Rebirth 2004: I can make money by writing

Hao Qiang couldn’t guess which of his peers wanted to poach his employees. Even if they knew, would they poach each other maliciously?

You poach my people, and I poach yours, to see who has more financial resources?

Fight to the death?

If so, other peers would be very happy, and they would reap the benefits.

Even if the chef was poached, peers could not replicate Renjian Fireworks. Hao Qiang quickly recruited candidates, but he had to spend time training new employees.

In fact, he was quite calm. Personnel turnover is a normal phenomenon. As long as it is kept within a reasonable range, it is beneficial to all parties.

If employees are fixed in one position for a long time without mobility and change, some employees may gradually lose their enthusiasm for work, which is not good for both the company and the employees.

In recent days, Renjian Fireworks Hot Pot Restaurant has carried out a large-scale expansion of personnel.

Hao Qiang plans to expand the number of formal employees to 16 to meet the growing business needs.

Among them, a new deputy store manager named Wang Li, 35 years old, high school education, and several years of hotel and catering management experience, was added.

According to the actual situation in the store, other positions were also supplemented with corresponding personnel.

At the same time, Hao Qiang began to think deeply about the future development direction of Renjian Fireworks.

Generally speaking, there are three main modes of expansion in the catering industry:

1 Store expansion (after investigation, it is not suitable and cancelled);

2 Open another mid-range hot pot restaurant in Huanan University of Technology;

3 Directly enter the high-end hot pot restaurant market.

After repeated weighing and careful consideration, Hao Qiang finally denied the first two development models and decided to move directly into the field of high-end hot pot restaurants.

He felt that he had accumulated enough experience and grasp, and there was no need to toss too much in the mid-range hot pot restaurant market.

After all, the fame and capital attraction brought by opening a high-end hot pot restaurant far exceeds that of opening five or six mid-range hot pot restaurants.

This strategic choice is not only in line with Hao Qiang’s personal vision, but also in line with the interests of Renjian Fireworks’ long-term development.

In addition, the secondary technology store is about to open, and he may have to add a different investment project, with limited time and energy.

Back to the topic, to open a high-end hot pot restaurant, according to the area standard of future Hidilao, the store’s usable area shall not be less than 600 square meters.

According to the current price situation, the estimated investment amount is not less than 3 million yuan, and the investment risk is very high.

With a store as a guarantee, plus the writing system to make money, Hao Qiang must take this risk to grab time and market, and must gamble.

If he doesn’t fight, his peers will occupy the high-end market share, which is extremely unfavorable for the future listing of Renjian Fireworks.

But when he thought of the funding problem, Hao Qiang sighed:

“Hey, it’s an investment of several million!”

In an instant, he felt that he had become poor again.

Even if Zhongda Renjian Fireworks maintains its popularity, the monthly profit is estimated to be around 150,000 yuan, and the annual after-tax profit is less than 2 million yuan.

Want to go to the bank for a loan?

With his background and fixed assets, it would be good to be able to borrow 200,000 yuan.

In any case, he still has to go to the bank to see how much loan credit is, and he will have to deal with various banks in the future.

November 12, Friday.

Hao Qiang skipped two classes in the afternoon and went to various banks to consult about loans.

Before leaving, he prepared personal credit reports, business licenses, bank statements and other information.

However, the reality was much worse than he expected.

Loans are not as simple as he imagined.

At the counter of a large bank, the specialist told him indifferently: “Mr. Hao, do you have real estate or other fixed assets locally?

If not, I’m sorry, you may not meet our loan application conditions.”

Hao Qiang frowned and continued to ask: “Does your bank provide stock mortgage services?”

The specialist answered without hesitation: “Our bank does not do this kind of loan, the risk is too great.

In fact, most banks do not accept stocks as collateral.”

“I run a restaurant myself, with a monthly turnover of more than 200,000 yuan, but I can’t apply for a commercial loan?”

“Is the store your own or rented? If it is rented, it is difficult to apply for it. We suggest that you return to your hometown and try to apply.”

“…”

Hao Qiang was speechless.

What kind of conditions are these!

In the final analysis, it is best for the applicant to be a local and have fixed assets.

Otherwise, what if he takes the loan and runs away?

If there are fixed assets, the bank can at least recover through their fixed assets.

