Cosma Empire
Vol 3 Chapter 780: Invisible battlefield
Taylor glanced at Bellito, and the smoky meeting room was filled with unpleasant smells of smoke. "Raising the insurance industry's margins ensures that when necessary, there is sufficient money to pay the insured, I must let you know, I There is no meaning to embarrass any of you. This is an imperative prerequisite! "Taylor is much stronger than Phyllis. He knows better how to set up an industry standard and access system. Coming benefits.
He is more like a standard professional manager, with only work in his mind. He climbs from the bottom with his own abilities and advantages little by little. For him, every job is a battle. If he fails, he may He would lose everything, which forced him to go all out. Shareholders like Phyllis are not at all different.
Bellito nodded, too, and Taylor had given him a strong hint just now that he knew he should stand up at this time. His perception of Taylor was polarized. He liked both Taylor's professionalism and his aggressiveness. The former can get everything here on track quickly, allowing the insurance business to quickly set up and enter the operational state, while the latter means that his opponent has become a master with a sword from a fool who can't even get a sword. .
No one likes that the difficulty of customs clearance is too high. Except for those masochists, it is clear that Bellito is not a masochist.
"I very much agree with Mr. Taylor. Prior to this, Mr. Roel's fraudulent behavior has reminded us that if there is no strong margin, it is very likely that an insurance company will be caused by a person or an organization's fraudulent behavior. On the verge of bankruptcy. Gentlemen, the reason we are sitting here to discuss these things is not to find a way to force ourselves into bankruptcy, but to make more money, then we must be prepared to resist risks. "
"Everyone has proven himself in business. I think there are some things that I don't need to repeat, and everyone should understand them very well. The risks and opportunities coexist. The greater the benefits, the greater the risks we take!"
"As an emerging industry, if a company is forced to go bankrupt due to failure to pay the insured's insurance claims, it will bring huge risks and negative effects to the entire industry. People will directly connect insurance business with fraud. Together. The purpose of Mr. Taylor's proposal to increase the deposit is not to embarrass you, not to leave you out, but to protect our mutual interests. We have a different idea, if you are still in the insurance business, but we are For this reason bankruptcy is involved in you, I am afraid you are also extremely unhappy. "
Taylor nodded and took the topic from Bellito. "Yes, Mr. Bellito is very correct. Only when the industry's ability to resist risks is sufficient can we bring us a stable, sustainable high-speed A huge market for development. And I think the margin I have proposed is very reasonable. We can learn from the data of Mr. Mennon ’s three guarantee policies that at least 30% of the sum insured can be used to pass Early. "
The two people who met for the first time cooperated very well. They sang the idea that they wanted to expel "bad money" from their hearts and thought for these people. Of course, what they said was also part of the fact. Judging from the data of the three guarantees policy left by the farmers, a 10 million yuan is enough to support the normal operation of the insurance company's business. They even have more ways to continue the operation of this margin with half of it. Insurance business.
The problem is that it is impossible to do everything according to people's best ideas. What should I do if a mine disaster occurs again? Now those who go down to the mine have bought insurance. A mine disaster may reach 300 to 500 people, and they will have to pay out millions in one payment. Besides, what if we encounter a natural disaster? For example, if there is an earthquake, there will never be only one or two, three or five, maybe a dozen or even dozens of mining areas in the entire western region. If there is not enough margin, how can I make a claim?
In addition to this, there are many unforeseen but absolutely highly probable things that require insurance companies to have sufficient capital to fight the disaster. Taylor's request to raise the margin is not only responsible for himself, but also for the insured.
A series of words said that several other people in the conference room fell into silence. They would not sit here if they could put up a deposit of 50 million yuan. There are various types of physical industries in the south that are more suitable for them and have bright prospects, which are worth investing in. The reason to compete with the two major banks and Durin to snap up those contracts is in the final analysis a speculative act. Now they are half successful in speculation, but the other half is not so easy to mention.
