desires.She knows what she needs and what suits her. Once she finds something that suits her, she will take good care of it without hesitation or regret.

(End of this chapter)