For non-local applicants like Hao Qiang, especially when there is no fixed asset support, the bank will naturally be cautious.

Well, Hao Qiang understands the difficulties of this bank..

Next, he continued to visit various major banks.

However, the results were not satisfactory.

Major banks did not provide stock mortgage loans, nor were they willing to lend him money, or the credit limit they were willing to lend him was too low, which was meaningless.

In addition, the end of the year was approaching, and the bank’s loan task was basically completed, and the difficulty of loaning increased.

Of course, another reason was that Hao Qiang had no experience in bank loans and did not find a way in.

It was also said that if it was so easy to get a loan, there would not be so many people taking the path of usury.

In any case, he consulted many banks. Although he did not succeed in getting a loan, he also roughly knew some loan policies, which was not without gain.

When he was rejected at first, he was still a little frustrated, but after being rejected so many times, he felt that it didn’t matter.

In the evening, Hao Qiang and Qiu Yuqing had dinner together in a small restaurant.

Qiu Yuqing noticed that Hao Qiang looked serious and had a trace of fatigue in his eyes, so she asked with concern: “Brother Qiang, are you worried about something?”

“Nothing, I went to the bank all afternoon, and the bank’s requirements were messy, so I must be a little tired.” Hao Qiang hesitated for a moment, and still opened his heart. He felt better when he had someone to talk to.

After hearing this, Qiu Yuqing immediately offered to help find a solution.

Hao Qiang shook his head and refused, politely rejecting her kindness: “No, I’m not short of money on hand, I have hundreds of thousands of funds.”

He knew very little about Qiu Yuqing’s family situation, but Qiu Yuqing could give him 300,000 yuan, which was enough to prove that her family background was extraordinary, but the family’s net assets should not exceed 100 million yuan.

One hundred million yuan these days can almost be ranked among the top 100 richest people in China.

In the richest people list published last year, the richest man in China, Rong Jia and Mr. Huang, had more than 1 billion yuan, and Xiao Ma ranked more than 90th in China with 141 million yuan.

Even a tycoon with 100 million yuan in assets may not be able to easily take out 5 million yuan as disposable funds.

It can be said that Hao Qiang has nearly 1 million yuan in disposable funds, which is already quite impressive.

In his hometown, he might be the richest man in the town.

However, his ambition is far more than that!

Hao Qiang longs for greater success and higher achievements.

Qiu Yuqing was relieved when she heard Hao Qiang said that he had sufficient funds.

She knew that she could no longer take out more money from her family, and even tens of thousands of yuan would require a reason.

Moreover, her parents knew that she had savings. If they asked about the whereabouts of the money, it would be difficult for her to explain who she lent the money to, and she might even be misunderstood as being cheated.

What Hao Qiang lacked was obviously a huge amount of funds.

In addition to opening a new store, she couldn’t think of any other funding needs he had.

“Brother Qiang, are you planning to open another new store?” Qiu Yuqing asked softly.

“Yeah, I have this idea.” Hao Qiang nodded, noticing the worry in Qiu Yuqing’s eyes, so he gently held her hand and comforted her with a smile, “Don’t worry, I have my own way to solve the funding problem, it just takes some time.

I told you this because I was a little unhappy with the bank’s attitude.

Seeing your smile, I have no worries.”

“Hehe, is that so.”

Qiu Yuqing returned to her usual sweet smile, very happy that Hao Qiang opened his heart to her.

She thought that Hao Qiang would open another mid-range hot pot restaurant, and with the current hot business, it would only take a month or two, so he might not want to move the funds in the stock.

After dinner, the two returned to the rental house for weekly exercise, which was also a time for the two to release stress and relax.

After the exercise, Qiu Yuqing liked to lie on Hao Qiang’s chest with her eyes slightly squinted.

Hao Qiang gently stroked her smooth back, feeling that the stuffiness in her chest had dissipated, and her breathing was much smoother.

Since his rebirth, he has been on a smooth journey, and some hardships are also good.

Hao Qiang knows that as his career grows bigger, he will face more difficulties and greater pressure.

It is good that he is a reborn person, but he is not omnipotent.

It just means that he now has more choices and does not have to beg for help.

And every challenge and difficulty is an opportunity for him to grow and a driving force for him to become stronger.

Well, only after constant tempering can one become a real man.