"I have an idea here for you to consider!", While waiting for about three or five minutes when no one was talking, Taylor smiled and broke the peace in the conference room. "Two ideas, the first idea is The Imperial Bank purchases the existing contracts in your hands by cash. We can discuss the price in detail, and we will operate with the greatest sincerity. Another idea is to replace the contracts you have with our already established Yaoxing. The equity of Imperial Insurance Company, so your stuff is still in your hands, but you don't need to worry about the 50 million deposit. "
"Trust us, we are sincere!"
Bellito frowned. He hadn't met Taylor before, but he knew Taylor. Taylor's reputation is not very good within the Imperial Bank. To say that he was ruthless and unreasonable to make trouble is a very mild statement. His start was related to the central bank's last internal resource rectification and cleanup. However, he has caused many people to lose their jobs. The imperial central bank has worked for more than 30 years, and he will be retiring in one or two years to get his pension. He was also kicked out for some reasons.
He was a cold-blooded executioner and a butcher, and cruelly deprived many people of hope. But everything has its pros and cons. The governing board of the central bank likes Taylor's ruthlessness very much. He saved a lot of money for the central bank and made some complicated things simple. People thought that he would end up with various reasons. Being kicked out, I did not expect the council actually recruited him to become a partner, even the worst one, but that was also a partner.
This is a ruthless person.
Before this meeting, Taylor and Bellito had a telephone contact. Taylor called Bellito on his own initiative and said something to be said at this meeting. Both sides should ventilate first. Most of the things were done as the two said before when they ventilated, but the last one was a little different.
At the time, Taylor's statement was to find a way to force these retail investors to unite to form a company, and then turn the parties into three parties, and then the three parties held cross-shares according to the company's margin and market value. It is clear that the South Commercial Bank and the Imperial Bank have thicker boards, and they can get more shares of the third company with minimal effort. The two parties are working together to achieve the purpose of directly controlling the third company. In this way, the entire insurance industry is equivalent to only two of them, and a rampant pre-stage company.
This idea is very interesting and has a high degree of enforceability. Bellito considered it and gave Taylor an affirmative answer. But I didn't expect that Taylor, who was sitting at the conference table, was goofy, and bypassed him directly to swallow these people into his belly!
Bellito can totally guess the minds of these people, as Taylor said, they have not lost anything at all, but instead have gained a more stable backing, a larger market.
Being a small factory director with a market value of 100,000 yuan may be very free, but everyone is more willing to be a small shareholder of a company with a market value of tens of millions, even if it has only 1% of the shares. Even if he thinks in other words, Bellito himself has a little enthusiasm. Anyway, these contracts are the result of their speculation. They only paid for the money, and they earned a return that is infinitely more than money. They will definitely be satisfied.
But things must not be allowed to continue in this way ~ www.readwn.com ~ Just as speculators began to show hesitation and contemplation, Tyler lowered his head to tidy his hair, and raised the corners of his mouth slightly. He punched back at Taylor's back.
"Gentlemen, there is actually another way for you to choose from here.", Bellito immediately felt Tyler staring at him, he nodded with a smile, and then said, "We Southern Commercial Bank Can provide you a loan of 50 million, one year interest-free, one year low interest rate, two years later the annual interest rate will not exceed 15%. If you can't repay the loan at that time, you can run your business The insurance company pays off at a discount. "
"Gentlemen, we have the same sincerity, and it's more advantageous for you."
Belito noticed that Taylor's gaze was still focused on himself. He smiled and met Taylor's gaze without fear. The two looked away after looking at each other for a while, and they seemed to maintain the same gentleman's demeanor. In fact, the other side's blood has long been sprayed.
Taylor knew that he had underestimated Bellito, as well as his courage and courage. Also, as a partner of the Empire ’s largest central bank, he did n’t even dare to say that he had loaned 50 million to these people, but Bellito preferred it. Not only did he dare say it, it broke Taylor's small plan. Even if he offered more favorable terms than Bellito at this time, these people would not choose him, because just now, just a few minutes ago, he planned to swallow these people with people and swallow the chewing residue Nothing left. Now no matter how many times his conditions are better than those of Bellito, these "out of danger" people will not choose him.
Sure enough, after ten minutes, these people made a decision ...
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